Home Insurance, Raleigh, NC

Make sure your home insurance is enough to take care of your safe haven.

A home is so much more than just a roof and some walls. A home is supposed to be a safe place– a place where you can come at the end of a long day at work and refresh and recharge! If something were to happen to your home, what would you do? Here at Curtis Helms Insurance, we work with people daily to make sure this most valuable asset is protected as much as possible so that if you do happen to have an issue, you can go home again as soon as possible.

Home Insurance in Charlotte, North Carolina

Home insurance isn’t just one blanket policy that covers everything, but instead is usually split up into different levels of coverage. This helps every homeowner find the right level of protection for their own individual needs. For example, there are often different policies that are written for renters of a home (usually just the possessions within are covered) vs. a homeowner who lives in their home where much more coverage would be required. No matter what level of coverage you are looking for in your home insurance policy, we at Curtis Helms Insurance would be happy to find the right coverage and policies for your needs.

Make sure your home insurance is enough to take care of your safe haven.

A home is so much more than just a roof and some walls. A home is supposed to be a safe place– a place where you can come at the end of a long day at work and refresh and recharge! If something were to happen to your home, what would you do? Here at Curtis Helms Insurance, we work with people daily to make sure this most valuable asset is protected as much as possible so that if you do happen to have an issue, you can go home again as soon as possible.

Home Insurance in Raleigh, North Carolina

Home insurance isn’t just one blanket policy that covers everything, but instead is usually split up into different levels of coverage. This helps every homeowner find the right level of protection for their own individual needs. For example, there are often different policies that are written for renters of a home (usually just the possessions within are covered) vs. a homeowner who lives in their home where much more coverage would be required. No matter what level of coverage you are looking for in your home insurance policy, we at Curtis Helms Insurance would be happy to find the right coverage and policies for your needs.

If you are in the Raleigh, North Carolina area, we here at Curtis Helms Insurance want to make sure your home is protected with the right home insurance policy for your needs. Whether you need to make a claim because of a weather issue or you have recently had a robbery or damage to your possessions inside the home, you’ll have knowledgeable experts on your side when your home insurance is with us here at Curtis Helms Insurance. Please contact us today to learn how we can help with your home insurance policies.

At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Winston-Salem, and Wilmington, North Carolina.

The agent who looks out for your best interests.

“I am so grateful for having an agent like Chris Helms. He's professional and really cares for my well-being. Most agents don't take the time to give you better options when your insurance cost increases. That's why I recommend Mr. Helms to homeowners because he's the agent who looks out for your best interests. God Bless Him ALWAYS.”

★★★★★ 22^th August 2018 Karen H.

Contact Us to Get a Quote for Home Insurance

Get Quote

Services We Offer

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

Contact Us to Get a Quote for Home Insurance

Get Quote

We offer the excellent customer service you deserve.

If you are in the Raleigh, North Carolina area, we here at Curtis Helms Insurance want to make sure your home is protected with the right home insurance policy for your needs. Whether you need to make a claim because of a weather issue or you have recently had a robbery or damage to your possessions inside the home, you’ll have knowledgeable experts on your side when your home insurance is with us here at Curtis Helms Insurance. Please contact us today to learn how we can help with your home insurance policies.

At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

FAQs About Home Insurance

Here at Curtis Helms Insurance, we know that your home is important to you, and we want to help you do what’s best for it. Our team offers high-quality home insurance to help you protect your investment. If you have questions about home insurance, we encourage you to keep reading to find the answers you need below. (If we didn’t get to your question in this article, feel free to reach out to us directly.)

What does home insurance cover?

Most standard insurance policies cover the costs of home repairs or rebuilds, temporary housing arrangements, personal property damage or theft, and liability. In other words, if your home or belongings are damaged, your insurance will pay to replace or repair them. Your policy will also cover the cost of a rental home if your existing home becomes temporarily uninhabitable and will cover any legal or medical expenses you may face as the result of a liability lawsuit.

