We can ensure your delivery service insurance offers the coverage you need.
Whether you are a delivery subcontractor working for Amazon or you offer delivery services from your local business, it’s crucial to ensure that you have the right delivery service insurance. Fortunately, our team here at Curtis Helms Insurance is prepared to help you understand the differences between various insurance policies and select a plan that works best for your needs. If you’re located around the Charlotte, North Carolina area, we encourage you to reach out to us to ensure that you have the proper delivery service insurance in case you’re in an accident or another emergency situation.
The exact requirements for delivery service insurance vary depending on whether you’re using your own car or a business vehicle to deliver items. If you’re using your own personal vehicle, you should already have auto insurance to protect yourself in case of an accident. However, depending on what kind of policy you have, using your personal car for work may not cover accidents that occur while you’re working. If you have questions about this, we highly recommend contacting our team for clarification. On the other hand, if you use a business vehicle to deliver items to customers, then you’ll likely need commercial auto insurance.
If you work full-time as a contractor for Uber, DoorDash, or any other delivery platform, an HNOA (Hired and Non-Owned Auto Insurance) plan may be the best delivery service insurance option for you. These policies are designed specifically to cover accidents that you might experience on the job while driving your personal car.
Insurance, especially delivery service insurance, can be confusing and overwhelming. Don’t hesitate to reach out to our team for help getting the coverage and peace of mind that you deserve.