Auto Insurance, Charlotte, NC

Home > Auto Insurance, Charlotte, NC

We provide comprehensive auto insurance policies to keep you safe on the road.

At Curtis Helms Insurance, we know that everyone does their best to stay safe on the road. However, even the most careful of drivers can’t account for every possibility, and even the most thorough safety system still leaves room for error. No one plans to have a car accident, but failing to plan for the possibility of one can leave you floundering if the worst happens. Having a good auto insurance policy is an essential part of safe driving, and our team at Curtis Helms Insurance can help you find the best coverage for your needs and budget.

Auto Insurance in Charlotte, North Carolina

Auto insurance gives you a financial safety net in the event that you are involved in an accident or suffer a car theft.

Most auto insurance policies cover a variety of circumstances, including damage to your vehicle from collisions or other causes such as natural disasters; this first type of coverage is called collision coverage, and the second is referred to as comprehensive coverage. The typical insurance plan will also cover liability for property damage or personal injury resulting from accidents for which you are at fault.

"I trust them with my life!"

 
Testimonial

"I have been doing business with this family for years, and I trust them with my life! I have also referred them to multiple family and friends throughout the years. Mr. Helms and his son know almost everything, and if they don't, they will steer you in the right direction."

★★★★★ -Courtney B.

Contact Us to Get a Quote for Auto Insurance

Services We Offer

Home Insurance

Protect Your Home and Your Peace of Mind

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Ensure a Brighter Future for Your Loved Ones

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Comprehensive Coverage for Your Business Assets

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

Contact Us to Get a Quote for Auto Insurance

We offer the excellent customer service you deserve.

At Curtis Helms Insurance, we are proud to serve the Charlotte, North Carolina community. We are committed to keeping the roads safer for everyone through our auto insurance policies. If you have questions about our coverage, you can call our team for more information about what we can do for you. Give us a call today if you are ready for a new auto insurance policy.

FAQs About Shopping for Auto Insurance In The Charlotte Area

If you own a car, you need auto insurance. And since you have to have it, you don’t want to pay a fortune to insure your vehicle. Below, we’ve answered some questions about shopping for an auto insurance policy and getting the best rate.

What factors impact my auto insurance rate?
There are many factors that impact what you will pay for car insurance. Some of these include the type of car you drive, where you live, how much you drive, and your collision history.
Wil my auto insurance go up if I get into an accident?
In most cases, yes, it will. However, we can help you find the best coverage for the best possible rate, so even if you have an accident on your record, this doesn’t mean you will pay a small fortune to insure your car.
Do I need comprehensive auto insurance?
This depends on your personal preferences. While some people prefer comprehensive coverage, so they don’t have to worry about anything, others prefer just putting collision coverage on their car and taking more of a risk. If are still making payments on your car, the lender may require you to have comprehensive coverage.
Why should I choose your insurance agency?
We are extremely friendly, client oriented, and experienced. Our goal is to make sure finding the right car insurance policy is easy and efficient.
How do I set up an appointment?
Reach out to us directly and we’ll set up a time to discuss your insurance needs and help you find the right car insurance policy. We look forward to hearing from you!

At Curtis Helms Insurance, we offer auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent auto insurance agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

 
Excellent
4.9
This family business has covered all my insurance needs for many years. They have not only met but exceeded all my expectations. Friendly service with high standards & upmost integrity! Charles Gurley
Response from the owner: Thanks for the great review! We're happy to have you as part of our insurance family. 🙂
They are great to work with. Very helpful staff
Response from the owner: Thanks for the five-star review! We appreciate your feedback.
Great quick service. Will be moving more over to them.
Awesome customer service!
Response from the owner: Thanks, Robin! We appreciate you!
Katherine is the absolute best! Hands down!!
Remarkable customer service!
Response from the owner: Your feedback means a lot to us, Jack! We strive to provide outstanding service when you reach out to discuss your insurance needs, so we are thrilled you've received just that. Thank you for sharing!
Greg was a pleasure to work with. He took my information and helped me find a fair auto insurance price. Kudos to Curtis Helms Insurance and Greg. More kudos to Greg 3 months later. Greg has found me affordable coverage on renter's insurance and has also lowered my auto premium. Great to work with...
Response from the owner: Nothing makes us happier than knowing you are 5-star-satisfied, James! Thank you for brightening our day with your outstanding rating. Whenever we may be of service, please don't hesitate to give us a call.
Curtis Helms Insurance,They are Awesome!!! A professional family business. I was encouraged to get a quote by a family member in '09 and been with them ever since. Sending everyone that ask for recommendations on insurance there way. Give them a try!Definitely Wonder WorkersThank you !Thank you !Thank you !
Response from the owner: Oh wow, Thea! We can't thank you enough for the kind words. We really appreciate all the referral business you bring our way!
Great customer service.Very helpful. Highly recommend them.
Response from the owner: Thanks for the great review and recommendation, Jose! We're so glad you appreciate our services!
Got the greatest help in the lowest prices through Curtis Helms. I will be a customer of theirs for life!
Response from the owner: Catherine, we work hard to find our customers the best rates for their insurance needs, so we are thrilled that you've received just that! Thank you for your loyalty and for sharing such high praise today.
Best personal experience and help with Insurance of anywhere I’ve worked with!
Response from the owner: We're glad you were happy with our service! Thanks for the five-star review, Cathy.
Very king and helpful
Response from the owner: Thank you for the kind words, K!
Amazing. Period
Response from the owner: Thanks for giving us five stars, Kim! Call us whenever you need insurance help.
The team worked very hard to get me the best quote for my family. Greg Alex and the young lady (sorry I forgot your name) but you all shined in assisting me
Response from the owner: Your review means a lot to us! Thanks for the feedback, Crystal.
Great people, with great customer service
Response from the owner: Thank you, Latravian! It means a lot to know you think so highly of our team and the services we have provided. Whenever you have questions about your insurance policies or need any other assistance, please don't hesitate to let us know.
Excellent insurance company. Very polite friendly and knowledgeable.
Response from the owner: Tyrone, your kind words for our friendly and knowledgeable team mean so much to us! Thank you for taking the time to give us your stamp of approval.
Always professional and very knowledgeable about all insurance related concerns
Response from the owner: Thank you for giving us 5 stars, Donald!
js_loader

Contact Us to Get a Quote for Auto Insurance

We’ll Help You Get the Best Deal on Auto Insurance

We'll Help You Get the Best Deal on Auto Insurance

Similar Services We Offer:

Car Insurance in Charlotte, North Carolina

Car Insurance

Save on car insurance by turning to us. You might be a practical car owner, picking out vehicles with good...
Read More

Motorcycle Insurance

Motorcycle Insurance

If you have a motorcycle, our motorcycle insurance policies will help you be prepared for any eventuality. Many people enjoy...
Read More

Truck Insurance

Truck Insurance

Protect your investment with truck insurance that fits your needs. Making an investment in a truck for personal or business...
Read More

X

Get a Quote for Auto Insurance

  • MM slash DD slash YYYY

X

Get a Quote for Auto Insurance

  • MM slash DD slash YYYY

X

Get a Quote for Auto Insurance

  • MM slash DD slash YYYY