Home Insurance, Raleigh, NC

Make sure your home insurance is enough to take care of your safe haven.

A home is so much more than just a roof and some walls. A home is supposed to be a safe place– a place where you can come at the end of a long day at work and refresh and recharge! If something were to happen to your home, what would you do? Here at Curtis Helms Insurance, we work with people daily to make sure this most valuable asset is protected as much as possible so that if you do happen to have an issue, you can go home again as soon as possible.

Home Insurance in Charlotte, North Carolina

Home insurance isn’t just one blanket policy that covers everything, but instead is usually split up into different levels of coverage. This helps every homeowner find the right level of protection for their own individual needs. For example, there are often different policies that are written for renters of a home (usually just the possessions within are covered) vs. a homeowner who lives in their home where much more coverage would be required. No matter what level of coverage you are looking for in your home insurance policy, we at Curtis Helms Insurance would be happy to find the right coverage and policies for your needs.

Make sure your home insurance is enough to take care of your safe haven.

A home is so much more than just a roof and some walls. A home is supposed to be a safe place– a place where you can come at the end of a long day at work and refresh and recharge! If something were to happen to your home, what would you do? Here at Curtis Helms Insurance, we work with people daily to make sure this most valuable asset is protected as much as possible so that if you do happen to have an issue, you can go home again as soon as possible.

Home insurance isn’t just one blanket policy that covers everything, but instead is usually split up into different levels of coverage. This helps every homeowner find the right level of protection for their own individual needs. For example, there are often different policies that are written for renters of a home (usually just the possessions within are covered) vs. a homeowner who lives in their home where much more coverage would be required. No matter what level of coverage you are looking for in your home insurance policy, we at Curtis Helms Insurance would be happy to find the right coverage and policies for your needs.

If you are in the Raleigh, North Carolina area, we here at Curtis Helms Insurance want to make sure your home is protected with the right home insurance policy for your needs. Whether you need to make a claim because of a weather issue or you have recently had a robbery or damage to your possessions inside the home, you’ll have knowledgeable experts on your side when your home insurance is with us here at Curtis Helms Insurance. Please contact us today to learn how we can help with your home insurance policies.

At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Winston-Salem, and Wilmington, North Carolina.

The agent who looks out for your best interests.

“I am so grateful for having an agent like Chris Helms. He's professional and really cares for my well-being. Most agents don't take the time to give you better options when your insurance cost increases. That's why I recommend Mr. Helms to homeowners because he's the agent who looks out for your best interests. God Bless Him ALWAYS.”

★★★★★ Karen H.

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Services We Offer

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

Contact Us to Get a Quote for Home Insurance

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We offer the excellent customer service you deserve.

If you are in the Raleigh, North Carolina area, we here at Curtis Helms Insurance want to make sure your home is protected with the right home insurance policy for your needs. Whether you need to make a claim because of a weather issue or you have recently had a robbery or damage to your possessions inside the home, you’ll have knowledgeable experts on your side when your home insurance is with us here at Curtis Helms Insurance. Please contact us today to learn how we can help with your home insurance policies.

At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

FAQs About Home Insurance

Here at Curtis Helms Insurance, we know that your home is important to you, and we want to help you do what’s best for it. Our team offers high-quality home insurance to help you protect your investment. If you have questions about home insurance, we encourage you to keep reading to find the answers you need below. (If we didn’t get to your question in this article, feel free to reach out to us directly.)

What does home insurance cover?

Most standard insurance policies cover the costs of home repairs or rebuilds, temporary housing arrangements, personal property damage or theft, and liability. In other words, if your home or belongings are damaged, your insurance will pay to replace or repair them. Your policy will also cover the cost of a rental home if your existing home becomes temporarily uninhabitable and will cover any legal or medical expenses you may face as the result of a liability lawsuit.

What does home insurance NOT cover?

Most home insurance policies do not cover flood or earthquake damage, but you can buy separate policies to cover you in those circumstances. In addition, home insurance won’t pay for repairs if the company finds that the damage was caused by a lack of proper maintenance.

Is there a way to lower my home insurance rate?

Most home insurance companies offer a discount for homes that have a security system installed, as the system lowers the risk of the property being robbed or vandalized. If you are looking for additional ways to lower your rate, just give us a call to consult our experts.

At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

Great family oriented insurance company.

Tweet King

21:28 12 Dec 24

Very Professional, Great to work with

Bill Chakra

19:13 12 Dec 24

Great and trusted company!!!! I have used them for myself and my clients for the past five years!!

kesete Adonay

17:36 11 Dec 24

I dealt with Greg at Curtis Helms Insurance. He was very patient and did a thorough job in procuring my new auto policy

David Adams

16:05 11 Dec 24

Mrs. Rebecca always helps with my auto insurance needs! Thank you for always getting me a great rate!

