What factors impact my auto insurance rate?

There are many factors that impact what you will pay for car insurance . Some of these include the type of car you drive, where you live, how much you drive, and your collision history.

Wil my auto insurance go up if I get into an accident?

In most cases, yes, it will. However, we can help you find the best coverage for the best possible rate, so even if you have an accident on your record, this doesn’t mean you will pay a small fortune to insure your car.

Do I need comprehensive auto insurance?

This depends on your personal preferences. While some people prefer comprehensive coverage, so they don’t have to worry about anything, others prefer just putting collision coverage on their car and taking more of a risk. If are still making payments on your car, the lender may require you to have comprehensive coverage.

Why should I choose your insurance agency?

We are extremely friendly, client oriented, and experienced. Our goal is to make sure finding the right car insurance policy is easy and efficient.

How do I set up an appointment?

Reach out to us directly and we’ll set up a time to discuss your insurance needs and help you find the right car insurance policy. We look forward to hearing from you!

Auto Insurance, Monroe, NC | Curtis Helms Insurance

We provide comprehensive auto insurance policies to keep you safe on the road.

At Curtis Helms Insurance, we know that everyone does their best to stay safe on the road. However, even the most careful of drivers can’t account for every possibility, and even the most thorough safety system still leaves room for error. No one plans to have a car accident, but failing to plan for the possibility of one can leave you floundering if the worst happens. Having a good auto insurance policy is an essential part of safe driving, and our team at Curtis Helms Insurance can help you find the best coverage for your needs and budget.

Auto Insurance in Monroe, North Carolina

Auto insurance gives you a financial safety net in the event that you are involved in an accident or suffer a car theft. Most auto insurance policies cover a variety of circumstances, including damage to your vehicle from collisions or other causes such as natural disasters; this first type of coverage is called collision coverage, and the second is referred to as comprehensive coverage. The typical insurance plan will also cover liability for property damage or personal injury resulting from accidents for which you are at fault.

"I trust them with my life!"

"I have been doing business with this family for years, and I trust them with my life! I have also referred them to multiple family and friends throughout the years. Mr. Helms and his son know almost everything, and if they don't, they will steer you in the right direction."

★★★★★ 22^th August 2018 -Courtney B.

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Services We Offer

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

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We offer the excellent customer service you deserve.

At Curtis Helms Insurance, we are proud to serve the Monroe, North Carolina community. We are committed to keeping the roads safer for everyone through our auto insurance policies. If you have questions about our coverage, you can call our team for more information about what we can do for you. Give us a call today if you are ready for a new auto insurance policy.

At Curtis Helms Insurance, we offer auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

Excellent

4.9

Naesha Moser

13 hours ago

Great people to speak to on insurance for your car, boat, house, animals, bike, or RVs!

Response from the owner:Thank you for your kind words! We're always happy to help with all your insurance needs.

Jason JKLMNOQ

17 hours ago

Great helped he was great and super fast

Response from the owner:Thank you for the 5 stars! Providing top-notch service is always our goal.

OOH-WEEE GANG

1 day ago

This is a great insurance company I recommend anyone too come too them

Byron Steele

2 days ago

They are very helpful willing the staff at Curtis Helms is knowledgeable and on point I will refer everyone to choose and give this insurance company your business my policy has reduced bye 30 dollars thanks Curtis Helms

Response from the owner:Byron, we are gratified to know you've been so pleased with our team's support. Thank you for sharing. And please reach back out if you have any insurance questions or needs that we may help you with going forward!

Adrianne Collins

2 days ago

I have been with this company since 2020 and I love them they are awesome

Response from the owner:Thank you so much, Adrianne! It has been an honor to serve you since 2020, and we remain committed to providing you with exceptional guidance for all your insurance needs. Please do not hesitate to reach out to us anytime.

Ken Gurley

3 days ago

This family business has covered all my insurance needs for many years. They have not only met but exceeded all my expectations. Friendly service with high standards & upmost integrity! Charles Gurley

Response from the owner:Thanks for the great review! We're happy to have you as part of our insurance family. 🙂

John Jenrette

4 days ago

We appreciate the great customer service in every aspect of their handling of our insurance needs. They shop for the best price for our individual needs and are always available to answer questions and/or handle a specific need.

Response from the owner:Thanks for the great review, John! We are so glad we've been able to make sure you get the answers and policies you need!

Latonya willams

5 days ago

Very good Company Agents are extremly nice

Response from the owner:Thank you for the 5 stars! We're thrilled to know you had a great experience with our team.

