What factors impact my auto insurance rate?

There are many factors that impact what you will pay for car insurance . Some of these include the type of car you drive, where you live, how much you drive, and your collision history.

Wil my auto insurance go up if I get into an accident?

In most cases, yes, it will. However, we can help you find the best coverage for the best possible rate, so even if you have an accident on your record, this doesn’t mean you will pay a small fortune to insure your car.

Do I need comprehensive auto insurance?

This depends on your personal preferences. While some people prefer comprehensive coverage, so they don’t have to worry about anything, others prefer just putting collision coverage on their car and taking more of a risk. If are still making payments on your car, the lender may require you to have comprehensive coverage.

Why should I choose your insurance agency?

We are extremely friendly, client oriented, and experienced. Our goal is to make sure finding the right car insurance policy is easy and efficient.

How do I set up an appointment?

Reach out to us directly and we’ll set up a time to discuss your insurance needs and help you find the right car insurance policy. We look forward to hearing from you!

Auto Insurance, Monroe, NC | Curtis Helms Insurance

We provide comprehensive auto insurance policies to keep you safe on the road.

At Curtis Helms Insurance, we know that everyone does their best to stay safe on the road. However, even the most careful of drivers can’t account for every possibility, and even the most thorough safety system still leaves room for error. No one plans to have a car accident, but failing to plan for the possibility of one can leave you floundering if the worst happens. Having a good auto insurance policy is an essential part of safe driving, and our team at Curtis Helms Insurance can help you find the best coverage for your needs and budget.

Auto Insurance in Monroe, North Carolina

Auto insurance gives you a financial safety net in the event that you are involved in an accident or suffer a car theft. Most auto insurance policies cover a variety of circumstances, including damage to your vehicle from collisions or other causes such as natural disasters; this first type of coverage is called collision coverage, and the second is referred to as comprehensive coverage. The typical insurance plan will also cover liability for property damage or personal injury resulting from accidents for which you are at fault.

"I trust them with my life!"

"I have been doing business with this family for years, and I trust them with my life! I have also referred them to multiple family and friends throughout the years. Mr. Helms and his son know almost everything, and if they don't, they will steer you in the right direction."

★★★★★ 22^th August 2018 -Courtney B.

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Services We Offer

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

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We offer the excellent customer service you deserve.

At Curtis Helms Insurance, we are proud to serve the Monroe, North Carolina community. We are committed to keeping the roads safer for everyone through our auto insurance policies. If you have questions about our coverage, you can call our team for more information about what we can do for you. Give us a call today if you are ready for a new auto insurance policy.

At Curtis Helms Insurance, we offer auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

Excellent

4.9

Chamel

Super fast , professional and very nice people! Got us the best quote and made everything super easy ! We will definitely be back and send all of our customers to Curtis Helms insurance!

Michelle Moore

My experience is and has always been great..Mr Curtis set a standard that the team follows.. I have been with them for over 20 years..love them

Response from the owner: We're happy we could help with your insurance needs, Michelle! Thanks for the great review.

Phyllis Mckinney

Been there for years good service

Response from the owner: Thank you for giving us 5 stars, Phyllis!

Jeremiah Burr

Good friendly environment and answered all my questions and concerns!

Response from the owner: We're glad we could help, Jeremiah! Thanks for giving us five stars.

Tameeka

Great customer service. Greg help me with getting the best rate possible. He was very honest and helpful. I would recommend them to anyone.

Response from the owner: Thank you for your positive review! We are so glad you're pleased with Greg's service. He's a great asset to our team!

Aaron Davis

Chris Helms stands on business. I would definitely recommend them to any of my friends and family for business. 💯

Response from the owner: Thanks so much for recommending us! We really appreciate it!

YARED TIKUE

Great customer care !!!

Response from the owner: We love taking care of our customers! Thanks for giving us five stars.

Charles Hoyle,Sr

The best.Better then the big guys and believe me I've tryed them.

