Auto Insurance, Charlotte, NC

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We provide comprehensive auto insurance policies to keep you safe on the road.

At Curtis Helms Insurance, we know that everyone does their best to stay safe on the road. However, even the most careful of drivers can’t account for every possibility, and even the most thorough safety system still leaves room for error. No one plans to have a car accident, but failing to plan for the possibility of one can leave you floundering if the worst happens. Having a good auto insurance policy is an essential part of safe driving, and our team at Curtis Helms Insurance can help you find the best coverage for your needs and budget.

Auto Insurance in Charlotte, North Carolina

Auto insurance gives you a financial safety net in the event that you are involved in an accident or suffer a car theft.

Most auto insurance policies cover a variety of circumstances, including damage to your vehicle from collisions or other causes such as natural disasters; this first type of coverage is called collision coverage, and the second is referred to as comprehensive coverage. The typical insurance plan will also cover liability for property damage or personal injury resulting from accidents for which you are at fault.

"I trust them with my life!"

 
Testimonial

"I have been doing business with this family for years, and I trust them with my life! I have also referred them to multiple family and friends throughout the years. Mr. Helms and his son know almost everything, and if they don't, they will steer you in the right direction."

★★★★★ -Courtney B.

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Services We Offer

Home Insurance

Protect Your Home and Your Peace of Mind

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Ensure a Brighter Future for Your Loved Ones

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Comprehensive Coverage for Your Business Assets

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

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We offer the excellent customer service you deserve.

At Curtis Helms Insurance, we are proud to serve the Charlotte, North Carolina community. We are committed to keeping the roads safer for everyone through our auto insurance policies. If you have questions about our coverage, you can call our team for more information about what we can do for you. Give us a call today if you are ready for a new auto insurance policy.

FAQs About Shopping for Auto Insurance In The Charlotte Area

If you own a car, you need auto insurance. And since you have to have it, you don’t want to pay a fortune to insure your vehicle. Below, we’ve answered some questions about shopping for an auto insurance policy and getting the best rate.

What factors impact my auto insurance rate?
There are many factors that impact what you will pay for car insurance. Some of these include the type of car you drive, where you live, how much you drive, and your collision history.
Wil my auto insurance go up if I get into an accident?
In most cases, yes, it will. However, we can help you find the best coverage for the best possible rate, so even if you have an accident on your record, this doesn’t mean you will pay a small fortune to insure your car.
Do I need comprehensive auto insurance?
This depends on your personal preferences. While some people prefer comprehensive coverage, so they don’t have to worry about anything, others prefer just putting collision coverage on their car and taking more of a risk. If are still making payments on your car, the lender may require you to have comprehensive coverage.
Why should I choose your insurance agency?
We are extremely friendly, client oriented, and experienced. Our goal is to make sure finding the right car insurance policy is easy and efficient.
How do I set up an appointment?
Reach out to us directly and we’ll set up a time to discuss your insurance needs and help you find the right car insurance policy. We look forward to hearing from you!

At Curtis Helms Insurance, we offer auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent auto insurance agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

