If you own a fleet of vehicles to help you run your business, you already know you need fleet insurance to protect your drivers, your cargo, and your business. If you’re ready to shop for fleet insurance but you aren’t really sure where to start, there are a few important things to look for as you choose your next policy.
- Vehicle Requirement- Many fleet insurance policies have minimum vehicle requirements. For example, most companies are considered to have a fleet of vehicles if they have more than 5 cars that they operate in the business’s name. Check each insurance policy to see if they have a minimum or maximum vehicle coverage requirement in order to be insured.
- Fleet Activities- The type of fleet insurance you choose will also depend upon the designated activities of your vehicles. For example, cars that are used to transport your employees to different business locations will need different coverage than commercial trucks that transport goods. Check the insurance policies to determine what kinds of coverage are available for the different fleet activities your vehicles are tasked to do.
- Renewal Savings- As with many insurance policies, renewals are critical for continued coverage. The renewal period is also an opportunity to save money. Checking against other fleet insurance policies and plans and taking a look at safe driver discounts, can contribute to saving your business money each year.
When you reach out to us at Curtis Helms Insurance, you’ll find our knowledgeable team ready to help you find the fleet insurance that meets your needs. Contact us today to get started!