Auto Insurance, Charlotte, NC

We provide comprehensive auto insurance policies to keep you safe on the road.

At Curtis Helms Insurance, we know that everyone does their best to stay safe on the road. However, even the most careful of drivers can’t account for every possibility, and even the most thorough safety system still leaves room for error. No one plans to have a car accident, but failing to plan for the possibility of one can leave you floundering if the worst happens. Having a good auto insurance policy is an essential part of safe driving, and our team at Curtis Helms Insurance can help you find the best coverage for your needs and budget.

Auto Insurance in Charlotte, North Carolina

Auto insurance gives you a financial safety net in the event that you are involved in an accident or suffer a car theft. Most auto insurance policies cover a variety of circumstances, including damage to your vehicle from collisions or other causes such as natural disasters; this first type of coverage is called collision coverage, and the second is referred to as comprehensive coverage. The typical insurance plan will also cover liability for property damage or personal injury resulting from accidents for which you are at fault.

"I trust them with my life!"

"I have been doing business with this family for years, and I trust them with my life! I have also referred them to multiple family and friends throughout the years. Mr. Helms and his son know almost everything, and if they don't, they will steer you in the right direction."

★★★★★ 22^th August 2018 -Courtney B.

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Services We Offer

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

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We offer the excellent customer service you deserve.

At Curtis Helms Insurance, we are proud to serve the Charlotte, North Carolina community. We are committed to keeping the roads safer for everyone through our auto insurance policies. If you have questions about our coverage, you can call our team for more information about what we can do for you. Give us a call today if you are ready for a new auto insurance policy.

FAQs About Shopping for Auto Insurance

If you own a car, you need auto insurance. And since you have to have it, you don’t want to pay a fortune to insure your vehicle. Below, we’ve answered some questions about shopping for an auto insurance policy and getting the best rate.

What factors impact my auto insurance rate?

There are many factors that impact what you will pay for car insurance. Some of these include the type of car you drive, where you live, how much you drive, and your collision history.

Wil my auto insurance go up if I get into an accident?

In most cases, yes, it will. However, we can help you find the best coverage for the best possible rate, so even if you have an accident on your record, this doesn’t mean you will pay a small fortune to insure your car.

Do I need comprehensive auto insurance?

This depends on your personal preferences. While some people prefer comprehensive coverage, so they don’t have to worry about anything, others prefer just putting collision coverage on their car and taking more of a risk. If are still making payments on your car, the lender may require you to have comprehensive coverage.

Why should I choose your insurance agency?

We are extremely friendly, client oriented, and experienced. Our goal is to make sure finding the right car insurance policy is easy and efficient.

How do I set up an appointment?

Reach out to us directly and we’ll set up a time to discuss your insurance needs and help you find the right car insurance policy. We look forward to hearing from you!

At Curtis Helms Insurance, we offer auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

Excellent

4.9

Angela Nelson

Nice doing business with you 😉

Ashley Nevills

The best at everything they do...

Response from the owner: Thanks for the great review, Ashley! Your review means a lot to us.

A'lexis Young

I love them i been using them forever always been great and nice

Darrell Dawkins

I have been with this company from the day I started driving an they are not but great people business wise and they treat you like family my grandparents took me then to them many years ago they to also was a policyholder for many years til they passed on I LOVE YOU GUYS KEEP Up THE GREAT BUSINESS

Response from the owner: We are so grateful for your review, Darrell! It makes us proud to continue serving your wonderful family, and we will keep working hard to find you the best coverage for your needs. Reach out anytime!

Kylla Morrell

I had the very best experience for my first time get insurance. 🎉

Response from the owner: We're glad we could help you get the insurance you needed! Thanks for the five-star review, Kylla.

Erica

Been customer for years always get me right thanks Greg

Response from the owner: We appreciate your review, Erica! Thanks for giving us five stars.

Alice Chisholm

Great fair, understanding Company to work with, will get you Insurance to fit your needs and budget.

Response from the owner: Alice, we are truly grateful for your review. Finding you the best coverage and rates for your needs is our goal, so we are thrilled that you've been so pleased with our guidance. We will continue working hard for you!

Preston Meeks

Rebecca really helped me out with getting me a policy that I could afford.. thanks Curtis helms insurance and Rebecca..

Response from the owner: Thanks, Preston! We're glad to have you join our insurance family!

James Lifsey

Greg was a pleasure to work with. He took my information and helped me find a fair auto insurance price. Kudos to Curtis Helms Insurance and Greg.

Response from the owner: Nothing makes us happier than knowing you are 5-star-satisfied, James! Thank you for brightening our day with your outstanding rating. Whenever we may be of service, please don't hesitate to give us a call.

Lothario Whitley

This company will find and fix any problems on your policy. They will also give you a call to make sure you're satisfied

Response from the owner: Thanks for your great review, Lothario! We're here to help with whatever insurance needs you have.

Sujeidy Cummings

The best customer service ever …. daughter just got a new vehicle and after calling many insurance places we ended up adding her to our policy they gave us a great discount and I was able to do everything over the phone with out having to leave my job such a piece of mind dealing with professional people they really made my experience a lot easier made my payment over the phone and got my daughters new car insurance over email so yeah this is my experience 👌🏾

Response from the owner: Sujeidy, thank you for sharing about our team's helpful and accommodating services. We are so glad we were able to add your daughter's car and secure you a great discount, too! We will always work hard for you, so give us a call whenever you have a need.

Bishop David Crump Jr

Thanks Greg

Response from the owner: It is a pleasure to receive this top rating, David! Thank you for the shout-out for Greg, as well. Whenever we may assist you with your insurance needs, please be sure to give us a call.

Jeremiah Burr

Good friendly environment and answered all my questions and concerns!

Response from the owner: We're glad we could help, Jeremiah! Thanks for giving us five stars.

Maria Hernandez

Absolute great thank you

Response from the owner: Thank you for the fantastic review! We hope to work with you again.

Marcella Ley

Very curtious and knowledgeable

Response from the owner: Thanks for giving us five stars, Marcella! We appreciate your feedback.

Elle

Thank you. Katherine and Rebecca for your help in getting my policy.

Response from the owner: We're glad we could help with your policy! Thanks for the review, Elle.

Tony Martin

Professional. Can actually talk with a agent in person or on the phone.. Old School.. You don't have to talk to a computer first before getting a live person

Response from the owner: Thanks, Tony! We love having you as part of our insurance family.