If you’re a high-risk driver, we can help you secure the right auto insurance policy.
Some drivers and vehicles are more likely to get into a car accident than others, and this risk is often reflected in their insurance premiums. Your driving record indicates whether you need high-risk auto insurance. For instance, if you have multiple speeding tickets or were convicted of driving under the influence of alcohol, you may require special high-risk auto insurance.
Know that recent history is the factor that matters most. Any tickets you received or accidents you got into within the last year will have a bigger impact on whether you need high-risk auto insurance than incidents from several years ago.
Even if you need high-risk auto insurance, at Curtis Helms Insurance, we believe you shouldn’t have to pay a fortune. Meet with us, and we’ll go over all your coverage options, their price points, what they cover, and more. We’re also always available to answer your questions and go over your concerns, so please don’t ever hesitate to reach out.
As a high-risk driver, you may believe that it’s simply too expensive to pay for insurance. At the same time, consider that driving without a car insurance policy is illegal in Charlotte, North Carolina and also a huge gamble. Even one accident could leave you responsible for thousands of dollars in damages. You could even be at risk for losing your license if you get pulled over and don’t have insurance.
Contact us at Curtis Helms Insurance today if you have any questions about high-risk auto insurance. We’re always happy to help!