Commercial Insurance, Charlotte, NC

Protect your business’ operations with the right insurance policies.

As the name indicates, commercial insurance provides protection for businesses, including the actual business owners and their employers. Every business is different, so there is no “one-size-fits-all” insurance policy for those who own and run an organization in Charlotte, North Carolina. For example, an auto repair shop will have very different insurance needs than a retail store or a golf course. At Curtis Helms Insurance, we understand this and are here to help you compile an effective commercial insurance policy for your business that reduces liability, mitigates risk, and secures your peace of mind.

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Commercial Insurance in Charlotte, North Carolina

What type of commercial insurance you need and the specifics of your policies depend on many factors including:

The location of your business
How many employees you have
The number of years you’ve been in business
Your gross annual revenue
Whether your business rents or owns its vehicles
Whether you own or lease the building you operate out of

While your business may require specialized policies based on these and other factors, most businesses require professional liability insurance, property insurance, workers’ compensation insurance, vehicle insurance, and business interruption insurance. Our customer-focused team will analyze what your business does and your current insurance policies to determine the right way to proceed.

"Very knowledgeable and proactive."

This a great place to do business! Chris and his staff are very knowledgeable and proactive with the change in policies. They will always make sure the customer's best interest comes first! I’ve done business with them for years and will continue to because they care!

★★★★★ 22^th August 2018 -Ellen S.

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Services We Offer

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

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We offer the excellent customer service you deserve.

Without the right commercial insurance, you put your business’ operations, profitability, and longevity at risk. If you want to receive a free quote or speak with one of our representatives, get in touch with us at Curtis Helms Insurance today.

At Curtis Helms Insurance, we offer commercial insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

FAQs About Home Insurance

Here at Curtis Helms Insurance, we know that your home is important to you, and we want to help you do what’s best for it. Our team offers high-quality home insurance to help you protect your investment. If you have questions about home insurance, we encourage you to keep reading to find the answers you need below. (If we didn’t get to your question in this article, feel free to reach out to us directly.)

What does home insurance cover?

Most standard insurance policies cover the costs of home repairs or rebuilds, temporary housing arrangements, personal property damage or theft, and liability. In other words, if your home or belongings are damaged, your insurance will pay to replace or repair them. Your policy will also cover the cost of a rental home if your existing home becomes temporarily uninhabitable and will cover any legal or medical expenses you may face as the result of a liability lawsuit.

What does home insurance NOT cover?

Most home insurance policies do not cover flood or earthquake damage, but you can buy separate policies to cover you in those circumstances. In addition, home insurance won’t pay for repairs if the company finds that the damage was caused by a lack of proper maintenance.

Is there a way to lower my home insurance rate?

Most home insurance companies offer a discount for homes that have a security system installed, as the system lowers the risk of the property being robbed or vandalized. If you are looking for additional ways to lower your rate, just give us a call to consult our experts.

At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

Excellent

4.9

kalil bathily

A great insurance company always ready to help customers at any time and they will satisfied your needs and will provide you an excellent service. I really appreciate your help and service.Thank you.

Response from the owner: We believe in providing great service at all times! Thanks for the kind review.

Keisha Stroud

I have been with them for years and love it

Response from the owner: Thanks for sticking with us, Keisha! We appreciate your great review.

Herbert Worthy

Great service they work hard to get u the best rates

Response from the owner: We’re so grateful for your 5-star rating! Thank you, Herbert!

Trice Kirkland

Very great and helpful insurance company

Response from the owner: Trice, we couldn't be happier to have earned this top rating from you. Thank you for making our day! And please continue to reach out whenever you have any insurance-related questions that we may answer for you.

Edris George Prince

My agent to my personal finances into consideration, she was very compassionate and helpful

Response from the owner: Edris, we couldn't be happier to hear how much our personalized assistance has meant to you. Thank you for brightening our day with your glowing review!

ShaQuita Boyd

Greate been with them for 8 years

Response from the owner: Thank you for being such a loyal customer and for sharing this incredible review, ShaQuita! We will continue working hard to find you the best coverage to meet your needs. Reach out anytime.

Savannah Sigmon

We love this insurance company. Very welcoming people. They are always there to help us when needed. Would highly recommend Greg,Chris, and Ms Betty.

Response from the owner: Thank you for the 5-star review! We’re so glad you had a great experience with us.

Martin Alexander

Curtis Helms Insurance,The insurance team goes over and beyond to assign the perfect policy for you.

Response from the owner: We're happy to help you find the perfect insurance policy! Thanks for giving us five stars, Martin.

chad lyles

Great people . Work with you. Awesomeness people

Response from the owner: Thanks for giving us 5 stars, Chad! We are glad you're pleased with our service!

LetsTalk NikkiRadio

Been with Mr Curtis over 15 years, I highly recommend

Response from the owner: Thanks for your longtime service! We appreciate your business and are grateful for your five-star review.

Darrell Dawkins

I have been with this company from the day I started driving an they are not but great people business wise and they treat you like family my grandparents took me then to them many years ago they to also was a policyholder for many years til they passed on I LOVE YOU GUYS KEEP Up THE GREAT BUSINESS

Response from the owner: We are so grateful for your review, Darrell! It makes us proud to continue serving your wonderful family, and we will keep working hard to find you the best coverage for your needs. Reach out anytime!

