Life insurance is something almost everyone needs.
We all know that we need insurance of various types. There seems to be a type of insurance for everything– insurance for your car while you’re out driving or your home to help protect against disaster, and even insurance for your more valuable possessions. However, one of the most important types of insurance out there is the type of insurance that you get to protect your family and loved ones: life insurance.
Life insurance is there to help cover the cost of expenses after a person passes away. The type of life insurance and amount of life insurance that you’ll need to get usually change based on a person’s age or financial situation. For example, you can purchase small life insurance policies for your children that are mainly used for covering the cost of a funeral should a child pass away. If you are the main source of income for your family, you’ll want to have a larger policy that could take care of your family financially if you were to pass unexpectedly.
With two main types of life insurance available, term or permanent life insurance, and the amounts variable, we at Curtis Helms Insurance understand that life insurance costs, quotes, amounts and payoff requirements might get a little confusing– especially when you are often talking about something you hope will never happen! Let us help you sort out the details here at Curtis Helms Insurance. We understand life insurance more than most because we not only work with it, but we have had loved ones pass away and understand its value and importance. If you are located in Raleigh, North Carolina, please contact us today to ensure that your family is safe and cared for financially in case of emergencies.