What does home insurance NOT cover?

Most home insurance policies do not cover flood or earthquake damage, but you can buy separate policies to cover you in those circumstances. In addition, home insurance won’t pay for repairs if the company finds that the damage was caused by a lack of proper maintenance.

Is there a way to lower my home insurance rate?

Most home insurance companies offer a discount for homes that have a security system installed, as the system lowers the risk of the property being robbed or vandalized. If you are looking for additional ways to lower your rate, just give us a call to consult our experts.

At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

Excellent

4.9

Nick Inman

I have been using Curtis Helms Insurance since I was able to drive! They are always so friendly and helpful and it’s always a pleasure working with them

Response from the owner: Thanks for giving us five stars, Nick! Your feedback means a lot to us.

Jequetta Caldwell

Very good company! Superb customer service I have had a great experience Every time I’ve spoken with someone or needed assistance. Thanks for making the process so easy and providing great service

Response from the owner: Thanks for the 5 star review, Jequetta! We are glad you had a great experience! 👍

Arianna Moultry

Amazing Family Businesses been going here for years they will get you right where you Need to be.

Response from the owner: Thanks for the great review, Arianna! We are grateful to have you as a customer!

Anthony Patterson

Hello I been doing business with Curtis Helms Insurance for a long time, very good Company to do yr insurance business with, very professional, very straight to handling your pacific issue, don't leave you holding on the line . They get the job done!!!!! Thank you Mr. Helms and associates👍🏽

Response from the owner: Anthony, it's been a pleasure to work with you as such a loyal customer. Thank you for sharing how much you've valued our conscientious service and helpful results! We will continue to be here for all your insurance needs, so reach out anytime.

Susan Mireles

Rebecca Roseboro is excellent and very informative!

Response from the owner: Susan, we are delighted by your shout-out for Rebecca! Thank you for letting us know how helpful you've found her services to be, and rest assured that we will continue working hard for you. Give us a call anytime you need!

Denise Gaddy

They Are Great

Response from the owner: Thanks for the 5-star review, Denise!

Haley Goodman

100% recommend! Got the the lowest rate on both my cars!

Response from the owner: Your review means a lot to us, Haley! We're glad we could help.

Curtis Chalk

Great insurance to protect your everyday needs

Response from the owner: Providing great insurance options is what we do! Thanks for the great review, Curtis.

Sabrina Marbury

The Company alwzys gives the best customer service

Response from the owner: Sabrina, we couldn't be happier about your feedback. Thank you for taking the time to spread the word about the fantastic support we provide! We are always here to help find the best policies at the best rates to meet your needs.

Dawn Alexander

The staff was so friendly and patient with me! They were very knowledgeable with the different options I could choose from regarding payment plans! The prices were really reasonable! Thank you for a wonderful experience in helping me get my NC car and renters insurance!!!🥰

Response from the owner: We're glad we could help you find the car insurance that works best for you! Thanks for the kind review, Dawn.

Mark Hatfield

Greg has been helping me for a couple of years now. Very personable and knowledgeable. Easy to do business with. Always willing to answer any questions and help in any way he can.Curtis Helms Insurance has made buying auto insurance easy and affordable. I've never thought that I would recommend an auto insurance company, but I'm doing it now. They are good. 👍 Greg able to quickly pivot to suit my short-term and then long-term needs. Able to quickly find the lowest prices for my coverage. I'm a satisfied customer. His company practices excellence.

Response from the owner: We're glad we were able to help! Thanks for the review, Mark.

John Holzer

Chris and his team are awesome! I have watched him win over my clients time and time again. I finally decided to switch over my insurance to him and could not be happier with the service. Could not be in better hands.

Response from the owner: John, it means so much to hear of the confidence you have in our team. Thank you for your shout-out for Chris and for putting your trust in us! We will continue working hard for you.

Bruce Watson

Very friendly people. I've been dealing with them for years.