Dwana Truesdale

Curtis Helms Insurance was recommended to me by a good friend of mine. I must say it was a pleasure connecting with them and finding a better insurance. 10/10 I would recommend.

Response from the owner: Thanks for giving us five stars! We appreciate your feedback, Dwana.

Michael Lewis

Rebecca was very informative and helpful. It was a pleasure doing business with her.

Gifty Horace

Great Services

Response from the owner: Thanks for giving us five stars! We appreciate your feedback.

Gerrard

Great, we have used Curtis Helms insurance for as long as I can remember and they have never done us wrong.

Response from the owner: We're happy to have you as a long-time customer, Gerrard! Thanks for the great review.

Carol Long

Very knowledgeable

Response from the owner: Carol, thank you for your kind comment and 5-star rating! We are so glad you've found our team members to be so knowledgeable, and we will continue working hard to find you the best coverage for your needs. Give us a call with questions anytime.

Charles Hoyle,Sr

The best.Better then the big guys and believe me I've tryed them.

Response from the owner: Thanks for the great review, Charles! We are so glad you enjoy working with us!

akia jimerson

Very easy process to get started

Response from the owner: Akia, we strive to make the insurance process as easy as possible for our clients, so we are thrilled that you have experienced just that. Thank you for your uplifting review, and please contact us whenever we may assist you!

Rosalind Pickett

I am 60 year old your lady curtis’s was my mother‘s insurance company back in the 70s and 80s. I’ve been known him a long time. He is one of the best insurance companies that you could ever use Curtis is family to me. I will recommend his insurance to anyone that needs insurance.

Response from the owner: Rosalind, it means so much to have your vote of confidence as such a long-term, legacy customer. Thank you for sharing your recommendation, and please let us know whenever we may assist you with your insurance needs!

Nubian Blake

I’ve been with Curtis helms since I was 18years old I’m 33 now I will never leave! Family oriented and genuinely good people that’s hard to find these days with companies.

Response from the owner: Nubian, thank you for taking the time to share how pleased you remain as our long-term, valued client. We are thrilled that our service has meant so much to you, and we will continue working hard to find you the best coverage and rates! Reach out anytime.

Sylmyles Coleman

I've dealt with with this company for years and have had multiple cars insured by them. Never had a problem and they are very nice, professional and makes you feel like you are part of a family

Response from the owner: We're happy we make you feel like a part of our insurance family, Sylmyles! Thanks for leaving us such a positive review.

Yolanda Alexander

Always great highly appreciated them

Response from the owner: We're glad you are our client, Yolanda! Thanks for giving us five stars.

Atoya Brannon

I love this insurance company. They always look out and try to get me a better rate.

Response from the owner: Atoya, it is wonderful to hear this. Our goal is to provide our clients with the best rates and policies to meet their needs, so we are thrilled that has been your experience. Thank you so much for sharing!

Byron Steele

They are very helpful willing the staff at Curtis Helms is knowledgeable and on point I will refer everyone to choose and give this insurance company your business my policy has reduced bye 30 dollars thanks Curtis Helms

Response from the owner: Byron, we are gratified to know you've been so pleased with our team's support. Thank you for sharing. And please reach back out if you have any insurance questions or needs that we may help you with going forward!

Oscar Magana

The better price I found true enough

Response from the owner: Thank you for the wonderful review, Oscar! We work hard to find the best insurance rates for our clients, so we are thrilled that you have been pleased. Reach out whenever you have questions, and we will be happy to assist you.

Effie Staffa

Very professional and quick😁

Response from the owner: Thank you, Effie! It means a lot to have earned your 5-star praise, and we are here whenever you have insurance-related questions that we may answer. Give us a call anytime.

Bill Chakra

Very Professional, Great to work with

Response from the owner: Thank-you so much for your review Bill. We really appreciate your business and look forward to helping you out again in future.

Contact Us to Get a Quote for Commercial Insurance

Get Quote

Let Us Help You Protect Your Business

Auto Insurance in Charlotte, North Carolina

Protect your business’ operations with the right insurance policies.

"Very knowledgeable and proactive."

Contact Us to Get a Quote for Commercial Insurance

Services We Offer

Home Insurance

Life Insurance

Commercial Insurance

Contact Us to Get a Quote for Commercial Insurance

We offer the excellent customer service you deserve.

FAQs About Home Insurance

What does home insurance cover?

What does home insurance NOT cover?

Is there a way to lower my home insurance rate?

Why Choose Curtis Helms Insurance?

See what some of our satisfied clients are saying about our insurance services.

Contact Us to Get a Quote for Commercial Insurance

Let Us Help You Protect Your Business

You Won’t Be Disappointed if You Choose Our Insurance Agency!

Similar Services We Offer:

Dump Truck Insurance

Dump Truck Insurance

Fleet Insurance

Fleet Insurance

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Casualty Insurance

Box Truck Insurance

Box Truck Insurance

Delivery Service Insurance

Delivery Service Insurance

Get a Quote for Commercial Insurance

Get a Quote for Commercial Insurance

Get a Quote for Commercial Insurance