What factors impact my auto insurance rate?

There are many factors that impact what you will pay for car insurance . Some of these include the type of car you drive, where you live, how much you drive, and your collision history.

Wil my auto insurance go up if I get into an accident?

In most cases, yes, it will. However, we can help you find the best coverage for the best possible rate, so even if you have an accident on your record, this doesn’t mean you will pay a small fortune to insure your car.

Do I need comprehensive auto insurance?

This depends on your personal preferences. While some people prefer comprehensive coverage, so they don’t have to worry about anything, others prefer just putting collision coverage on their car and taking more of a risk. If are still making payments on your car, the lender may require you to have comprehensive coverage.

Why should I choose your insurance agency?

We are extremely friendly, client oriented, and experienced. Our goal is to make sure finding the right car insurance policy is easy and efficient.

How do I set up an appointment?

Reach out to us directly and we’ll set up a time to discuss your insurance needs and help you find the right car insurance policy. We look forward to hearing from you!

Auto Insurance, Monroe, NC | Curtis Helms Insurance

We provide comprehensive auto insurance policies to keep you safe on the road.

At Curtis Helms Insurance, we know that everyone does their best to stay safe on the road. However, even the most careful of drivers can’t account for every possibility, and even the most thorough safety system still leaves room for error. No one plans to have a car accident, but failing to plan for the possibility of one can leave you floundering if the worst happens. Having a good auto insurance policy is an essential part of safe driving, and our team at Curtis Helms Insurance can help you find the best coverage for your needs and budget.

Auto Insurance in Monroe, North Carolina

Auto insurance gives you a financial safety net in the event that you are involved in an accident or suffer a car theft. Most auto insurance policies cover a variety of circumstances, including damage to your vehicle from collisions or other causes such as natural disasters; this first type of coverage is called collision coverage, and the second is referred to as comprehensive coverage. The typical insurance plan will also cover liability for property damage or personal injury resulting from accidents for which you are at fault.

"I trust them with my life!"

"I have been doing business with this family for years, and I trust them with my life! I have also referred them to multiple family and friends throughout the years. Mr. Helms and his son know almost everything, and if they don't, they will steer you in the right direction."

★★★★★ 22^th August 2018 -Courtney B.

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Services We Offer

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

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We offer the excellent customer service you deserve.

At Curtis Helms Insurance, we are proud to serve the Monroe, North Carolina community. We are committed to keeping the roads safer for everyone through our auto insurance policies. If you have questions about our coverage, you can call our team for more information about what we can do for you. Give us a call today if you are ready for a new auto insurance policy.

At Curtis Helms Insurance, we offer auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

Excellent

4.9

Tim Lowery (National Service Corp LLC)

Very good at communicating about my needs.

Response from the owner: Thanks for taking the time to review us, Tim!

Bernadette N. Pickett

Curtis Helms insurance is the Best absolute best. Their Customer service skills or rather I must say Customer Care services that they provided is phenomenal. This is a new insurance for me and my husband. It was Highly recommended to by A friend. The process was easy and fast and fun. Miss Catherine Is amazing. So if you’re looking for a nice (Family) orient Place or your Auto And home or any other Insurance) I highly Recommend Curtis Helms Insurance.

Edward McCollum

Great Company and people

Response from the owner: Thanks, Edward! We appreciate your business.

tiffany mcintosh

Was very helpful an affordable would recommend them u will not be disappointed 💯

Pamela Ash

After one of the most frustrating insurance experiences I've ever had, I finally found an agency that truly wanted to help. Another insurance company unexpectedly doubled my premium, and I was stressed and overwhelmed.The team at Chris Helm Insurance was incredibly fast, took the time to listen, answered all of my questions, and found me a much better option. Insurance isn't cheap these days, but honesty, professionalism, and outstanding customer service still matter.They treated me like a person instead of just another policy number, and I genuinely appreciate everything they did. I highly recommend Chris Helm Insurance to anyone looking for great service and people who truly care.

Melissa Smith

They are a blessing to everyone, so kind and helpful, God bless them all!

Response from the owner: We appreciate you taking the time to share this, Melissa! It was great working with you, and we truly value your business.

Ebuka Chuba

Chris and The Curtis Helms staff is great. My family has been using them for years now and they’ve alwalys gone above and beyond to ensure a great policy.

Response from the owner: We truly appreciate your feedback! It was a pleasure providing your service, and we’re always here when you need us.

Ella Griffin

Chris and Greg are great

Response from the owner: Thank you so much for the 5-star review! We really appreciate your business.

Thomas Hilgardner

Katherine helped me with auto and home moving to NC from out of state and I’ve been very pleased with their service

Response from the owner: Thanks for the 5 stars, Thomas! We're glad you had a great experience.

Coco Bee

Great customer service, fast response time, and great quotes

Response from the owner: Thank you for leaving us a great review, Coco! We're glad we could be of service to you.

Shirley Redfearn

I have always had good results! Good customer service!

Response from the owner: We're glad we can always help you get good results! Thanks for the five-star review, Shirley.

sherry anthony

Curtis Helms has been my car insurance agent for so many years Mr and Mrs. Helms treat me like family and i love them so much, if I have any issues I call Rebecca or the son. Love you Curtis Helms insurance Agency

Response from the owner: We truly appreciate your ongoing support, Sherry! Working with fantastic, long-term clients like you makes our job incredibly rewarding.

James Adams

Great family business really good people

Response from the owner: James, your compliments mean so much to us. Thank you for sharing how impressed you have been with our team! Whenever you have questions related to your insurance coverage, please be sure to let us know and we'll be happy to assist you.

Demika Wallace

Hands down Helms Insurance is the best in the state. The family owned company always offers affordable rates and a variety of coverage to fit your needs. Staff is always professional and treats everyone like family. Helms insurance has been my insurance provider for over 25 years and will remain.

Response from the owner: We are thrilled by your exceptional rating, Demika! Thank you for indicating what confidence you have in our services. Whenever you have insurance-related questions that we may answer, please don't hesitate to reach out!

Almadelia Sanchez Gonzalez

They have great customer service!! And shout out to Rebecca she has been such an amazing help getting my insurance coverage! Five ⭐️⭐️⭐️⭐️⭐️

Response from the owner: We're glad we could help with your insurance needs! Thanks for the kind review.

Marcella Ley

Very curtious and knowledgeable, the best ever.

Response from the owner: Thanks for giving us five stars, Marcella! We appreciate your feedback.

Jacqueline Burns

Very good company and customer service

Response from the owner: Thank you, Jacqueline! We are delighted that you have been pleased with our team and our services, and we will continue to be here for you. Reach out whenever you have questions related to your insurance coverage!

Carol Long

Very knowledgeable

Response from the owner: Carol, thank you for your kind comment and 5-star rating! We are so glad you've found our team members to be so knowledgeable, and we will continue working hard to find you the best coverage for your needs. Give us a call with questions anytime.