Home Insurance, Raleigh, NC

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Make sure your home insurance is enough to take care of your safe haven.

A home is so much more than just a roof and some walls. A home is supposed to be a safe place– a place where you can come at the end of a long day at work and refresh and recharge! If something were to happen to your home, what would you do? Here at Curtis Helms Insurance, we work with people daily to make sure this most valuable asset is protected as much as possible so that if you do happen to have an issue, you can go home again as soon as possible.
Home Insurance in Charlotte, North Carolina
Home insurance isn’t just one blanket policy that covers everything, but instead is usually split up into different levels of coverage. This helps every homeowner find the right level of protection for their own individual needs. For example, there are often different policies that are written for renters of a home (usually just the possessions within are covered) vs. a homeowner who lives in their home where much more coverage would be required. No matter what level of coverage you are looking for in your home insurance policy, we at Curtis Helms Insurance would be happy to find the right coverage and policies for your needs.

Make sure your home insurance is enough to take care of your safe haven.

A home is so much more than just a roof and some walls. A home is supposed to be a safe place– a place where you can come at the end of a long day at work and refresh and recharge! If something were to happen to your home, what would you do? Here at Curtis Helms Insurance, we work with people daily to make sure this most valuable asset is protected as much as possible so that if you do happen to have an issue, you can go home again as soon as possible.

Home Insurance in Raleigh, North Carolina

Home insurance isn’t just one blanket policy that covers everything, but instead is usually split up into different levels of coverage. This helps every homeowner find the right level of protection for their own individual needs. For example, there are often different policies that are written for renters of a home (usually just the possessions within are covered) vs. a homeowner who lives in their home where much more coverage would be required. No matter what level of coverage you are looking for in your home insurance policy, we at Curtis Helms Insurance would be happy to find the right coverage and policies for your needs.

If you are in the Raleigh, North Carolina area, we here at Curtis Helms Insurance want to make sure your home is protected with the right home insurance policy for your needs. Whether you need to make a claim because of a weather issue or you have recently had a robbery or damage to your possessions inside the home, you’ll have knowledgeable experts on your side when your home insurance is with us here at Curtis Helms Insurance. Please contact us today to learn how we can help with your home insurance policies.


At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Winston-Salem, and Wilmington, North Carolina.

The agent who looks out for your best interests.

 
Testimonial

“I am so grateful for having an agent like Chris Helms. He's professional and really cares for my well-being. Most agents don't take the time to give you better options when your insurance cost increases. That's why I recommend Mr. Helms to homeowners because he's the agent who looks out for your best interests. God Bless Him ALWAYS.”

★★★★★ Karen H.

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Services We Offer

Home Insurance

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.
Life Insurance

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.
Commercial Insurance

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

Contact Us to Get a Quote for Home Insurance

We offer the excellent customer service you deserve.

If you are in the Raleigh, North Carolina area, we here at Curtis Helms Insurance want to make sure your home is protected with the right home insurance policy for your needs. Whether you need to make a claim because of a weather issue or you have recently had a robbery or damage to your possessions inside the home, you’ll have knowledgeable experts on your side when your home insurance is with us here at Curtis Helms Insurance. Please contact us today to learn how we can help with your home insurance policies.


At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

FAQs About Home Insurance

Here at Curtis Helms Insurance, we know that your home is important to you, and we want to help you do what’s best for it. Our team offers high-quality home insurance to help you protect your investment. If you have questions about home insurance, we encourage you to keep reading to find the answers you need below. (If we didn’t get to your question in this article, feel free to reach out to us directly.)

What does home insurance cover?
Most standard insurance policies cover the costs of home repairs or rebuilds, temporary housing arrangements, personal property damage or theft, and liability. In other words, if your home or belongings are damaged, your insurance will pay to replace or repair them. Your policy will also cover the cost of a rental home if your existing home becomes temporarily uninhabitable and will cover any legal or medical expenses you may face as the result of a liability lawsuit.
What does home insurance NOT cover?
Most home insurance policies do not cover flood or earthquake damage, but you can buy separate policies to cover you in those circumstances. In addition, home insurance won’t pay for repairs if the company finds that the damage was caused by a lack of proper maintenance.
Is there a way to lower my home insurance rate?
Most home insurance companies offer a discount for homes that have a security system installed, as the system lowers the risk of the property being robbed or vandalized. If you are looking for additional ways to lower your rate, just give us a call to consult our experts.