Jarrett Brewer

7 days ago

Great customer service quick and easy quotes.

Response from the owner:We're glad we could help you get a quote, Jarrett! Thanks for giving us five stars.

Kea Barringer

1 week ago

Curtis Helms Insurance has been supportive of members of my family and I am grateful...

Response from the owner:Thank you for the kind review, Kea! We appreciate your feedback.

Phyllis Cooper

1 week ago

Great Customer Service

Response from the owner:Thank you, Phyllis! We love having you as part of our insurance family!

Keyonna

1 week ago

The best in the Queen City fast an reliable an not overly expensive 10/10 highly recommend especially Mrs Rebecca she is so sweet an professional

Response from the owner:Thank you, Keyonna! We are thrilled that Rebecca and our team have impressed you with their dependable service, and we will continue working hard to find you the best rates and coverage for your needs. Give us a call with questions anytime.

Tim Lowery (National Service Corp LLC)

1 week ago

Very good at communicating about my needs.

Response from the owner:Thanks for taking the time to review us, Tim!

Juwan Johnson

2 weeks ago

Exceptional service and great rates

Response from the owner:Thank you, Juwan! We take pride in finding the best rates for our clients, and it's uplifting to know you have felt so pleased with our services. Give us a call anytime if you have questions.

tania pozo

2 weeks ago

Rebecca is amazing!!!! All the way around!

Response from the owner:Thanks, Tania! We're so glad we could help you get a great deal!

Orlando Billings

2 weeks ago

Great environment, great people and just all around great company

Response from the owner:Thanks for the fantastic feedback, Orlando! We truly appreciate you taking the time to share your experience and are so glad to hear you enjoy working with our team!

Linda Harris

2 weeks ago

Katherine is a great agent. I would recommend Katherine and Helms insurance agency for you insurance needs.

Response from the owner:Thank you for the 5 stars!

zakoria jones

2 weeks ago

They always respond quickly and are extremely helpful! Curtis helms is always the first place I call when I need insurance coverage. Thank you guys!

Response from the owner:Thank you so much for the wonderful review and your continued trust! It's fantastic to hear that our quick response times and helpful team make us your go-to choice. We truly appreciate your loyalty to Curtis Helms!

Erika Hernandez

3 weeks ago

Excellent service every time! They always look for the best rates for me! I’ve been with them for over 17 years!

Response from the owner:We are so grateful for your 17 years with us, Erika! Thank you for the fantastic shoutout; making sure you always get the best rates is what we're here for.

Kisha Hall

3 weeks ago

And they just don't care about the business they care about they customers Miss Rebecca I lost my fiance from a heart attack and she was there for me the whole time that was God and a blessing thank you Rebecca I love you

Response from the owner:Thanks for giving us 5 stars, Kisha! We appreciate it!

Mark Himes

3 weeks ago

Every one here has been very helpful over the years and I will continue doing business here.

Response from the owner:We appreciate your feedback, Mark! Thanks for the great review.

LBC Drako

3 weeks ago

Good and easy great customer service

Response from the owner:Thanks for the kind words! We're thrilled to hear you had a great experience and found our team easy to work with.

Natasha Williams

3 weeks ago

Great family owned company.Very nice people with great customer service.

Response from the owner:Thanks for the 5-star rating! We're thrilled you had a great experience with our team. Thanks for choosing to work with us.

joua moua

3 weeks ago

Christopher is great and very professional! He has been my agent for many many years and his father before him. Thank you for always helping me and my family.

Response from the owner:Thank you so much for the wonderful review! We are incredibly honored by your family's loyalty over the years. It is a true privilege to continue serving you!

Michelle Mitchell

3 weeks ago

Great company! Great staff! I've been with them for years!

Response from the owner:Thanks for giving us 5 stars, Michelle!

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Let Us Help You Protect Your Vehicle

Auto Insurance in Charlotte, North Carolina

Auto Insurance, Monroe, NC

We provide comprehensive auto insurance policies to keep you safe on the road.

"I trust them with my life!"

Contact Us to Get a Quote for Auto Insurance

Services We Offer

Home Insurance

Life Insurance

Commercial Insurance

Contact Us to Get a Quote for Auto Insurance

We offer the excellent customer service you deserve.

Why Choose Curtis Helms Insurance?

See what some of our satisfied clients are saying about our insurance services.

Contact Us to Get a Quote for Auto Insurance

Let Us Help You Protect Your Vehicle

We’ll Help You Get the Best Deal on Auto Insurance

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Auto Insurance Agency

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