 
Excellent
4.9
Always a good service provided and I always recommend and refer others to come here.
Response from the owner: We really appreciate your 5-star review! Thank you for your support!
Rebecca is amazing!!!! All the way around!
Response from the owner: Thanks, Tania! We're so glad we could help you get a great deal!
I have used them since forever and would not use anyone else
Response from the owner: Thanks so much for being a long-time customer, Sabrina!
Family owned for years .low rates.
Response from the owner: Thank you for the 5 stars!
There has never been a time that Mr Greg has not made every effort to expedite the services that I need efficiently and promptly. I'm always excited to work with him. He's very knowledgeable and experienced.
Response from the owner: We really appreciate your 5-star review! Making sure our clients are completely satisfied is our top priority. Thank you for your support!
Great company and completely knowledgeable of the Insurance business 👏
Response from the owner: Thanks for giving us five stars, Drucilla! We appreciate your feedback.
Flore _
Response from the owner: Thanks for giving us 5 stars, Henrietta!
Hands down best insurance company I've done business so far with in my 26 years of driving. Chris took care of me over the phone and email and I never had to set foot in the office. Now if that's not customer service I don't know what is. I look forward to a long business relationship with Helms. I am definitely pleased so far! Thanks guys!
Response from the owner: Thanks so much for the glowing review! We appreciate your kind words.
Fast, simple and very supportive
Response from the owner: Thanks for the 5 star rating! ⭐
Greg V with Curtis Helms Insurance has done a grand job of moving our insurance from a company we had for decades. We saved thousands of dollars for the same coverage. He was in no way pushy or demanding. It was a seamless process and we highly recommend his expertise. Katherine Nixon was of great help also.
Response from the owner: We truly appreciate your 5-star rating, Melinda! It is always our goal to provide exceptional service, and we are thrilled we could deliver that for you.
Very friendly people. I've been dealing with them for years.
Response from the owner: Thanks for the five-star review, Bruce! Call us whenever you need insurance help.
Greg was a pleasure to work with. He took my information and helped me find a fair auto insurance price. Kudos to Curtis Helms Insurance and Greg. More kudos to Greg 3 months later. Greg has found me affordable coverage on renter's insurance and has also lowered my auto premium. Great to work with...
Response from the owner: Nothing makes us happier than knowing you are 5-star-satisfied, James! Thank you for brightening our day with your outstanding rating. Whenever we may be of service, please don't hesitate to give us a call.
Great service with helping me find the right inc.
Response from the owner: Thank you for your outstanding review, Kia! It's wonderful to know you were so pleased with our team's service and our efforts to find you the right coverage for your needs. Please let us know if you have any questions, and we'll be happy to assist you further!
I received a better price and easy process. They have a friendly team.
Response from the owner: Thank you for the great feedback! We're so glad the process was smooth.
My experience is and has always been great..Mr Curtis set a standard that the team follows.. I have been with them for over 20 years..love them
Response from the owner: We're happy we could help with your insurance needs, Michelle! Thanks for the great review.
Wonderful working with the lady that I was that was helping me very very helpful Carrr back when she said she would and got me the lowest
Response from the owner: Thank you so much for the 5-star review! We really appreciate your business.
I have been dealing with Curtis Helms for maybe three to four years, I haven't had a problem with them so far. Very nice ppl.
Response from the owner: Thanks for the great review, Cathy! We appreciate your loyalty and look forward to continuing to work with you!
Very helpful in understanding my driving history’s and how it appeals to the insurance companies also the customer service and easy access to my agent was phenomenal
Response from the owner: Thank you for leaving such a fantastic review! We loved working with you and are so glad you are satisfied with the results.
They’re the best!
Response from the owner: Your review means a lot to us! Thanks for giving us five stars.
Looking for insurance? Please don't worry about anything else. Curtis Helms will find you the best rate and will be courteous at the same time. Rebecca was delightful and responded quickly. I highly recommend them.
Response from the owner: Thank you for the kind words and recommendation! We're so glad Rebecca made your experience smooth and stress-free.
Friendly staff, great service and good people! Also great pricing!
Response from the owner: Thank you for leaving such a fantastic review! We loved working with you ⭐
I have been with the Helms family for a few years their very friendly and helpful I enjoy doing business with Curtis Helms.
Response from the owner: Thanks for the 5-star review, Latonya!
Always have your best interest at heart.
Response from the owner: Thank you for your review, Angela and for your kind words!
They are great love them been with them for years.
Response from the owner: Thanks for the five-star review, Ariel! Call us if you need insurance help.
Always pleasant and delightful.
Response from the owner: Thank you for the 5 stars, Sidney!
My father took me here over 30 years ago now I am taking my son's they are just like family Mr. Curtis knows all his customers by first name bases keep the good work up .
Best agent, great customer service
Response from the owner: Thank you, Djerah! We are thrilled that you think so highly of our service, and we will continue working hard to find you the best rates and coverage. Give us a call with questions anytime!
Quick easy best quote I got in a while. They are fast with what they do costumer service is excellent
Response from the owner: Thanks for the great review, Aneisa! Customer service is something we focus on every day.
Best insurance agency in town!!
Response from the owner: We appreciate you taking the time to share this! It was great working with you, and we truly value your business.
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Contact Us to Get a Quote for Auto Insurance

We’ll Help You Get the Best Deal on Auto Insurance

We'll Help You Get the Best Deal on Auto Insurance

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