Home Insurance, Raleigh, NC

Home > Home Insurance, Raleigh, NC

Make sure your home insurance is enough to take care of your safe haven.

A home is so much more than just a roof and some walls. A home is supposed to be a safe place– a place where you can come at the end of a long day at work and refresh and recharge! If something were to happen to your home, what would you do? Here at Curtis Helms Insurance, we work with people daily to make sure this most valuable asset is protected as much as possible so that if you do happen to have an issue, you can go home again as soon as possible.
Home Insurance in Charlotte, North Carolina
Home insurance isn’t just one blanket policy that covers everything, but instead is usually split up into different levels of coverage. This helps every homeowner find the right level of protection for their own individual needs. For example, there are often different policies that are written for renters of a home (usually just the possessions within are covered) vs. a homeowner who lives in their home where much more coverage would be required. No matter what level of coverage you are looking for in your home insurance policy, we at Curtis Helms Insurance would be happy to find the right coverage and policies for your needs.

Make sure your home insurance is enough to take care of your safe haven.

A home is so much more than just a roof and some walls. A home is supposed to be a safe place– a place where you can come at the end of a long day at work and refresh and recharge! If something were to happen to your home, what would you do? Here at Curtis Helms Insurance, we work with people daily to make sure this most valuable asset is protected as much as possible so that if you do happen to have an issue, you can go home again as soon as possible.

Home Insurance in Raleigh, North Carolina

Home insurance isn’t just one blanket policy that covers everything, but instead is usually split up into different levels of coverage. This helps every homeowner find the right level of protection for their own individual needs. For example, there are often different policies that are written for renters of a home (usually just the possessions within are covered) vs. a homeowner who lives in their home where much more coverage would be required. No matter what level of coverage you are looking for in your home insurance policy, we at Curtis Helms Insurance would be happy to find the right coverage and policies for your needs.

If you are in the Raleigh, North Carolina area, we here at Curtis Helms Insurance want to make sure your home is protected with the right home insurance policy for your needs. Whether you need to make a claim because of a weather issue or you have recently had a robbery or damage to your possessions inside the home, you’ll have knowledgeable experts on your side when your home insurance is with us here at Curtis Helms Insurance. Please contact us today to learn how we can help with your home insurance policies.


At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Winston-Salem, and Wilmington, North Carolina.

The agent who looks out for your best interests.

 
Testimonial

“I am so grateful for having an agent like Chris Helms. He's professional and really cares for my well-being. Most agents don't take the time to give you better options when your insurance cost increases. That's why I recommend Mr. Helms to homeowners because he's the agent who looks out for your best interests. God Bless Him ALWAYS.”

★★★★★ Karen H.

Contact Us to Get a Quote for Home Insurance

Services We Offer

Home Insurance

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.
Life Insurance

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.
Commercial Insurance

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

Contact Us to Get a Quote for Home Insurance

We offer the excellent customer service you deserve.

If you are in the Raleigh, North Carolina area, we here at Curtis Helms Insurance want to make sure your home is protected with the right home insurance policy for your needs. Whether you need to make a claim because of a weather issue or you have recently had a robbery or damage to your possessions inside the home, you’ll have knowledgeable experts on your side when your home insurance is with us here at Curtis Helms Insurance. Please contact us today to learn how we can help with your home insurance policies.


At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

FAQs About Home Insurance

Here at Curtis Helms Insurance, we know that your home is important to you, and we want to help you do what’s best for it. Our team offers high-quality home insurance to help you protect your investment. If you have questions about home insurance, we encourage you to keep reading to find the answers you need below. (If we didn’t get to your question in this article, feel free to reach out to us directly.)

What does home insurance cover?
Most standard insurance policies cover the costs of home repairs or rebuilds, temporary housing arrangements, personal property damage or theft, and liability. In other words, if your home or belongings are damaged, your insurance will pay to replace or repair them. Your policy will also cover the cost of a rental home if your existing home becomes temporarily uninhabitable and will cover any legal or medical expenses you may face as the result of a liability lawsuit.
What does home insurance NOT cover?
Most home insurance policies do not cover flood or earthquake damage, but you can buy separate policies to cover you in those circumstances. In addition, home insurance won’t pay for repairs if the company finds that the damage was caused by a lack of proper maintenance.
Is there a way to lower my home insurance rate?
Most home insurance companies offer a discount for homes that have a security system installed, as the system lowers the risk of the property being robbed or vandalized. If you are looking for additional ways to lower your rate, just give us a call to consult our experts.

At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.
 

See what some of our satisfied clients are saying about our insurance services.

