Come to us for help finding new home insurance.
Living in a newly built home is exciting, especially if you had a say in its design and construction. But even if your newly built home is a regular spec home or not customized to your needs and liking, it’s still your home. It’s one of the most important things you own and, perhaps, will ever own, so protecting it is of incredible importance. To protect your home in the years following its completion, you need new home insurance.
New home insurance is a specific type of home insurance that covers recently built homes, usually if they have been constructed in the last two years. The payout is intended to go toward rebuilding the home, and the coverage applies to the dwelling, personal property, and liability. While some have used the term “new home insurance” interchangeably with “new construction home insurance,” these are distinct coverages. The former covers recently built homes while the latter covers homes that are currently undergoing construction or renovations.
If you have a newly built home and want to protect it from extensive damage and loss, our team at Curtis Helms Insurance can help you find the right new home insurance for you. We work with many different providers and understand how to distinguish their policies from one another to narrow down your options to the best choices.
To learn more about new home insurance or schedule an in-person appointment with an agent in Charlotte, North Carolina, contact us today.
At Curtis Helms Insurance, we offer new home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.