Auto Insurance, Charlotte, NC

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We provide comprehensive auto insurance policies to keep you safe on the road.

At Curtis Helms Insurance, we know that everyone does their best to stay safe on the road. However, even the most careful of drivers can’t account for every possibility, and even the most thorough safety system still leaves room for error. No one plans to have a car accident, but failing to plan for the possibility of one can leave you floundering if the worst happens. Having a good auto insurance policy is an essential part of safe driving, and our team at Curtis Helms Insurance can help you find the best coverage for your needs and budget.

Auto Insurance in Charlotte, North Carolina

Auto insurance gives you a financial safety net in the event that you are involved in an accident or suffer a car theft.

Most auto insurance policies cover a variety of circumstances, including damage to your vehicle from collisions or other causes such as natural disasters; this first type of coverage is called collision coverage, and the second is referred to as comprehensive coverage. The typical insurance plan will also cover liability for property damage or personal injury resulting from accidents for which you are at fault.

"I trust them with my life!"

 
Testimonial

"I have been doing business with this family for years, and I trust them with my life! I have also referred them to multiple family and friends throughout the years. Mr. Helms and his son know almost everything, and if they don't, they will steer you in the right direction."

★★★★★ -Courtney B.

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Services We Offer

Home Insurance

Protect Your Home and Your Peace of Mind

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Ensure a Brighter Future for Your Loved Ones

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Comprehensive Coverage for Your Business Assets

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

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We offer the excellent customer service you deserve.

At Curtis Helms Insurance, we are proud to serve the Charlotte, North Carolina community. We are committed to keeping the roads safer for everyone through our auto insurance policies. If you have questions about our coverage, you can call our team for more information about what we can do for you. Give us a call today if you are ready for a new auto insurance policy.

FAQs About Shopping for Auto Insurance In The Charlotte Area

If you own a car, you need auto insurance. And since you have to have it, you don’t want to pay a fortune to insure your vehicle. Below, we’ve answered some questions about shopping for an auto insurance policy and getting the best rate.

What factors impact my auto insurance rate?
There are many factors that impact what you will pay for car insurance. Some of these include the type of car you drive, where you live, how much you drive, and your collision history.
Wil my auto insurance go up if I get into an accident?
In most cases, yes, it will. However, we can help you find the best coverage for the best possible rate, so even if you have an accident on your record, this doesn’t mean you will pay a small fortune to insure your car.
Do I need comprehensive auto insurance?
This depends on your personal preferences. While some people prefer comprehensive coverage, so they don’t have to worry about anything, others prefer just putting collision coverage on their car and taking more of a risk. If are still making payments on your car, the lender may require you to have comprehensive coverage.
Why should I choose your insurance agency?
We are extremely friendly, client oriented, and experienced. Our goal is to make sure finding the right car insurance policy is easy and efficient.
How do I set up an appointment?
Reach out to us directly and we’ll set up a time to discuss your insurance needs and help you find the right car insurance policy. We look forward to hearing from you!

At Curtis Helms Insurance, we offer auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent auto insurance agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

 
Excellent
4.9
I get the best cuote here. im happy
Response from the owner: Thanks for the five-star review, Jose! We appreciate your feedback.
Very friendly and professional. Has the cheapest insurance in Charlotte
Response from the owner: We appreciate the great review, Angela! We are grateful to have you as a customer!
fast response! very helpful with explaining policy requirements
Response from the owner: Thank you, Gladys! We are happy that our team answered your questions so promptly and thoroughly, and we are if you need anything else related to your coverage. Please contact us anytime!
Curtis Helms Insurance was recommended to me by a good friend of mine. I must say it was a pleasure connecting with them and finding a better insurance. 10/10 I would recommend.
Response from the owner: Thanks for giving us five stars! We appreciate your feedback, Dwana.
Everyone is always so kind and professional.
Response from the owner: Thank you, Dyana! It's incredibly uplifting to know how much our team's friendly, professional assistance has impressed you, and we are here to answer any questions you have about your insurance coverage. Give us a call anytime.
Fast fast good service
Response from the owner: Thanks for giving us 5 stars, Karlito! Much appreciated.
Great agency highly recommended
Response from the owner: Thank you for the spectacular rating, John! It is always our goal to find the best policies and rates to meet our clients' insurance needs, so your stamp of approved is truly gratifying. We look forward to assisting you going forward, too!
The Company alwzys gives the best customer service
Response from the owner: Sabrina, we couldn't be happier about your feedback. Thank you for taking the time to spread the word about the fantastic support we provide! We are always here to help find the best policies at the best rates to meet your needs.
Always available to help solve any problems concerning your insurance. Great people!!!!
Response from the owner: Sharon, it means the world to have earned your 5-star approval! Thank you for trusting us with your insurance needs, and rest assured that we will continue working hard for you. Give us a call anytime!
I've been dealing with Curtis Helms insurance for about 5 years. Greg is my man to go to, to get me the best bang for my buck. He's gone through quite a few companies to get what I need for my Auto insurance. Highly recomend.5 stars across the board. Everyone is so helpful and takes the time to discuss all my options before I bought my last policy.
Response from the owner: We appreciate the 5-star review, Devan!
Great people nice serviceThank you
Response from the owner: We're so glad you had a great experience, Ponce. Thank you!
Been working with them company for years. They always provide the best advice and best quotes. Highly recommend.
Response from the owner: Thanks for giving us five stars! Call us whenever you need insurance help.
Always professional and courteous!
Very helpful. Understood exactly what I needed.
Response from the owner: We truly appreciate your 5-star review and your support.
Staff is very friendly and helpful
Response from the owner: Thank you for taking a moment to give us this top rating, Meisha-Shauna! It made our day to know you think so highly of our services, and we look forward to partnering with you going forward, as well. Reach out anytime.
Best agent, great customer service
Response from the owner: Thank you, Djerah! We are thrilled that you think so highly of our service, and we will continue working hard to find you the best rates and coverage. Give us a call with questions anytime!
Greg is very Knowledgeable and will take his time to explain any questions and concerns. Was able to find better coverage for less! That alone is a 10 star service in my opinion!
Response from the owner: Tony, nothing makes us happier than lowering our customers' insurance costs while boosting their coverage. Your review made us very happy! We look forward to continuing to assist you, and we welcome you to reach out anytime.
Very helpful agent!!
Response from the owner: Tim, we really appreciate your complimentary review. It's wonderful to know you found our agent's assistance so helpful, and we are here if you have any additional questions. Reach back out anytime.
This family business has covered all my insurance needs for many years. They have not only met but exceeded all my expectations. Friendly service with high standards & upmost integrity! Charles Gurley
Response from the owner: Thanks for the great review! We're happy to have you as part of our insurance family. 🙂
They are great to work with. Very helpful staff
Response from the owner: Thanks for the five-star review! We appreciate your feedback.
Great quick service. Will be moving more over to them.
Response from the owner: We appreciate your review! Happy to hear the service was quick and we look forward to supporting more of your needs.
Awesome customer service!
Response from the owner: Thanks, Robin! We appreciate you!
Katherine is the absolute best! Hands down!!
Remarkable customer service!
Response from the owner: Your feedback means a lot to us, Jack! We strive to provide outstanding service when you reach out to discuss your insurance needs, so we are thrilled you've received just that. Thank you for sharing!
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We’ll Help You Get the Best Deal on Auto Insurance

We'll Help You Get the Best Deal on Auto Insurance

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