Auto Insurance, Charlotte, NC

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We provide comprehensive auto insurance policies to keep you safe on the road.

At Curtis Helms Insurance, we know that everyone does their best to stay safe on the road. However, even the most careful of drivers can’t account for every possibility, and even the most thorough safety system still leaves room for error. No one plans to have a car accident, but failing to plan for the possibility of one can leave you floundering if the worst happens. Having a good auto insurance policy is an essential part of safe driving, and our team at Curtis Helms Insurance can help you find the best coverage for your needs and budget.

Auto Insurance in Charlotte, North Carolina

Auto insurance gives you a financial safety net in the event that you are involved in an accident or suffer a car theft.

Most auto insurance policies cover a variety of circumstances, including damage to your vehicle from collisions or other causes such as natural disasters; this first type of coverage is called collision coverage, and the second is referred to as comprehensive coverage. The typical insurance plan will also cover liability for property damage or personal injury resulting from accidents for which you are at fault.

"I trust them with my life!"

 
Testimonial

"I have been doing business with this family for years, and I trust them with my life! I have also referred them to multiple family and friends throughout the years. Mr. Helms and his son know almost everything, and if they don't, they will steer you in the right direction."

★★★★★ -Courtney B.

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Services We Offer

Home Insurance

Protect Your Home and Your Peace of Mind

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Ensure a Brighter Future for Your Loved Ones

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Comprehensive Coverage for Your Business Assets

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

Contact Us to Get a Quote for Auto Insurance

We offer the excellent customer service you deserve.

At Curtis Helms Insurance, we are proud to serve the Charlotte, North Carolina community. We are committed to keeping the roads safer for everyone through our auto insurance policies. If you have questions about our coverage, you can call our team for more information about what we can do for you. Give us a call today if you are ready for a new auto insurance policy.

FAQs About Shopping for Auto Insurance In The Charlotte Area

If you own a car, you need auto insurance. And since you have to have it, you don’t want to pay a fortune to insure your vehicle. Below, we’ve answered some questions about shopping for an auto insurance policy and getting the best rate.

What factors impact my auto insurance rate?
There are many factors that impact what you will pay for car insurance. Some of these include the type of car you drive, where you live, how much you drive, and your collision history.
Wil my auto insurance go up if I get into an accident?
In most cases, yes, it will. However, we can help you find the best coverage for the best possible rate, so even if you have an accident on your record, this doesn’t mean you will pay a small fortune to insure your car.
Do I need comprehensive auto insurance?
This depends on your personal preferences. While some people prefer comprehensive coverage, so they don’t have to worry about anything, others prefer just putting collision coverage on their car and taking more of a risk. If are still making payments on your car, the lender may require you to have comprehensive coverage.
Why should I choose your insurance agency?
We are extremely friendly, client oriented, and experienced. Our goal is to make sure finding the right car insurance policy is easy and efficient.
How do I set up an appointment?
Reach out to us directly and we’ll set up a time to discuss your insurance needs and help you find the right car insurance policy. We look forward to hearing from you!

At Curtis Helms Insurance, we offer auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent auto insurance agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

