Fleet insurance is more cost-effective and easier to manage than individual vehicle policies.
If your Charlotte, North Carolina business has multiple vehicles titled to the company, the most economical way to insure them is with fleet insurance. With this type of policy, you can specify specific drivers to specific vehicles or cover all drivers to drive any of the vehicles in your fleet. Here at Curtis Helms Insurance, we take the time to explain the driver options and the coverage amounts involved with fleet insurance so you can decide how your policy should be written based on your business operations.
Many business owners prefer the any driver option because you can then allow anyone to drive your vehicles provided you give them permission. Unless you are assigning vehicles to set people, this option means less of a hassle because you don’t have to call in a driver change frequently. Speaking of saving yourself time and effort, fleet insurance is ideal in that you’ll have just one policy to worry about rather than one for each vehicle. It is easy to change out vehicles on this main policy, so if you do change vehicles often, you’ll find your fleet insurance is easier to manage.
Of course, any business prefers to keep operating costs low. Since fleet insurance generally works out to be lower in cost than individual policies, you can minimize your transportation costs. Fleet insurance is available for whatever types of vehicles you have in your fleet, including vans, cars, trucks, and more. If you would like to know more about this type of policy, give us a call to schedule a consultation. We will be happy to go over coverage limits, deductibles, and other policy features so you can get the coverage that best suits your company’s needs.