Auto Insurance, Charlotte, NC

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We provide comprehensive auto insurance policies to keep you safe on the road.

At Curtis Helms Insurance, we know that everyone does their best to stay safe on the road. However, even the most careful of drivers can’t account for every possibility, and even the most thorough safety system still leaves room for error. No one plans to have a car accident, but failing to plan for the possibility of one can leave you floundering if the worst happens. Having a good auto insurance policy is an essential part of safe driving, and our team at Curtis Helms Insurance can help you find the best coverage for your needs and budget.
Auto Insurance in Charlotte, North Carolina
Auto insurance gives you a financial safety net in the event that you are involved in an accident or suffer a car theft. Most auto insurance policies cover a variety of circumstances, including damage to your vehicle from collisions or other causes such as natural disasters; this first type of coverage is called collision coverage, and the second is referred to as comprehensive coverage. The typical insurance plan will also cover liability for property damage or personal injury resulting from accidents for which you are at fault.

"I trust them with my life!"

 
Testimonial

"I have been doing business with this family for years, and I trust them with my life! I have also referred them to multiple family and friends throughout the years. Mr. Helms and his son know almost everything, and if they don't, they will steer you in the right direction."

★★★★★ -Courtney B.

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Services We Offer

Home Insurance

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.
Life Insurance

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.
Commercial Insurance

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

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We offer the excellent customer service you deserve.

At Curtis Helms Insurance, we are proud to serve the Charlotte, North Carolina community. We are committed to keeping the roads safer for everyone through our auto insurance policies. If you have questions about our coverage, you can call our team for more information about what we can do for you. Give us a call today if you are ready for a new auto insurance policy.

FAQs About Shopping for Auto Insurance

If you own a car, you need auto insurance. And since you have to have it, you don’t want to pay a fortune to insure your vehicle. Below, we’ve answered some questions about shopping for an auto insurance policy and getting the best rate.

What factors impact my auto insurance rate?
There are many factors that impact what you will pay for car insurance. Some of these include the type of car you drive, where you live, how much you drive, and your collision history.
Wil my auto insurance go up if I get into an accident?
In most cases, yes, it will. However, we can help you find the best coverage for the best possible rate, so even if you have an accident on your record, this doesn’t mean you will pay a small fortune to insure your car.
Do I need comprehensive auto insurance?
This depends on your personal preferences. While some people prefer comprehensive coverage, so they don’t have to worry about anything, others prefer just putting collision coverage on their car and taking more of a risk. If are still making payments on your car, the lender may require you to have comprehensive coverage.
Why should I choose your insurance agency?
We are extremely friendly, client oriented, and experienced. Our goal is to make sure finding the right car insurance policy is easy and efficient.
How do I set up an appointment?
Reach out to us directly and we’ll set up a time to discuss your insurance needs and help you find the right car insurance policy. We look forward to hearing from you!

At Curtis Helms Insurance, we offer auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

 
Excellent
4.9
My experience is and has always been great..Mr Curtis set a standard that the team follows..
Response from the owner: We're happy we could help with your insurance needs, Michelle! Thanks for the great review.
I have always had good results! Good customer service!
Response from the owner: We're glad we can always help you get good results! Thanks for the five-star review, Shirley.
Thank you for all your help!!
Response from the owner: We appreciate your business and your review, Nil! Thanks!
It was nice
Response from the owner: Thanks for the 5-star review, Lasana!
Very knowledgeable and experienced!
Response from the owner: We're glad we could put our knowledge to work for you! Thanks for the five-star review, Catherine.
Curtis Helms Insurance, is a great company to deal with and the prices are very reasonable..Thank you for everything.
Response from the owner: Thank you for leaving us a 5-star review, Carl. We're so glad you trust us with your insurance needs.
Great customer service !!! Will do everything in their power to get the best rates. Great family owned business with great employees
Response from the owner: Thank you for your kind words! We’re so glad you had a great experience with us.
Service is always great. They also search for the best policy for my needs. I’ve used this company in the past and left but eventually made my way back because they are reliable and here to make your insurance process easier.
This is from Tawanna not Quentin!! lol I have been with Mr Helms and family for over half of my 30yr driving record. I LOVE them!! Mr and Mrs Helms are sooo sweet and caring! They tell you the truth and try their best to get you the best quotes. I would send Everyone there!!! 🥰🥰
Response from the owner: We truly appreciate your loyalty and kind words over the years. It’s our pleasure to take care of you, and we’re so happy to hear you’ve had such a positive experience with us.
Great service, been during business with them over 20 years .Mr. Helms was my grandmother insurance man when I was a child
Response from the owner: Wendy, we really appreciate this 5-star review! Thank-you!
I was worried about getting insurance because i have points on my licenses but Greg had me smoothered and covered. Greg took care of me from beginning to end at eases and a better rate than anyone i called. I look forward to doing business with Curtis Helms insurance
Response from the owner: Thanks, Meka! We look forward to working with you for a long time!
Amazing Family Businesses been going here for years they will get you right where you Need to be.
Response from the owner: Thanks for the great review, Arianna! We are grateful to have you as a customer!
Love this place been working with them now going on probably 3 4 maybe even 6 years they are very friendly very knowledgeable and they really try to work with you
Response from the owner: We appreciate the 5-star review, Erika!
Personable and always feel like I'm talking to a good family member.
Response from the owner: We are thrilled by your feedback, Menia. Our goal is always to provide service that is personalized and helpful, so we are glad you've experienced just that! Thank you so much for sharing.
Super helpful and quick
Response from the owner: Thank you, John! We couldn't be happier to know you've felt so pleased with our team's assistance, and we are grateful for your 5-star stamp of approval. Please reach back out anytime.
Best auto rates in the nation.
Response from the owner: We are delighted by your review, Decontee. We work hard for our clients, and it's wonderful to know you've been so pleased with our results. Thank you for brightening our day!
Absolutely wonderful staff!! Shout out to Chris and Gregg very professional and knowledgeable!!!
Response from the owner: We really appreciate your compliments, Tiferet. Our team is dedicated to providing our clients with exceptional support for their insurance needs, so it's uplifting to know you've been so impressed with Chris and Gregg. Thank you for sharing!
I ❤️ Curtis Helms Insurance Agent Company, everyone is always so pleasant and polite and friendly. I'm forever going to be a customer of their's. Thank you guys for everything and always being the number one Insurance company agent around. Luv you guys.
Response from the owner: Thank you for such a heartfelt and kind review, Angela! We’re so grateful for your loyalty and support over the years.
I have been doing business with Helms insurance for at least 20 years, before they had their own building. Nice family owned company that looks out for their clients.
Response from the owner: Thank you for being a loyal client for over 20 years! We truly value your trust and support. It’s our pleasure to serve you.
I have used Curtis Helms Insurance for over 17 years.
Response from the owner: Thanks for giving us 5 stars, Nicole!
I left and now I am back great prices and good customer service!!!
Response from the owner: We're glad you came back Raye! We looking forward to serving you for years to come!
They are now family
Response from the owner: What a lovely sentiment, Star! We strive to provide helpful insurance support each day to our valued clients, and we are thrilled you've felt just like family here. Thank you for your uplifting review!
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We’ll Help You Get the Best Deal on Auto Insurance

We'll Help You Get the Best Deal on Auto Insurance

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