Auto Insurance, Charlotte, NC

Posted by Insurance Specialist February 13th, 2024

We provide comprehensive auto insurance policies to keep you safe on the road.

At Curtis Helms Insurance, we know that everyone does their best to stay safe on the road. However, even the most careful of drivers can’t account for every possibility, and even the most thorough safety system still leaves room for error. No one plans to have a car accident, but failing to plan for the possibility of one can leave you floundering if the worst happens. Having a good auto insurance policy is an essential part of safe driving, and our team at Curtis Helms Insurance can help you find the best coverage for your needs and budget.

Auto Insurance in Charlotte, North Carolina

Auto insurance gives you a financial safety net in the event that you are involved in an accident or suffer a car theft. Most auto insurance policies cover a variety of circumstances, including damage to your vehicle from collisions or other causes such as natural disasters; this first type of coverage is called collision coverage, and the second is referred to as comprehensive coverage. The typical insurance plan will also cover liability for property damage or personal injury resulting from accidents for which you are at fault.

"I trust them with my life!"

 
Testimonial
"I have been doing business with this family for years, and I trust them with my life! I have also referred them to multiple family and friends throughout the years. Mr. Helms and his son know almost everything, and if they don't, they will steer you in the right direction."
★★★★★ -Courtney B.

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Services We Offer

Home Insurance

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

Contact Us to Get a Quote for Auto Insurance

We offer the excellent customer service you deserve.

At Curtis Helms Insurance, we are proud to serve the Charlotte, North Carolina community. We are committed to keeping the roads safer for everyone through our auto insurance policies. If you have questions about our coverage, you can call our team for more information about what we can do for you. Give us a call today if you are ready for a new auto insurance policy.

FAQs About Shopping for Auto Insurance

If you own a car, you need auto insurance. And since you have to have it, you don’t want to pay a fortune to insure your vehicle. Below, we’ve answered some questions about shopping for an auto insurance policy and getting the best rate.

What factors impact my auto insurance rate?
There are many factors that impact what you will pay for car insurance. Some of these include the type of car you drive, where you live, how much you drive, and your collision history.
Wil my auto insurance go up if I get into an accident?
In most cases, yes, it will. However, we can help you find the best coverage for the best possible rate, so even if you have an accident on your record, this doesn’t mean you will pay a small fortune to insure your car.
Do I need comprehensive auto insurance?
This depends on your personal preferences. While some people prefer comprehensive coverage, so they don’t have to worry about anything, others prefer just putting collision coverage on their car and taking more of a risk. If are still making payments on your car, the lender may require you to have comprehensive coverage.
Why should I choose your insurance agency?
We are extremely friendly, client oriented, and experienced. Our goal is to make sure finding the right car insurance policy is easy and efficient.
How do I set up an appointment?
Reach out to us directly and we’ll set up a time to discuss your insurance needs and help you find the right car insurance policy. We look forward to hearing from you!

At Curtis Helms Insurance, we offer auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