At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.
 

See what some of our satisfied clients are saying about our insurance services.

 
Excellent
4.9
Always pleasant and delightful.
Response from the owner: Thank you for the 5 stars, Sidney!
I've been dealing with Curtis Helms for about 2 years. They have been honest and always found me the best deals.
Response from the owner: Thanks for leaving us this review Tanya! We look forward to earning that 5th star!
Always professional- Rebecca
They are wonderful have had them for 6 years now and they always make sure i have the best rates they are quick and professional thank you Greg and all the agents at Curtis Helms
Response from the owner: We're thrilled to hear you had a great experience with us, Ty. Thanks for your support!
This Agency is awesome. Chris is a GREAT GUY!!! I'm new to Charlotte, NC and he told me the steps over the phone to help me get NC plates and a Drivers License. He even helped me get new renters insurance for my new apartment. The receptionist is also friendly and helpful. Lets be honest, Insurance isn't the happy happy fun time thing to deal with, but Chris and his agency make getting it fast and easy!!!
Curtis Helms agency has always made everyone feel like family. They know you by name and your children and grand children very personable. I love it. 🤗❣️❣️❣️ Greg did a excellent job helping me thanks Greg.
Response from the owner: Thanks for the 5-star review, Yvette! We love building relationships with our valued customers!
Great help
Response from the owner: Thank you for the 5 stars! Providing top-notch service is always our goal.
Been with Curtis for 20 years+ best in the business
Response from the owner: Thanks for the five-star review, Juston! Call us if you ever need help with insurance again.
Rebecca was uhhh-mazingggg!
Response from the owner: Thanks so much, Kiah! It's wonderful to know you received outstanding assistance from Rebecca, and we remain available to answer any questions you have regarding your coverage. Reach out anytime!
Very good company
Response from the owner: Thank you, Carolyn! It's a pleasure to know you so highly regard our team's services, and we are here to assist you whenever you have questions about your policies. Please do not hesitate to reach out anytime.
I was able to find an affordable quote with Curtis Helms Insurance Agency
Response from the owner: We're so glad you had a great experience, Nikki. Thanks for sharing!
Christopher was very patient and helpful. He answered all of my questions and promptly. I was very nervous about taking this route so I appreciate his help.
Response from the owner: Thanks for the 5 stars! We appreciate your business.
Wonderful Agency! I have been with them for 25+ years!
Response from the owner: Thank you for your support, Carrie! We truly appreciate your business ⭐
Really good service
Response from the owner: Thanks for giving us five stars, Christian! Call us whenever you need insurance help.
Very helpful
Response from the owner: Thanks for the 5-star review!
I've been using Curtis Helms for over 20 years. I always refer family, friends, or anyone who is looking for insurance.
Response from the owner: Thanks so much for giving us 5 stars, David!
Got me insured in less than 30 minutes. Low costs. Highly recommended.
Response from the owner: Your feedback means a lot to our team. Thank you!
I Thank God For Mr.Greg I had a situation with my down payment and he worked it out for me so that I could get insurance on my vehicle your The Best
Response from the owner: Thank you, Dishaun! We look forward to working with you again ⭐
Excellent customer services
Response from the owner: Thanks for the high rating! We're here whenever you need us.
ALWAYS AMAZING SERVICE !! GREG IS AWESOME 😎
Response from the owner: Thanks for choosing us! We're thrilled you're happy with the results!
Great people nice service
Response from the owner: We're so glad you had a great experience, Ponce. Thank you!
Fast and easy so helpful with helping me get insurance
Response from the owner: Thanks so much for leaving us a 5-star review, and thanks for trusting us with your insurance needs!
Always have your best interest at heart.
Response from the owner: Thank you for your review, Angela and for your kind words!
Great customer service !!! Will do everything in their power to get the best rates. Great family owned business with great employees
Response from the owner: Thank you for your kind words! We’re so glad you had a great experience with us.
Awesome family owned insurance business..great insurance pricesExcellent customer service ❤️❤️❤️❤️
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We Can Help You Navigate the Home Insurance Process

We Can Help You Navigate the Home Insurance Process

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