What factors impact my auto insurance rate?

There are many factors that impact what you will pay for car insurance . Some of these include the type of car you drive, where you live, how much you drive, and your collision history.

Wil my auto insurance go up if I get into an accident?

In most cases, yes, it will. However, we can help you find the best coverage for the best possible rate, so even if you have an accident on your record, this doesn’t mean you will pay a small fortune to insure your car.

Do I need comprehensive auto insurance?

This depends on your personal preferences. While some people prefer comprehensive coverage, so they don’t have to worry about anything, others prefer just putting collision coverage on their car and taking more of a risk. If are still making payments on your car, the lender may require you to have comprehensive coverage.

Why should I choose your insurance agency?

We are extremely friendly, client oriented, and experienced. Our goal is to make sure finding the right car insurance policy is easy and efficient.

How do I set up an appointment?

Reach out to us directly and we’ll set up a time to discuss your insurance needs and help you find the right car insurance policy. We look forward to hearing from you!

Auto Insurance, Monroe, NC | Curtis Helms Insurance

We provide comprehensive auto insurance policies to keep you safe on the road.

At Curtis Helms Insurance, we know that everyone does their best to stay safe on the road. However, even the most careful of drivers can’t account for every possibility, and even the most thorough safety system still leaves room for error. No one plans to have a car accident, but failing to plan for the possibility of one can leave you floundering if the worst happens. Having a good auto insurance policy is an essential part of safe driving, and our team at Curtis Helms Insurance can help you find the best coverage for your needs and budget.

Auto Insurance in Monroe, North Carolina

Auto insurance gives you a financial safety net in the event that you are involved in an accident or suffer a car theft. Most auto insurance policies cover a variety of circumstances, including damage to your vehicle from collisions or other causes such as natural disasters; this first type of coverage is called collision coverage, and the second is referred to as comprehensive coverage. The typical insurance plan will also cover liability for property damage or personal injury resulting from accidents for which you are at fault.

"I trust them with my life!"

"I have been doing business with this family for years, and I trust them with my life! I have also referred them to multiple family and friends throughout the years. Mr. Helms and his son know almost everything, and if they don't, they will steer you in the right direction."

★★★★★ 22^th August 2018 -Courtney B.

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Services We Offer

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

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We offer the excellent customer service you deserve.

At Curtis Helms Insurance, we are proud to serve the Monroe, North Carolina community. We are committed to keeping the roads safer for everyone through our auto insurance policies. If you have questions about our coverage, you can call our team for more information about what we can do for you. Give us a call today if you are ready for a new auto insurance policy.

At Curtis Helms Insurance, we offer auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

Excellent

4.9

Sharon Parks

Always available to help solve any problems concerning your insurance. Great people!!!!

Response from the owner: Sharon, it means the world to have earned your 5-star approval! Thank you for trusting us with your insurance needs, and rest assured that we will continue working hard for you. Give us a call anytime!

Devan Hudson

I've been dealing with Curtis Helms insurance for about 5 years. Greg is my man to go to, to get me the best bang for my buck. He's gone through quite a few companies to get what I need for my Auto insurance. Highly recomend.5 stars across the board. Everyone is so helpful and takes the time to discuss all my options before I bought my last policy.

Response from the owner: We appreciate the 5-star review, Devan!

Ponce Perez

Great people nice serviceThank you

Response from the owner: We're so glad you had a great experience, Ponce. Thank you!

Nubian Kween

Been working with them company for years. They always provide the best advice and best quotes. Highly recommend.

Response from the owner: Thanks for giving us five stars! Call us whenever you need insurance help.

Savion Aikens

Always professional and courteous!

chavis houston

Very helpful. Understood exactly what I needed.

Meisha-Shauna

Staff is very friendly and helpful

Response from the owner: Thank you for taking a moment to give us this top rating, Meisha-Shauna! It made our day to know you think so highly of our services, and we look forward to partnering with you going forward, as well. Reach out anytime.

