Steps to Take After an Auto Accident for Auto Insurance Claims

Auto accidents are scary and stressful for everyone- even those in minor accidents. If you are a driver of any kind, you need to take a close look at your auto insurance coverage as well as the important steps you need to take after an auto accident. Here at Curtis Helms Insurance, we understand that auto accidents happen frequently and that you are not always at fault, and we want to make sure you are safe and well-informed should an accident happen to you in the Charlotte, North Carolina area.

you need to file a claim on your auto insurance

After an accident, you need to get off the road as soon as possible, no matter where you are. Staying on the road or highway only increases your chances of being struck again by another vehicle, so whenever possible, move off to the side of the road. Don’t exit your vehicle, but instead, check yourself and passengers for signs of injury.

Once you’ve moved to the side of the road and ensured you and your passengers are okay, you’ll want to start documentation. Call the police (911 if anyone is injured) and ask them to send someone to help. Documentation will be your friend later on if you need to file a claim on your auto insurance. You will also want to trade information with the other driver, including their license, registration, plate numbers, insurance company, etc.

Finally, use your phone to take pictures of the scene, damages, interior of your car, road signs, etc. If you don’t have a camera phone, be sure to put a disposable camera in your car for emergencies like this. You’ll also want to contact your insurance company!

To learn more about safety after an auto accident, contact us at Curtis Helms Insurance today.