What factors impact my auto insurance rate?

There are many factors that impact what you will pay for car insurance . Some of these include the type of car you drive, where you live, how much you drive, and your collision history.

Wil my auto insurance go up if I get into an accident?

In most cases, yes, it will. However, we can help you find the best coverage for the best possible rate, so even if you have an accident on your record, this doesn’t mean you will pay a small fortune to insure your car.

Do I need comprehensive auto insurance?

This depends on your personal preferences. While some people prefer comprehensive coverage, so they don’t have to worry about anything, others prefer just putting collision coverage on their car and taking more of a risk. If are still making payments on your car, the lender may require you to have comprehensive coverage.

Why should I choose your insurance agency?

We are extremely friendly, client oriented, and experienced. Our goal is to make sure finding the right car insurance policy is easy and efficient.

How do I set up an appointment?

Reach out to us directly and we’ll set up a time to discuss your insurance needs and help you find the right car insurance policy. We look forward to hearing from you!

Auto Insurance, Monroe, NC | Curtis Helms Insurance

We provide comprehensive auto insurance policies to keep you safe on the road.

At Curtis Helms Insurance, we know that everyone does their best to stay safe on the road. However, even the most careful of drivers can’t account for every possibility, and even the most thorough safety system still leaves room for error. No one plans to have a car accident, but failing to plan for the possibility of one can leave you floundering if the worst happens. Having a good auto insurance policy is an essential part of safe driving, and our team at Curtis Helms Insurance can help you find the best coverage for your needs and budget.

Auto Insurance in Monroe, North Carolina

Auto insurance gives you a financial safety net in the event that you are involved in an accident or suffer a car theft. Most auto insurance policies cover a variety of circumstances, including damage to your vehicle from collisions or other causes such as natural disasters; this first type of coverage is called collision coverage, and the second is referred to as comprehensive coverage. The typical insurance plan will also cover liability for property damage or personal injury resulting from accidents for which you are at fault.

"I trust them with my life!"

"I have been doing business with this family for years, and I trust them with my life! I have also referred them to multiple family and friends throughout the years. Mr. Helms and his son know almost everything, and if they don't, they will steer you in the right direction."

★★★★★ 22^th August 2018 -Courtney B.

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Services We Offer

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

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We offer the excellent customer service you deserve.

At Curtis Helms Insurance, we are proud to serve the Monroe, North Carolina community. We are committed to keeping the roads safer for everyone through our auto insurance policies. If you have questions about our coverage, you can call our team for more information about what we can do for you. Give us a call today if you are ready for a new auto insurance policy.

At Curtis Helms Insurance, we offer auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

Excellent

4.9

Byron Steele

They are very helpful willing the staff at Curtis Helms is knowledgeable and on point I will refer everyone to choose and give this insurance company your business my policy has reduced bye 30 dollars thanks Curtis Helms

Response from the owner: Byron, we are gratified to know you've been so pleased with our team's support. Thank you for sharing. And please reach back out if you have any insurance questions or needs that we may help you with going forward!

Angela

They are the nicest and most professional people. They get the job done in a wick and professional manner

Response from the owner: We really appreciate the 5 stars! Thank you for choosing us!

Ashley Marshall

Great comment highly recommend. Spoke with Will today, nice guy…

Response from the owner: Thank you, Ashley! We are thrilled that you were pleased with the quote you received along with Will's helpful support. Please let us know if you have any additional questions, and we will be happy to assist you.

David Riley

Always professional- Rebecca

Response from the owner: Thank you for this wonderful feedback! We care deeply about the service we provide to our valued clients, so we are thrilled that our team's professionalism has stood out. Please don't hesitate to give us a call if we may answer any questions related to your coverage!

Jason JKLMNOQ

Great helped

Response from the owner: Thank you for the 5 stars! Providing top-notch service is always our goal.

Judy Woods

I have used Helms Ins over 20+ years. They are like family to me.

Response from the owner: Thank you for being part of the family for over 20 years! Your trust and loyalty mean the world to us, and we're always here for you.