Response from the owner: Thanks for the five-star review, Bruce! Call us whenever you need insurance help.

Toya Clark

The agents ALWAYS give great service. The best in the city.

Response from the owner: We appreciate the 5-star review, Toya!

e

they got me a good quote for home insurance while i was closing on my first home! and switched my auto to a better quote i got from them as well. they are always friendly.

Response from the owner: We love hearing this feedback, E! Thank you for sharing about our friendly team and the outstanding rates we've found for your home and auto. Reach out to us with any questions whenever you may need!

vanessa pineda

Always smooth, always nice!

Response from the owner: Thank you, Vanessa! We are thrilled that you've been pleased with your experience and our team's support. Whenever you have questions related to your insurance coverage, please reach out to us for assistance.

Michellee

Curtis Helms insurance is the best hands down. Chris and Greg are both awesome amazing customer service they both always go beyond to find the best insurance company as well as answer any questions you may have. They are very knowledgeable at their work I would highly recommend Curtis Helms insurance.

Ursulla Binios

Amazing ccmompany very nice people

Response from the owner: We appreciate the 5-star review, Ursulla!

Clayton Livingston

I have had a wonderful experience with this company for over 20 some odd years. They have never failed me they have always been on point they are like family to me and I appreciate them a great deal I've been other places for about a half of a second and came right back home to where I belong this company is great and I would recommend them to the world. Years later and I'm still here and extremely happy 😊

Response from the owner: Thanks so much for your great review, Clayton! We're so glad to have you as part of our insurance family!

Ticola Mapp

The ONLY insurance company I will use in Charlotte. These people are my family now ❤️

Response from the owner: We love having you as part of our family, Ticola! Thanks! 🙂

Jae Dee

Rebecca was absolutely AMAZING to work with. Very knowledgeable and taught me things I had no clue even existed. When everyone else was quoting me sky rocket prices. She put in the work to find me something affordable in no time. Very pleased with this company. I will be back to add another policy with them. Rebecca will be my go to person! May God bless Curtis Helms insurance.

Response from the owner: we're glad we could provide you with excellent insurance help, Jae! Thanks for leaving a five-star review.

William Davis

Very nice people Thank you 🙏

Response from the owner: We're glad we could help! Thanks for the five-star review, William.

Gregory Cobb

Courteous and professional expedient service.

Response from the owner: Thanks for the positive review, Gregory! Let us know if there is something we can do to earn that final star.

Richard auberry

Chris Helms was so easy to talk to he took very little time to get me what I needed. No runaround straight to the point in getting my insurance.

Response from the owner: We are thrilled to hear this, Richard! Thank you for spreading the word about Chris' honest and helpful service, and rest assured that we will continue working hard for you. Reach back out anytime.

Jarrett Brewer

Great customer service quick and easy quotes.

Response from the owner: We're glad we could help you get a quote, Jarrett! Thanks for giving us five stars.

Contact Us to Get a Quote for Home Insurance

Get Quote

Make sure your home insurance is enough to take care of your safe haven.

Make sure your home insurance is enough to take care of your safe haven.

The agent who looks out for your best interests.

Contact Us to Get a Quote for Home Insurance

Services We Offer

Home Insurance

Life Insurance

Commercial Insurance

Contact Us to Get a Quote for Home Insurance

We offer the excellent customer service you deserve.

FAQs About Home Insurance

What does home insurance cover?

What does home insurance NOT cover?

Is there a way to lower my home insurance rate?

Why Choose Curtis Helms Insurance?

See what some of our satisfied clients are saying about our insurance services.

Contact Us to Get a Quote for Home Insurance

Let Our Family Help Protect Your Family!

We Can Help You Navigate the Home Insurance Process

Similar Services We Offer:

Homeowners Insurance

Homeowners Insurance

New Home Insurance

New Home Insurance

Get a Quote for Home Insurance

Get a Quote for Home Insurance

Get a Quote for Home Insurance