Home Insurance, Raleigh, NC

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Make sure your home insurance is enough to take care of your safe haven.

A home is so much more than just a roof and some walls. A home is supposed to be a safe place– a place where you can come at the end of a long day at work and refresh and recharge! If something were to happen to your home, what would you do? Here at Curtis Helms Insurance, we work with people daily to make sure this most valuable asset is protected as much as possible so that if you do happen to have an issue, you can go home again as soon as possible.
Home Insurance in Charlotte, North Carolina
Home insurance isn’t just one blanket policy that covers everything, but instead is usually split up into different levels of coverage. This helps every homeowner find the right level of protection for their own individual needs. For example, there are often different policies that are written for renters of a home (usually just the possessions within are covered) vs. a homeowner who lives in their home where much more coverage would be required. No matter what level of coverage you are looking for in your home insurance policy, we at Curtis Helms Insurance would be happy to find the right coverage and policies for your needs.

Make sure your home insurance is enough to take care of your safe haven.

A home is so much more than just a roof and some walls. A home is supposed to be a safe place– a place where you can come at the end of a long day at work and refresh and recharge! If something were to happen to your home, what would you do? Here at Curtis Helms Insurance, we work with people daily to make sure this most valuable asset is protected as much as possible so that if you do happen to have an issue, you can go home again as soon as possible.

Home Insurance in Raleigh, North Carolina

Home insurance isn’t just one blanket policy that covers everything, but instead is usually split up into different levels of coverage. This helps every homeowner find the right level of protection for their own individual needs. For example, there are often different policies that are written for renters of a home (usually just the possessions within are covered) vs. a homeowner who lives in their home where much more coverage would be required. No matter what level of coverage you are looking for in your home insurance policy, we at Curtis Helms Insurance would be happy to find the right coverage and policies for your needs.

If you are in the Raleigh, North Carolina area, we here at Curtis Helms Insurance want to make sure your home is protected with the right home insurance policy for your needs. Whether you need to make a claim because of a weather issue or you have recently had a robbery or damage to your possessions inside the home, you’ll have knowledgeable experts on your side when your home insurance is with us here at Curtis Helms Insurance. Please contact us today to learn how we can help with your home insurance policies.


At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Winston-Salem, and Wilmington, North Carolina.

The agent who looks out for your best interests.

 
Testimonial

“I am so grateful for having an agent like Chris Helms. He's professional and really cares for my well-being. Most agents don't take the time to give you better options when your insurance cost increases. That's why I recommend Mr. Helms to homeowners because he's the agent who looks out for your best interests. God Bless Him ALWAYS.”

★★★★★ Karen H.

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Services We Offer

Home Insurance

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.
Life Insurance

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.
Commercial Insurance

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

Contact Us to Get a Quote for Home Insurance

We offer the excellent customer service you deserve.

If you are in the Raleigh, North Carolina area, we here at Curtis Helms Insurance want to make sure your home is protected with the right home insurance policy for your needs. Whether you need to make a claim because of a weather issue or you have recently had a robbery or damage to your possessions inside the home, you’ll have knowledgeable experts on your side when your home insurance is with us here at Curtis Helms Insurance. Please contact us today to learn how we can help with your home insurance policies.


At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

FAQs About Home Insurance

Here at Curtis Helms Insurance, we know that your home is important to you, and we want to help you do what’s best for it. Our team offers high-quality home insurance to help you protect your investment. If you have questions about home insurance, we encourage you to keep reading to find the answers you need below. (If we didn’t get to your question in this article, feel free to reach out to us directly.)

What does home insurance cover?
Most standard insurance policies cover the costs of home repairs or rebuilds, temporary housing arrangements, personal property damage or theft, and liability. In other words, if your home or belongings are damaged, your insurance will pay to replace or repair them. Your policy will also cover the cost of a rental home if your existing home becomes temporarily uninhabitable and will cover any legal or medical expenses you may face as the result of a liability lawsuit.
What does home insurance NOT cover?
Most home insurance policies do not cover flood or earthquake damage, but you can buy separate policies to cover you in those circumstances. In addition, home insurance won’t pay for repairs if the company finds that the damage was caused by a lack of proper maintenance.
Is there a way to lower my home insurance rate?
Most home insurance companies offer a discount for homes that have a security system installed, as the system lowers the risk of the property being robbed or vandalized. If you are looking for additional ways to lower your rate, just give us a call to consult our experts.

At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.
 

See what some of our satisfied clients are saying about our insurance services.