Response from the owner: Thanks for the great review, Charles! We are so glad you enjoy working with us!

Jackie Cureton

Everyone is nice& has very great customer service & quotes are wonderful....

Mary Ryan

Never have a problem that they can't fix. Been with them for years. Very nice people 👍

Response from the owner: We love hearing this, Mary! Thank you for being such a loyal client and complimenting our wonderful team. We look forward to assisting you with your insurance needs going forward!

Franchester Wilson

This company was a very good insurance provider for me over the 4 years I was with them and they always made sure to provide me with a budget friendly policy but awesome coverage. Greg was an awesome agent and the staff as well are always a delight to work with. If I hadn't changed states I'd still be with them lol

Response from the owner: Thanks for giving us five stars, Franchester! We appreciate your feedback.

Candida

feel good

Response from the owner: Candida, thank you for sharing such positive feedback. It's gratifying to know you've found our assistance to be worthy of 5 stars, and we will continue working hard to find you the best coverage for your needs. Reach out anytime.

Chris Jenrette

Excellent agent. It’s nice having an agent you can contact and deal with directly. I’ve already recommended to a couple friends.

Response from the owner: Thank you for your review and your recommendations! We appreciate your feedback, Chris.

kalil bathily

A great insurance company always ready to help customers at any time and they will satisfied your needs and will provide you an excellent service. I really appreciate your help and service.Thank you.

Response from the owner: We believe in providing great service at all times! Thanks for the kind review.

Keisha Stroud

I have been with them for years and love it

Response from the owner: Thanks for sticking with us, Keisha! We appreciate your great review.

Herbert Worthy

Great service they work hard to get u the best rates

Response from the owner: We’re so grateful for your 5-star rating! Thank you, Herbert!

Trice Kirkland

Very great and helpful insurance company

Response from the owner: Trice, we couldn't be happier to have earned this top rating from you. Thank you for making our day! And please continue to reach out whenever you have any insurance-related questions that we may answer for you.

Edris George Prince

My agent to my personal finances into consideration, she was very compassionate and helpful

Response from the owner: Edris, we couldn't be happier to hear how much our personalized assistance has meant to you. Thank you for brightening our day with your glowing review!

ShaQuita Boyd

Greate been with them for 8 years

Response from the owner: Thank you for being such a loyal customer and for sharing this incredible review, ShaQuita! We will continue working hard to find you the best coverage to meet your needs. Reach out anytime.

Savannah Sigmon

We love this insurance company. Very welcoming people. They are always there to help us when needed. Would highly recommend Greg,Chris, and Ms Betty.

Response from the owner: Thank you for the 5-star review! We’re so glad you had a great experience with us.

Martin Alexander

Curtis Helms Insurance,The insurance team goes over and beyond to assign the perfect policy for you.

Response from the owner: We're happy to help you find the perfect insurance policy! Thanks for giving us five stars, Martin.

chad lyles

Great people . Work with you. Awesomeness people

Response from the owner: Thanks for giving us 5 stars, Chad! We are glad you're pleased with our service!

LetsTalk NikkiRadio

Been with Mr Curtis over 15 years, I highly recommend

Response from the owner: Thanks for your longtime service! We appreciate your business and are grateful for your five-star review.

Darrell Dawkins

I have been with this company from the day I started driving an they are not but great people business wise and they treat you like family my grandparents took me then to them many years ago they to also was a policyholder for many years til they passed on I LOVE YOU GUYS KEEP Up THE GREAT BUSINESS

Response from the owner: We are so grateful for your review, Darrell! It makes us proud to continue serving your wonderful family, and we will keep working hard to find you the best coverage for your needs. Reach out anytime!

Dwana Truesdale

Curtis Helms Insurance was recommended to me by a good friend of mine. I must say it was a pleasure connecting with them and finding a better insurance. 10/10 I would recommend.

Response from the owner: Thanks for giving us five stars! We appreciate your feedback, Dwana.