 
Love them been with them for years in more to come
Travis Adams
Travis Adams
18:48 27 Feb 24
My daughter was in a car accident that totaled her car. Alex was very empathic and handled the situation with care. The process was seamless and we were able to get my daughter a new car. Thank you for all of your support!
Tamara Brown
Tamara Brown
14:54 26 Feb 24
Amazing 👏 🤩
Stephanie Collins
Stephanie Collins
13:30 26 Feb 24
Great help and great insurance
Pam
Pam
14:46 25 Feb 24
They are great
Calvin Biggers
Calvin Biggers
21:37 23 Feb 24
Have been dealing with them for years and they have always been very helpful. I would highly recommend to anyone
Renee Fetherson
Renee Fetherson
18:53 23 Feb 24
fast and good help and get good prices and insurance
Robin fonseca
Robin fonseca
22:00 21 Feb 24
Great customer service
Cain&Willies
Cain&Willies
16:15 20 Feb 24
Customer for over 15 years
Judith Woods
Judith Woods
15:01 19 Feb 24
Love them!!
BOSSI BRAND
BOSSI BRAND
12:24 16 Feb 24
Awesome service in the Charotte area!
John Apsega
John Apsega
20:51 15 Feb 24
Very clean and welcoming office, the Staff are wonderful I recommend for every one just visit.
Maureeens Nelson
Maureeens Nelson
21:04 14 Feb 24
I have dealt with the Helms for years, they are like family!!! They are great!!
Tamara Jones
Tamara Jones
20:17 14 Feb 24
Always super helpful and willing to go the extra mile. They have always been patient and answer any and all questions I have regarding my policies.
Trevor Hanfland
Trevor Hanfland
00:01 09 Feb 24
My Curtis helms family is great
Wondra Foster
Wondra Foster
16:55 07 Feb 24
Great service
Carlos Weston
Carlos Weston
15:53 06 Feb 24
It was nice
Lasana Oye
Lasana Oye
13:09 06 Feb 24
I was in Distress and Mr. Alexander helped me out. I really really appreciate him.
Blessed
Blessed
17:22 05 Feb 24
We appreciate the great customer service in every aspect of their handling of our insurance needs. They shop for the best price for our individual needs and are always available to answer questions and/or handle a specific need.
John Jenrette
John Jenrette
20:06 02 Feb 24
Great Service
Calvez
Calvez
16:05 02 Feb 24
This is a family owned business. I absolutely love the service I get from the Helms. They take time and go through everything with you.
LaWandra Williams
LaWandra Williams
16:57 01 Feb 24
Great company to do business with!!!
Terether Webb
Terether Webb
14:42 29 Jan 24
Best insurance company I have ever dealt with! Great, helpful, friendly and always there no matter what the need is!
Amy Forrest
Amy Forrest
20:23 26 Jan 24
Thank you for all your help!!
Nilda Delgado
Nilda Delgado
19:29 22 Jan 24
I have used them since forever and would not use anyone else
Sabrina Jacobs
Sabrina Jacobs
19:59 19 Jan 24
I left and now I am back great prices and good customer service!!!
Raye Martin
Raye Martin
18:24 19 Jan 24
I love this place great rates And great customer service. Thank you guys so much for working with me.
Candice Dawkins
Candice Dawkins
15:08 16 Jan 24
When my original insurance company raised their rates and my deductible, my agent Kathern went right to work without asking and found me a better company with affordable rates and my original deductible! Thank you Kathern Nixon and than you Curtis Helms Insurance!!!
Helene Naselli
Helene Naselli
20:49 10 Jan 24
Professional.
Tony Martin
Tony Martin
22:34 05 Jan 24
Have been doing business with this family for years and I trust them with my life! I have also referred them to multiple family and friends throughout the years. Mr Helms and his son know almost everything and if they don't they will steer you in the right direction.
Courtney Brownlee
Courtney Brownlee
21:35 05 Jan 24
Always helpful. Fair Pricing.
Shelly Hudson
Shelly Hudson
01:34 05 Jan 24
Great Respectful People and Very affordable insurance at Great Rates and Customer Service
Jacquelene Howze
Jacquelene Howze
18:39 22 Dec 23
Chris Helms stands on business. I would definitely recommend them to any of my friends and family for business. 💯
Ravenous Ike
Ravenous Ike
20:21 21 Dec 23
Chris has a very personalized service, if you are in the market for a great insurance company please visit
Kelvin Miller
Kelvin Miller
17:18 14 Dec 23
Very friendly, helpful, and professional!
Melanie Elliott
Melanie Elliott
17:04 13 Dec 23
This a great place to do business! Chris and his staff and very knowledgeable and proactive with the change in policy's. They will always make sure the customers best interest comes first! I’ve done business with them for years and will continue to, because they care!
Ellen Scott
Ellen Scott
15:14 11 Dec 23
This agency is above the rest, by far! I have been with them for many years, i moved to another state and could not use them there but I missed their customer service and honesty. They truly advocate for others, they go out of their way to help their customers and truthfully I could not say enough about them. As soon as i moved back to NC, i called them and they took care of all of my policy needs. Wonderful family, honest and ethical. Thank you all for always taking such amazing care of me and my family.
Coach Lora
Coach Lora
11:23 08 Dec 23
Always professional. Regardless how busy they are they take time to make you feel important.
Brenda Wooten
Brenda Wooten
18:27 05 Dec 23
They Are Great
Denise Gaddy
Denise Gaddy
15:05 01 Dec 23
i needed insurance asap and alex and carolyn was great took care of me quickly thank you so much
Adrienne Stewart
Adrienne Stewart
14:35 27 Nov 23
Very friendly and helpful
Melina Stanton
Melina Stanton
19:27 20 Nov 23
Curtis Helms Insurance provides the best affordable coverage possible for your money. They have professional staff that has assisted me over the years with pride about their services! I'm extremely contented in being their valued long time customer,
Katherine Goodman
Katherine Goodman
21:42 13 Nov 23
Excellent customer. Very friendly. Attentive to my needs and very accommodating.
Rachael Hart
Rachael Hart
08:06 11 Nov 23
Curtis Helms Insurance has been supportive of members of my family and I am grateful...
Kea Barringer
Kea Barringer
16:14 10 Nov 23
I Love everyone there.. very loving people... My mom and dad been doing business with the Helms for over 30 yrs...
Bridget Crawford
Bridget Crawford
15:57 10 Nov 23
Greg and Chris is always friendly and helpful.
Dawn Marshall
Dawn Marshall
15:56 08 Nov 23
Awesome customer service!
Robin Bacote
Robin Bacote
13:09 08 Nov 23
The best at everything they do...
Ashley Nevills
Ashley Nevills
15:21 03 Nov 23
I have been with the Helms family for a few years their very friendly and helpful I enjoy doing business with Curtis Helms.
Latonya Evans
Latonya Evans
15:45 31 Oct 23
Caring Staff to take time with your concerns and questions. One big happy family
Lawanda Mccoy
Lawanda Mccoy
13:44 31 Oct 23
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We’ll Help You Get the Best Deal on Auto Insurance

We'll Help You Get the Best Deal on Auto Insurance

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