 
Excellent
4.9
Kea Barringer
1 day ago
Curtis Helms Insurance has been supportive of members of my family and I am grateful...
Response from the owner:Thank you for the kind review, Kea! We appreciate your feedback.
Great Customer Service
Response from the owner:Thank you, Phyllis! We love having you as part of our insurance family!
Keyonna
2 days ago
The best in the Queen City fast an reliable an not overly expensive 10/10 highly recommend especially Mrs Rebecca she is so sweet an professional
Very good at communicating about my needs.
Response from the owner:Thanks for taking the time to review us, Tim!
Juwan Johnson
4 days ago
Exceptional service and great rates
Response from the owner:Thank you, Juwan! We take pride in finding the best rates for our clients, and it's uplifting to know you have felt so pleased with our services. Give us a call anytime if you have questions.
tania pozo
1 week ago
Rebecca is amazing!!!! All the way around!
Response from the owner:Thanks, Tania! We're so glad we could help you get a great deal!
Great environment, great people and just all around great company
Response from the owner:Thanks for the fantastic feedback, Orlando! We truly appreciate you taking the time to share your experience and are so glad to hear you enjoy working with our team!
Linda Harris
1 week ago
Katherine is a great agent. I would recommend Katherine and Helms insurance agency for you insurance needs.
Response from the owner:Thank you for the 5 stars!
zakoria jones
1 week ago
They always respond quickly and are extremely helpful! Curtis helms is always the first place I call when I need insurance coverage. Thank you guys!
Response from the owner:Thank you so much for the wonderful review and your continued trust! It's fantastic to hear that our quick response times and helpful team make us your go-to choice. We truly appreciate your loyalty to Curtis Helms!
Erika Hernandez
2 weeks ago
Excellent service every time! They always look for the best rates for me! I’ve been with them for over 17 years!
Response from the owner:We are so grateful for your 17 years with us, Erika! Thank you for the fantastic shoutout; making sure you always get the best rates is what we're here for.
Kisha Hall
2 weeks ago
And they just don't care about the business they care about they customers Miss Rebecca I lost my fiance from a heart attack and she was there for me the whole time that was God and a blessing thank you Rebecca I love you
Response from the owner:Thanks for giving us 5 stars, Kisha! We appreciate it!
Mark Himes
2 weeks ago
Every one here has been very helpful over the years and I will continue doing business here.
Response from the owner:We appreciate your feedback, Mark! Thanks for the great review.
LBC Drako
2 weeks ago
Good and easy great customer service
Response from the owner:Thanks for the kind words! We're thrilled to hear you had a great experience and found our team easy to work with.
Natasha Williams
2 weeks ago
Great family owned company.Very nice people with great customer service.
Response from the owner:Thanks for the 5-star rating! We're thrilled you had a great experience with our team. Thanks for choosing to work with us.
joua moua
2 weeks ago
Christopher is great and very professional! He has been my agent for many many years and his father before him. Thank you for always helping me and my family.
Response from the owner:Thank you so much for the wonderful review! We are incredibly honored by your family's loyalty over the years. It is a true privilege to continue serving you!
Great company! Great staff! I've been with them for years!
Response from the owner:Thanks for giving us 5 stars, Michelle!
Chelsea Caldwell
3 weeks ago
Can't find better, more honest people to work with. They're more like family
Response from the owner:Thanks for giving us 5 stars, Chelsea!
The best insurance company
Response from the owner:Thank you for 5 star rating, Justine! ⭐
Sabrina Marbury
3 weeks ago
The Company alwzys gives the best customer service
Response from the owner:Sabrina, we couldn't be happier about your feedback. Thank you for taking the time to spread the word about the fantastic support we provide! We are always here to help find the best policies at the best rates to meet your needs.
Elle
3 weeks ago
Thank you. Rebecca for your help with getting a policy. Once again!
Response from the owner:We're glad we could help with your policy! Thanks for the review, Elle.
Ella Griffin
3 weeks ago
Chris and Greg are great
Response from the owner:Thank you so much for the 5-star review! We really appreciate your business.
EL McCall
4 weeks ago
To Whom It May Concern, I am writing to share my highest recommendation for Curtis Helms Insurance Company After 17 years as a loyal customer, with another insurance company. I recently went through a highly complex and challenging insurance situation. Throughout the entire process, Curtis Helms insurance went above and beyond to support me until everything was completely resolved. It is rare to find a company that demonstrates this level of care and reliability when you need it most. I highly recommend Curtis Helms Insurance Company to anyone for dependable home, auto, or general insurance coverage. The person that was most helpful Katherine. [ Elvira McCall
Response from the owner:Elvira, it means so much that you've entrusted us with your insurance needs, and we couldn't be happier to hear how impressed you have been with Katherine's service. Thank you for brightening our day with your kind words, and please do not hesitate to reach out with questions anytime!
Soosha Gourrier
4 weeks ago
Rebecca was great and polite.Im thankful she was able to get me reasonable coverage for my vehicle!
Response from the owner:Thanks for the kind words! We'll be sure to pass your compliments along to Rebecca. We're always here to help if you need anything else.
Sylmyles Coleman
4 weeks ago
I've dealt with with this company for years and have had multiple cars insured by them. Never had a problem and they are very nice, professional and makes you feel like you are part of a family
Response from the owner:We're happy we make you feel like a part of our insurance family, Sylmyles! Thanks for leaving us such a positive review.
Devan Hudson
4 weeks ago
I've been dealing with Curtis Helms insurance for about 5 years. Greg is my man to go to, to get me the best bang for my buck. He's gone through quite a few companies to get what I need for my Auto insurance. Highly recomend. 5 stars across the board. Everyone is so helpful and takes the time to discuss all my options before I bought my last policy.
Response from the owner:We appreciate the 5-star review, Devan!

Contact Us to Get a Quote for Home Insurance

We Can Help You Navigate the Home Insurance Process

We Can Help You Navigate the Home Insurance Process

Similar Services We Offer:

Homeowners Insurance

Homeowners Insurance

You never know what may happen to your home, so make sure it’s protected. Your Raleigh, North Carolina home is...
Read More

New Home Insurance

New Home Insurance

Set up the right new insurance for your needs. Buying a new home is an exciting milestone, but it also...
Read More

X

Get a Quote for Home Insurance

X

Get a Quote for Home Insurance

X

Get a Quote for Home Insurance