Blacc Hustle

GREAT INSURANCE COMPANY! EVEN BETTER CUSTOMER SERVICE AND DEPENDABILITY!Thank You Guys for all you do!

Response from the owner: Thank you for sharing your five-star rating! Our team will always be here to assist you whenever you have questions about your insurance plans or rates. Reach out anytime!

azondria

super friendly • affordable • fast

Response from the owner: We are thrilled by your feedback, Azondria! Thank you for your vote of approval and compliments for our helpful and friendly team.

Angela Arredondo

Always have your best interest at heart.

Response from the owner: Thank you for your review, Angela and for your kind words!

angela mendoza

Great people to help you to get you great rates.

Response from the owner: Angela, your feedback is precisely what we strive for. Thank you for highlighting our wonderful team and our sincere efforts to find you the best rates and coverage for your needs!

Sidney Rogers

Always pleasant and delightful.

Response from the owner: Thank you for the 5 stars, Sidney!

Tanya Edwards Jules

I've been dealing with Curtis Helms for about 2 years. They have been honest and always found me the best deals.

Response from the owner: Thanks for leaving us this review Tanya! We look forward to earning that 5th star!

Ty Etakisse

They are wonderful have had them for 6 years now and they always make sure i have the best rates they are quick and professional thank you Greg and all the agents at Curtis Helms

Response from the owner: We're thrilled to hear you had a great experience with us, Ty. Thanks for your support!

Buckdodgers1906

This Agency is awesome. Chris is a GREAT GUY!!! I'm new to Charlotte, NC and he told me the steps over the phone to help me get NC plates and a Drivers License. He even helped me get new renters insurance for my new apartment. The receptionist is also friendly and helpful. Lets be honest, Insurance isn't the happy happy fun time thing to deal with, but Chris and his agency make getting it fast and easy!!!

Yvette Hines

Curtis Helms agency has always made everyone feel like family. They know you by name and your children and grand children very personable. I love it. 🤗❣️❣️❣️ Greg did a excellent job helping me thanks Greg.

Response from the owner: Thanks for the 5-star review, Yvette! We love building relationships with our valued customers!

Juston Curry

Been with Curtis for 20 years+ best in the business

Response from the owner: Thanks for the five-star review, Juston! Call us if you ever need help with insurance again.

Kiah Simmons

Rebecca was uhhh-mazingggg!

Response from the owner: Thanks so much, Kiah! It's wonderful to know you received outstanding assistance from Rebecca, and we remain available to answer any questions you have regarding your coverage. Reach out anytime!

Carolyn Mcilwaine

Very good company

Response from the owner: Thank you, Carolyn! It's a pleasure to know you so highly regard our team's services, and we are here to assist you whenever you have questions about your policies. Please do not hesitate to reach out anytime.

Nikki Royster

I was able to find an affordable quote with Curtis Helms Insurance Agency

Response from the owner: We're so glad you had a great experience, Nikki. Thanks for sharing!

Croslyn Johnson

Christopher was very patient and helpful. He answered all of my questions and promptly. I was very nervous about taking this route so I appreciate his help.

Response from the owner: Thanks for the 5 stars! We appreciate your business.

carrie trammell

Wonderful Agency! I have been with them for 25+ years!

Response from the owner: Thank you for your support, Carrie! We truly appreciate your business ⭐

Christian Estala

Really good service

Response from the owner: Thanks for giving us five stars, Christian! Call us whenever you need insurance help.

ッiiToobe

Very helpful

Response from the owner: Thanks for the 5-star review!

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Auto Insurance in Charlotte, North Carolina

Auto Insurance, Monroe, NC

We provide comprehensive auto insurance policies to keep you safe on the road.

"I trust them with my life!"

Contact Us to Get a Quote for Auto Insurance

Services We Offer

Home Insurance

Life Insurance

Commercial Insurance

Contact Us to Get a Quote for Auto Insurance

We offer the excellent customer service you deserve.

Why Choose Curtis Helms Insurance?

See what some of our satisfied clients are saying about our insurance services.

Contact Us to Get a Quote for Auto Insurance

Let Us Help You Protect Your Vehicle

We’ll Help You Get the Best Deal on Auto Insurance

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