Auto Insurance, Charlotte, NC

We provide comprehensive auto insurance policies to keep you safe on the road.

At Curtis Helms Insurance, we know that everyone does their best to stay safe on the road. However, even the most careful of drivers can’t account for every possibility, and even the most thorough safety system still leaves room for error. No one plans to have a car accident, but failing to plan for the possibility of one can leave you floundering if the worst happens. Having a good auto insurance policy is an essential part of safe driving, and our team at Curtis Helms Insurance can help you find the best coverage for your needs and budget.

Auto Insurance in Charlotte, North Carolina

Auto insurance gives you a financial safety net in the event that you are involved in an accident or suffer a car theft. Most auto insurance policies cover a variety of circumstances, including damage to your vehicle from collisions or other causes such as natural disasters; this first type of coverage is called collision coverage, and the second is referred to as comprehensive coverage. The typical insurance plan will also cover liability for property damage or personal injury resulting from accidents for which you are at fault.

"I trust them with my life!"

"I have been doing business with this family for years, and I trust them with my life! I have also referred them to multiple family and friends throughout the years. Mr. Helms and his son know almost everything, and if they don't, they will steer you in the right direction."

★★★★★ 22^th August 2018 -Courtney B.

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Services We Offer

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

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We offer the excellent customer service you deserve.

At Curtis Helms Insurance, we are proud to serve the Charlotte, North Carolina community. We are committed to keeping the roads safer for everyone through our auto insurance policies. If you have questions about our coverage, you can call our team for more information about what we can do for you. Give us a call today if you are ready for a new auto insurance policy.

FAQs About Shopping for Auto Insurance

If you own a car, you need auto insurance. And since you have to have it, you don’t want to pay a fortune to insure your vehicle. Below, we’ve answered some questions about shopping for an auto insurance policy and getting the best rate.

What factors impact my auto insurance rate?

There are many factors that impact what you will pay for car insurance. Some of these include the type of car you drive, where you live, how much you drive, and your collision history.

Wil my auto insurance go up if I get into an accident?

In most cases, yes, it will. However, we can help you find the best coverage for the best possible rate, so even if you have an accident on your record, this doesn’t mean you will pay a small fortune to insure your car.

Do I need comprehensive auto insurance?

This depends on your personal preferences. While some people prefer comprehensive coverage, so they don’t have to worry about anything, others prefer just putting collision coverage on their car and taking more of a risk. If are still making payments on your car, the lender may require you to have comprehensive coverage.

Why should I choose your insurance agency?

We are extremely friendly, client oriented, and experienced. Our goal is to make sure finding the right car insurance policy is easy and efficient.

How do I set up an appointment?

Reach out to us directly and we’ll set up a time to discuss your insurance needs and help you find the right car insurance policy. We look forward to hearing from you!

At Curtis Helms Insurance, we offer auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

Excellent

4.9

Kurt Walker

Ms. Rebecca was very knowledgeable, friendly, helpful....all around accommodating. A very nice woman, she even helped when I called back needing her help. GREAT JOB

Savion Aikens

Always professional and courteous!

Sybil Loposser

Fast, friendly service!

Mark Himes

Every one here has been very helpful over the years and I will continue doing business here.

Sabrina Jacobs

I have used them since forever and would not use anyone else

Response from the owner: Thanks so much for being a long-time customer, Sabrina!

Aviva Moody

Greg at Curtis Helms insurance helped me get a better rate on my car insurance.

Response from the owner: Aviva, we couldn't be happier to hear this! Our goal is always to find the best rates for our customers, so we are thrilled that Greg was able to achieve that for you. Please don't hesitate to contact us whenever you'd like further assistance!

Adrianne Collins

I have been with this company since 2020 and I love them they are awesome

Response from the owner: Thank you so much, Adrianne! It has been an honor to serve you since 2020, and we remain committed to providing you with exceptional guidance for all your insurance needs. Please do not hesitate to reach out to us anytime.

Deajha Phifer

The best

Response from the owner: Thanks for giving us five stars, Deajha! We appreciate your feedback.

Atoya Brannon

I love this insurance company. They always look out and try to get me a better rate.

Response from the owner: Atoya, it is wonderful to hear this. Our goal is to provide our clients with the best rates and policies to meet their needs, so we are thrilled that has been your experience. Thank you so much for sharing!

Clara Young

Awesome company

Response from the owner: Thanks for the review, Clara! We appreciate your feedback.

Nick Inman

I have been using Curtis Helms Insurance since I was able to drive! They are always so friendly and helpful and it’s always a pleasure working with them

Response from the owner: Thanks for giving us five stars, Nick! Your feedback means a lot to us.

Rosa Clark

All of the team with Curtis Helms Insurance is great. Rebecca is awesome. I really appreciate her assistance.

Response from the owner: Thank you so much for the kind words, Rosa! We’re thrilled to hear you had a great experience with our team.

Levon

Very charismatic and knowledgeable

Response from the owner: Levon, it's great to know your experience with our team was so commendable, and we are grateful for your 5 stars. If you have any further questions related to your insurance policies or rates, please do not hesitate to reach back out.

Mark Hatfield

Greg was very helpful and I was able to handle everything over the phone and quite efficiently, I might add. Excellent service.

Response from the owner: We're glad we were able to help! Thanks for the review, Mark.

Keisha Stroud

I have been with them for years and love it

Response from the owner: Thanks for sticking with us, Keisha! We appreciate your great review.

Savion Aikens

always courteous service

Response from the owner: We love hearing this, Savion! Thank you for sharing about the kind and courteous service you always receive from our team, and please reach back out whenever you have insurance questions that we may assist you with.

Eric Thomas

Good company and people to do business with.

Response from the owner: Thank you for your kind words! We’re so glad you had a great experience with our team.

Armisha Slade

I been with this company for years my family has used Helms insurance for years, it’s family owned and it feels that way the staff is awesome. I would definitely recommend them for insurance.

Response from the owner: We’re so grateful for your support over the years! It means a lot to know your family continues to choose us for your insurance needs.

Artavius

Great customer service just all around great people

Response from the owner: We really appreciate that! Our team works hard to provide great service every time.

Kalon Williams

Greg was super nice/professional and very helpful

Response from the owner: We’re so happy you had a positive experience! Thank you for trusting our team.

Irina Masters

Very caring , understanding and helpful professionals. My personal gratitude to you all . Thank you very much !!!

Response from the owner: Thank you, Irina! We are grateful for you, too!

Yvette Hines

Curtis Helms agency has always made everyone feel like family. They know you by name and your children and grand children very personable. I love it. 🤗❣️❣️❣️ Greg did a excellent job helping me thanks Greg.

Response from the owner: Thanks for the 5-star review, Yvette! We love building relationships with our valued customers!