Astrid Patrice

22:56 10 Dec 24

Great company I would recommend good people to this company

jeremiah gibson

21:20 10 Dec 24

Been great working with this company. Very helpful when we needed some assistance for a younger driver with challenged driving history.

Jay Pass

17:04 10 Dec 24

Really polite

Christopher Cawthorne

20:55 09 Dec 24

The staff was so friendly and patient with me! They were very knowledgeable with the different options I could choose from regarding payment plans! The prices were really reasonable! Thank you for a wonderful experience in helping me get my NC car and renters insurance!!!🥰

Dawn Alexander

02:01 07 Dec 24

My hold family have car insurance with Mr. Curtis Helm & family’s. Best insurance company ever!! Much love!!

Marilyn Biggers

16:45 06 Dec 24

Grate people who cares

Mario Durham

21:37 04 Dec 24

I’ve been with Helms Insurance for 7 years and Greg has always been great!

William Millikan

18:18 04 Dec 24

Been with Curtis for 20 years+ best in the business

Juston Curry

16:32 27 Nov 24

Love them, been with them for over 20 years

DianeChermain SorycEsetok

21:55 26 Nov 24

Professional.

Tony Martin

16:16 26 Nov 24

I've dealt with with this company for years and have had multiple cars insured by them. Never had a problem and they are very nice, professional and makes you feel like you are part of a family

Sylmyles Coleman

15:38 26 Nov 24

I was worried about getting insurance because i have points on my licenses but Greg had me smoothered and covered. Greg took care of me from beginning to end at eases and a better rate than anyone i called. I look forward to doing business with Curtis Helms insurance

meka burgin

21:17 22 Nov 24

Such friendly staff! Always super helpful, positive and upbeat!

Deanna Alonso

16:10 21 Nov 24

Great Customer Service

Phyllis Cooper

22:02 15 Nov 24

Greg was very helpful and I was able to handle everything over the phone and quite efficiently, I might add. Excellent service.

Mark Hatfield

16:15 14 Nov 24

They contact me when premium increases and offer alternatives.

brenda whitman

23:36 08 Nov 24

Chris was very helpful and hospitable. It was time for him to go home and he stayed behind to help get me insured. I’m forever grateful, definitely recommend!

shaquill nelson

22:54 08 Nov 24

Curtis Helms Insurance provides the best affordable coverage possible for your money. They have professional staff that has assisted me over the years with pride about their services! I'm extremely contented in being their valued long time customer,

Katherine Goodman

03:00 07 Nov 24

Friendly staff and efficient. Been helping my family and friends for close to 10 years I always recommend Curtis Helms

Antwanett Watson

14:40 04 Nov 24

They Are Great

Denise Gaddy

13:23 04 Nov 24

Helps find the cheapest insurance

Babii De

18:43 01 Nov 24

This company will find and fix any problems on your policy. They will also give you a call to make sure you're satisfied

Lothario Whitley

18:17 01 Nov 24

Curtis Helm Insurance has bern my agent for many years for home and auto. They regularly review my accounts and see if I can save money. They are very responsive any time I call. I recommend their service highly.

Cathy Pleitez

18:37 31 Oct 24

I just Love the Curtis Helm Family! They are more than just an insurance agency. They are more like family that has always had my best interest with my insurance policies for over 16 years. I highly recommend them for you and your family.

Shanda Kneece

19:50 28 Oct 24

Curtis Helms Insurance,They are Awesome!!! A professional family business. I was encouraged to get a quote by a family member in '09 and been with them ever since. Sending everyone that ask for recommendations on insurance there way. Give them a try!Definitely Wonder WorkersThank you !Thank you !Thank you !

Thea B

18:36 25 Oct 24

I want say this business has always help and find a solution to help and very nice friendly I love themThanks so much for allY’all do

Chris Hanks

20:19 24 Oct 24

Love them all, great people, lot of years with them and not changing them.

Veronica Rosa

20:06 22 Oct 24

Great Service, a real family feel -- been with them for years.

Danielle Farmer

20:08 21 Oct 24

I love this company. It's family owned and operated by professional people. I have been with them for more than 25 years. They take care of their customers. They are very friendly and caring.

Paulean Gray

14:10 21 Oct 24

ONE OF CHARLOTTE BEST ASK FOR GREG😃😃

Ayana Foster

19:07 18 Oct 24

Very good service

Z Wallace

15:18 18 Oct 24

Customer service is awrsome

Julie Earley

19:20 16 Oct 24

Chris Helms stands on business. I would definitely recommend them to any of my friends and family for business. 💯

Aaron Davis

17:30 16 Oct 24

They’re simply awesome always have been able to find me the best quotes and a low prices on my high in vehicle. Thanks so much for your services Curtis Helms Insurance !

Denisha Jones

14:23 15 Oct 24

Great experience with good deals!

Hasaan

16:34 11 Oct 24

Great and helpful staff members

Jill Jill

13:27 11 Oct 24

Extreme patience with excellent customer service.

CLG

19:11 10 Oct 24

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