 
Excellent
4.9
I have always had good results! Good customer service!
Response from the owner: We're glad we can always help you get good results! Thanks for the five-star review, Shirley.
Been doing business with this company since 2017 when I first got my license & car. I love them!
Always pleasant and delightful.
Response from the owner: Thank you for the 5 stars, Sidney!
A1
Response from the owner: Thank you for the five stars, Angela!
I love curtis helms insurance best place to be thier warm and friendly courteous and professionalism
Response from the owner: Thanks so much, Priscilla! We are happy to have you as part of our insurance family!
i needed insurance asap and alex and carolyn was great took care of me quickly thank you so much
Response from the owner: Thanks for sharing your experience, Adrienne! We are glad we were able to help in your time of need.
Amazing customer service very helpful got me the best quote thank you so much!
Response from the owner: Thanks for the 5 stars, Andrea! You made our day. 😊
Great insurance agent ! I recommend them for everyone! They will help you get protected.Thank you Curtis Helms Insurance!
Response from the owner: Thank you so much for the five-star rating, Hala! We truly appreciate your support.
I get the best cuote here. im happy
Response from the owner: Thanks for the five-star review, Jose! We appreciate your feedback.
Very friendly and professional. Has the cheapest insurance in Charlotte
Response from the owner: We appreciate the great review, Angela! We are grateful to have you as a customer!
fast response! very helpful with explaining policy requirements
Response from the owner: Thank you, Gladys! We are happy that our team answered your questions so promptly and thoroughly, and we are if you need anything else related to your coverage. Please contact us anytime!
Curtis Helms Insurance was recommended to me by a good friend of mine. I must say it was a pleasure connecting with them and finding a better insurance. 10/10 I would recommend.
Response from the owner: Thanks for giving us five stars! We appreciate your feedback, Dwana.
Everyone is always so kind and professional.
Response from the owner: Thank you, Dyana! It's incredibly uplifting to know how much our team's friendly, professional assistance has impressed you, and we are here to answer any questions you have about your insurance coverage. Give us a call anytime.
Fast fast good service
Response from the owner: Thanks for giving us 5 stars, Karlito! Much appreciated.
Great agency highly recommended
Response from the owner: Thank you for the spectacular rating, John! It is always our goal to find the best policies and rates to meet our clients' insurance needs, so your stamp of approved is truly gratifying. We look forward to assisting you going forward, too!
The Company alwzys gives the best customer service
Response from the owner: Sabrina, we couldn't be happier about your feedback. Thank you for taking the time to spread the word about the fantastic support we provide! We are always here to help find the best policies at the best rates to meet your needs.
Always available to help solve any problems concerning your insurance. Great people!!!!
Response from the owner: Sharon, it means the world to have earned your 5-star approval! Thank you for trusting us with your insurance needs, and rest assured that we will continue working hard for you. Give us a call anytime!
I've been dealing with Curtis Helms insurance for about 5 years. Greg is my man to go to, to get me the best bang for my buck. He's gone through quite a few companies to get what I need for my Auto insurance. Highly recomend.5 stars across the board. Everyone is so helpful and takes the time to discuss all my options before I bought my last policy.
Response from the owner: We appreciate the 5-star review, Devan!
Great people nice serviceThank you
Response from the owner: We're so glad you had a great experience, Ponce. Thank you!
Been working with them company for years. They always provide the best advice and best quotes. Highly recommend.
Response from the owner: Thanks for giving us five stars! Call us whenever you need insurance help.
Always professional and courteous!
Very helpful. Understood exactly what I needed.
Response from the owner: We truly appreciate your 5-star review and your support.
Staff is very friendly and helpful
Response from the owner: Thank you for taking a moment to give us this top rating, Meisha-Shauna! It made our day to know you think so highly of our services, and we look forward to partnering with you going forward, as well. Reach out anytime.
Best agent, great customer service
Response from the owner: Thank you, Djerah! We are thrilled that you think so highly of our service, and we will continue working hard to find you the best rates and coverage. Give us a call with questions anytime!
Greg is very Knowledgeable and will take his time to explain any questions and concerns. Was able to find better coverage for less! That alone is a 10 star service in my opinion!
Response from the owner: Tony, nothing makes us happier than lowering our customers' insurance costs while boosting their coverage. Your review made us very happy! We look forward to continuing to assist you, and we welcome you to reach out anytime.
Very helpful agent!!
Response from the owner: Tim, we really appreciate your complimentary review. It's wonderful to know you found our agent's assistance so helpful, and we are here if you have any additional questions. Reach back out anytime.
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We Can Help You Navigate the Home Insurance Process

We Can Help You Navigate the Home Insurance Process

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