 
Excellent
4.9
I have been with the Helms family for a few years their very friendly and helpful I enjoy doing business with Curtis Helms.
Response from the owner: Thanks for the 5-star review, Latonya!
Always have your best interest at heart.
Response from the owner: Thank you for your review, Angela and for your kind words!
They are great love them been with them for years.
Response from the owner: Thanks for the five-star review, Ariel! Call us if you need insurance help.
Always pleasant and delightful.
Response from the owner: Thank you for the 5 stars, Sidney!
My father took me here over 30 years ago now I am taking my son's they are just like family Mr. Curtis knows all his customers by first name bases keep the good work up .
Best agent, great customer service
Response from the owner: Thank you, Djerah! We are thrilled that you think so highly of our service, and we will continue working hard to find you the best rates and coverage. Give us a call with questions anytime!
Quick easy best quote I got in a while. They are fast with what they do costumer service is excellent
Response from the owner: Thanks for the great review, Aneisa! Customer service is something we focus on every day.
Best insurance agency in town!!
Response from the owner: We appreciate you taking the time to share this! It was great working with you, and we truly value your business.
Most pleasant and knowledgeable person that works in your favor to help get you the products you need. Highly recommended!
Response from the owner: Wow, Chatika! This comment means so much to us, and we couldn't be happier to know how pleased you've been with our services. Thank you very much for sharing your encouragement today.
Always professional- Rebecca
Response from the owner: Thank you for this wonderful feedback! We care deeply about the service we provide to our valued clients, so we are thrilled that our team's professionalism has stood out. Please don't hesitate to give us a call if we may answer any questions related to your coverage!
Greg helped me find the best quote very professional and outstanding customer service
Response from the owner: Shakaya, thank you for taking the time to share a shout-out for Greg. We are thrilled that he was successful in finding you a quote that fits your needs! Please give us a call with questions anytime.
Great customer service.Very helpful. Highly recommend them. Have had them over 5 years.. Great company.
Response from the owner: Thanks for the great review and recommendation, Jose! We're so glad you appreciate our services!
Best customer service. Best quotes and I’ve used them for myself and my family for years. Just amazing!
Response from the owner: We couldn't be happier to hear this, Jelah! Thank you for being such a loyal client and sharing about our unbeatable service and quotes. We look forward to continuing to serve you!
Fast fast good service
Response from the owner: Thanks for giving us 5 stars, Karlito! Much appreciated.
Very good at communicating about my needs.
Response from the owner: Thanks for taking the time to review us, Tim!
Curtis Helms insurance is the Best absolute best. Their Customer service skills or rather I must say Customer Care services that they provided is phenomenal. This is a new insurance for me and my husband. It was Highly recommended to by A friend. The process was easy and fast and fun. Miss Catherine Is amazing. So if you’re looking for a nice (Family) orient Place or your Auto And home or any other Insurance) I highly Recommend Curtis Helms Insurance.
Response from the owner: We are so grateful for your 5-star rating! It was a pleasure assisting you, and we’re just a call away if you need anything else.
Great Company and people
Response from the owner: Thanks, Edward! We appreciate your business.
Was very helpful an affordable would recommend them u will not be disappointed 💯
Response from the owner: We are so grateful for your 5-star feedback. Thanks for your business!
After one of the most frustrating insurance experiences I've ever had, I finally found an agency that truly wanted to help. Another insurance company unexpectedly doubled my premium, and I was stressed and overwhelmed.The team at Chris Helm Insurance was incredibly fast, took the time to listen, answered all of my questions, and found me a much better option. Insurance isn't cheap these days, but honesty, professionalism, and outstanding customer service still matter.They treated me like a person instead of just another policy number, and I genuinely appreciate everything they did. I highly recommend Chris Helm Insurance to anyone looking for great service and people who truly care.
Response from the owner: Thank you for choosing us, Pamela! We are delighted that you had a seamless experience and look forward to your next visit.
They are a blessing to everyone, so kind and helpful, God bless them all!
Response from the owner: We appreciate you taking the time to share this, Melissa! It was great working with you, and we truly value your business.
Chris and The Curtis Helms staff is great. My family has been using them for years now and they’ve alwalys gone above and beyond to ensure a great policy.
Response from the owner: We truly appreciate your feedback! It was a pleasure providing your service, and we’re always here when you need us.
Chris and Greg are great
Response from the owner: Thank you so much for the 5-star review! We really appreciate your business.
Katherine helped me with auto and home moving to NC from out of state and I’ve been very pleased with their service
Response from the owner: Thanks for the 5 stars, Thomas! We're glad you had a great experience.
Great customer service, fast response time, and great quotes
Response from the owner: Thank you for leaving us a great review, Coco! We're glad we could be of service to you.
I have always had good results! Good customer service!
Response from the owner: We're glad we can always help you get good results! Thanks for the five-star review, Shirley.
Curtis Helms has been my car insurance agent for so many years Mr and Mrs. Helms treat me like family and i love them so much, if I have any issues I call Rebecca or the son. Love you Curtis Helms insurance Agency
Response from the owner: We truly appreciate your ongoing support, Sherry! Working with fantastic, long-term clients like you makes our job incredibly rewarding.
Great family business really good people
Response from the owner: James, your compliments mean so much to us. Thank you for sharing how impressed you have been with our team! Whenever you have questions related to your insurance coverage, please be sure to let us know and we'll be happy to assist you.
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Contact Us to Get a Quote for Auto Insurance

We’ll Help You Get the Best Deal on Auto Insurance

We'll Help You Get the Best Deal on Auto Insurance

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