Djerah Kouakou

Best agent, great customer service

Response from the owner: Thank you, Djerah! We are thrilled that you think so highly of our service, and we will continue working hard to find you the best rates and coverage. Give us a call with questions anytime!

Tony Villa

Greg is very Knowledgeable and will take his time to explain any questions and concerns. Was able to find better coverage for less! That alone is a 10 star service in my opinion!

Response from the owner: Tony, nothing makes us happier than lowering our customers' insurance costs while boosting their coverage. Your review made us very happy! We look forward to continuing to assist you, and we welcome you to reach out anytime.

Tim Lovelace

Very helpful agent!!

Response from the owner: Tim, we really appreciate your complimentary review. It's wonderful to know you found our agent's assistance so helpful, and we are here if you have any additional questions. Reach back out anytime.

Ken Gurley

This family business has covered all my insurance needs for many years. They have not only met but exceeded all my expectations. Friendly service with high standards & upmost integrity! Charles Gurley

Response from the owner: Thanks for the great review! We're happy to have you as part of our insurance family. 🙂

Phillisia Bonneau

They are great to work with. Very helpful staff

Response from the owner: Thanks for the five-star review! We appreciate your feedback.

brayden honaker

Great quick service. Will be moving more over to them.

Response from the owner: We appreciate your review! Happy to hear the service was quick and we look forward to supporting more of your needs.

Robin Bacote

Awesome customer service!

Response from the owner: Thanks, Robin! We appreciate you!

Tamika Briscoe

Katherine is the absolute best! Hands down!!

Jack Daniels

Remarkable customer service!

Response from the owner: Your feedback means a lot to us, Jack! We strive to provide outstanding service when you reach out to discuss your insurance needs, so we are thrilled you've received just that. Thank you for sharing!

James Lifsey (Tom)

Greg was a pleasure to work with. He took my information and helped me find a fair auto insurance price. Kudos to Curtis Helms Insurance and Greg. More kudos to Greg 3 months later. Greg has found me affordable coverage on renter's insurance and has also lowered my auto premium. Great to work with...

Response from the owner: Nothing makes us happier than knowing you are 5-star-satisfied, James! Thank you for brightening our day with your outstanding rating. Whenever we may be of service, please don't hesitate to give us a call.

Thea B

Curtis Helms Insurance,They are Awesome!!! A professional family business. I was encouraged to get a quote by a family member in '09 and been with them ever since. Sending everyone that ask for recommendations on insurance there way. Give them a try!Definitely Wonder WorkersThank you !Thank you !Thank you !

Response from the owner: Oh wow, Thea! We can't thank you enough for the kind words. We really appreciate all the referral business you bring our way!

Jose Melendez

Great customer service.Very helpful. Highly recommend them.

Response from the owner: Thanks for the great review and recommendation, Jose! We're so glad you appreciate our services!

Catherine Goodwin

Got the greatest help in the lowest prices through Curtis Helms. I will be a customer of theirs for life!

Response from the owner: Catherine, we work hard to find our customers the best rates for their insurance needs, so we are thrilled that you've received just that! Thank you for your loyalty and for sharing such high praise today.

Cathy Goodwin

Best personal experience and help with Insurance of anywhere I’ve worked with!

Response from the owner: We're glad you were happy with our service! Thanks for the five-star review, Cathy.

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Let Us Help You Protect Your Vehicle

Auto Insurance in Charlotte, North Carolina

Auto Insurance, Monroe, NC

We provide comprehensive auto insurance policies to keep you safe on the road.

"I trust them with my life!"

Contact Us to Get a Quote for Auto Insurance

Services We Offer

Home Insurance

Life Insurance

Commercial Insurance

Contact Us to Get a Quote for Auto Insurance

We offer the excellent customer service you deserve.

Why Choose Curtis Helms Insurance?

See what some of our satisfied clients are saying about our insurance services.

Contact Us to Get a Quote for Auto Insurance

Let Us Help You Protect Your Vehicle

We’ll Help You Get the Best Deal on Auto Insurance

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