Auto Insurance, Charlotte, NC

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We provide comprehensive auto insurance policies to keep you safe on the road.

At Curtis Helms Insurance, we know that everyone does their best to stay safe on the road. However, even the most careful of drivers can’t account for every possibility, and even the most thorough safety system still leaves room for error. No one plans to have a car accident, but failing to plan for the possibility of one can leave you floundering if the worst happens. Having a good auto insurance policy is an essential part of safe driving, and our team at Curtis Helms Insurance can help you find the best coverage for your needs and budget.

Auto Insurance in Charlotte, North Carolina

Auto insurance gives you a financial safety net in the event that you are involved in an accident or suffer a car theft.

Most auto insurance policies cover a variety of circumstances, including damage to your vehicle from collisions or other causes such as natural disasters; this first type of coverage is called collision coverage, and the second is referred to as comprehensive coverage. The typical insurance plan will also cover liability for property damage or personal injury resulting from accidents for which you are at fault.

"I trust them with my life!"

 
Testimonial

"I have been doing business with this family for years, and I trust them with my life! I have also referred them to multiple family and friends throughout the years. Mr. Helms and his son know almost everything, and if they don't, they will steer you in the right direction."

★★★★★ -Courtney B.

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Services We Offer

Home Insurance

Protect Your Home and Your Peace of Mind

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Ensure a Brighter Future for Your Loved Ones

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Comprehensive Coverage for Your Business Assets

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

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We offer the excellent customer service you deserve.

At Curtis Helms Insurance, we are proud to serve the Charlotte, North Carolina community. We are committed to keeping the roads safer for everyone through our auto insurance policies. If you have questions about our coverage, you can call our team for more information about what we can do for you. Give us a call today if you are ready for a new auto insurance policy.

FAQs About Shopping for Auto Insurance In The Charlotte Area

If you own a car, you need auto insurance. And since you have to have it, you don’t want to pay a fortune to insure your vehicle. Below, we’ve answered some questions about shopping for an auto insurance policy and getting the best rate.

What factors impact my auto insurance rate?
There are many factors that impact what you will pay for car insurance. Some of these include the type of car you drive, where you live, how much you drive, and your collision history.
Wil my auto insurance go up if I get into an accident?
In most cases, yes, it will. However, we can help you find the best coverage for the best possible rate, so even if you have an accident on your record, this doesn’t mean you will pay a small fortune to insure your car.
Do I need comprehensive auto insurance?
This depends on your personal preferences. While some people prefer comprehensive coverage, so they don’t have to worry about anything, others prefer just putting collision coverage on their car and taking more of a risk. If are still making payments on your car, the lender may require you to have comprehensive coverage.
Why should I choose your insurance agency?
We are extremely friendly, client oriented, and experienced. Our goal is to make sure finding the right car insurance policy is easy and efficient.
How do I set up an appointment?
Reach out to us directly and we’ll set up a time to discuss your insurance needs and help you find the right car insurance policy. We look forward to hearing from you!

At Curtis Helms Insurance, we offer auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent auto insurance agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

 
Excellent
4.9
Always pleasant and delightful.
Response from the owner: Thank you for the 5 stars, Sidney!
I've been dealing with Curtis Helms for about 2 years. They have been honest and always found me the best deals.
Response from the owner: Thanks for leaving us this review Tanya! We look forward to earning that 5th star!
Always professional- Rebecca
They are wonderful have had them for 6 years now and they always make sure i have the best rates they are quick and professional thank you Greg and all the agents at Curtis Helms
Response from the owner: We're thrilled to hear you had a great experience with us, Ty. Thanks for your support!
This Agency is awesome. Chris is a GREAT GUY!!! I'm new to Charlotte, NC and he told me the steps over the phone to help me get NC plates and a Drivers License. He even helped me get new renters insurance for my new apartment. The receptionist is also friendly and helpful. Lets be honest, Insurance isn't the happy happy fun time thing to deal with, but Chris and his agency make getting it fast and easy!!!
Curtis Helms agency has always made everyone feel like family. They know you by name and your children and grand children very personable. I love it. 🤗❣️❣️❣️ Greg did a excellent job helping me thanks Greg.
Response from the owner: Thanks for the 5-star review, Yvette! We love building relationships with our valued customers!
Great help
Response from the owner: Thank you for the 5 stars! Providing top-notch service is always our goal.
Been with Curtis for 20 years+ best in the business
Response from the owner: Thanks for the five-star review, Juston! Call us if you ever need help with insurance again.
Rebecca was uhhh-mazingggg!
Response from the owner: Thanks so much, Kiah! It's wonderful to know you received outstanding assistance from Rebecca, and we remain available to answer any questions you have regarding your coverage. Reach out anytime!
Very good company
Response from the owner: Thank you, Carolyn! It's a pleasure to know you so highly regard our team's services, and we are here to assist you whenever you have questions about your policies. Please do not hesitate to reach out anytime.
I was able to find an affordable quote with Curtis Helms Insurance Agency
Response from the owner: We're so glad you had a great experience, Nikki. Thanks for sharing!
Christopher was very patient and helpful. He answered all of my questions and promptly. I was very nervous about taking this route so I appreciate his help.
Response from the owner: Thanks for the 5 stars! We appreciate your business.
Wonderful Agency! I have been with them for 25+ years!
Response from the owner: Thank you for your support, Carrie! We truly appreciate your business ⭐
Really good service
Response from the owner: Thanks for giving us five stars, Christian! Call us whenever you need insurance help.
Very helpful
Response from the owner: Thanks for the 5-star review!
I've been using Curtis Helms for over 20 years. I always refer family, friends, or anyone who is looking for insurance.
Response from the owner: Thanks so much for giving us 5 stars, David!
Got me insured in less than 30 minutes. Low costs. Highly recommended.
Response from the owner: Your feedback means a lot to our team. Thank you!
I Thank God For Mr.Greg I had a situation with my down payment and he worked it out for me so that I could get insurance on my vehicle your The Best
Response from the owner: Thank you, Dishaun! We look forward to working with you again ⭐
Excellent customer services
Response from the owner: Thanks for the high rating! We're here whenever you need us.
ALWAYS AMAZING SERVICE !! GREG IS AWESOME 😎
Response from the owner: Thanks for choosing us! We're thrilled you're happy with the results!
Great people nice service
Response from the owner: We're so glad you had a great experience, Ponce. Thank you!
Fast and easy so helpful with helping me get insurance
Response from the owner: Thanks so much for leaving us a 5-star review, and thanks for trusting us with your insurance needs!
Always have your best interest at heart.
Response from the owner: Thank you for your review, Angela and for your kind words!
Great customer service !!! Will do everything in their power to get the best rates. Great family owned business with great employees
Response from the owner: Thank you for your kind words! We’re so glad you had a great experience with us.
Awesome family owned insurance business..great insurance pricesExcellent customer service ❤️❤️❤️❤️
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We’ll Help You Get the Best Deal on Auto Insurance

We'll Help You Get the Best Deal on Auto Insurance

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