What factors impact my auto insurance rate?

There are many factors that impact what you will pay for car insurance . Some of these include the type of car you drive, where you live, how much you drive, and your collision history.

Wil my auto insurance go up if I get into an accident?

In most cases, yes, it will. However, we can help you find the best coverage for the best possible rate, so even if you have an accident on your record, this doesn’t mean you will pay a small fortune to insure your car.

Do I need comprehensive auto insurance?

This depends on your personal preferences. While some people prefer comprehensive coverage, so they don’t have to worry about anything, others prefer just putting collision coverage on their car and taking more of a risk. If are still making payments on your car, the lender may require you to have comprehensive coverage.

Why should I choose your insurance agency?

We are extremely friendly, client oriented, and experienced. Our goal is to make sure finding the right car insurance policy is easy and efficient.

How do I set up an appointment?

Reach out to us directly and we’ll set up a time to discuss your insurance needs and help you find the right car insurance policy. We look forward to hearing from you!

Auto Insurance, Monroe, NC | Curtis Helms Insurance

We provide comprehensive auto insurance policies to keep you safe on the road.

At Curtis Helms Insurance, we know that everyone does their best to stay safe on the road. However, even the most careful of drivers can’t account for every possibility, and even the most thorough safety system still leaves room for error. No one plans to have a car accident, but failing to plan for the possibility of one can leave you floundering if the worst happens. Having a good auto insurance policy is an essential part of safe driving, and our team at Curtis Helms Insurance can help you find the best coverage for your needs and budget.

Auto Insurance in Monroe, North Carolina

Auto insurance gives you a financial safety net in the event that you are involved in an accident or suffer a car theft. Most auto insurance policies cover a variety of circumstances, including damage to your vehicle from collisions or other causes such as natural disasters; this first type of coverage is called collision coverage, and the second is referred to as comprehensive coverage. The typical insurance plan will also cover liability for property damage or personal injury resulting from accidents for which you are at fault.

"I trust them with my life!"

"I have been doing business with this family for years, and I trust them with my life! I have also referred them to multiple family and friends throughout the years. Mr. Helms and his son know almost everything, and if they don't, they will steer you in the right direction."

★★★★★ 22^th August 2018 -Courtney B.

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Services We Offer

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

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We offer the excellent customer service you deserve.

At Curtis Helms Insurance, we are proud to serve the Monroe, North Carolina community. We are committed to keeping the roads safer for everyone through our auto insurance policies. If you have questions about our coverage, you can call our team for more information about what we can do for you. Give us a call today if you are ready for a new auto insurance policy.

At Curtis Helms Insurance, we offer auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

Excellent

4.9

Dennis Lowery

Always handles our insurance needs quickly and great prices!

Response from the owner: Thanks, Dennis! We're so glad to have you as part of our insurance family.

Vannessa Douglas

I have been with this company for years. Every time I call and need assistance or additional help with anything, they are always pleasant. They search for the best affordable policy and move expeditiously. Even when the policy laps, I can call and they never treat me any different. They receive me with open arms and a smile

Siovhan Filmore

Been great for over fifteen years

Response from the owner: Thanks for the five-star review! Call us whenever you need insurance help.

Veronica Gibson

Awesome family owned insurance business..great insurance pricesExcellent customer service ❤️❤️❤️❤️

Richard auberry

Chris Helms was so easy to talk to he took very little time to get me what I needed. No runaround straight to the point in getting my insurance.

Response from the owner: We are thrilled to hear this, Richard! Thank you for spreading the word about Chris' honest and helpful service, and rest assured that we will continue working hard for you. Reach back out anytime.

Jelani Burwell

Great company, great staff, fast service and awesome prices. Curtis Helms Insurance is definitely the place to go to!

Response from the owner: We’re so grateful for your kind rating! Thank you for leaving a review.

Herbert Worthy

Great service they work hard to get u the best rates

Response from the owner: We’re so grateful for your 5-star rating! Thank you, Herbert!

Aaron Davis

Chris Helms stands on business. I would definitely recommend them to any of my friends and family for business. 💯

Response from the owner: Thanks so much for recommending us! We really appreciate it!

Gwendolyn “Honey” Higgs

This was a great experience thank you .

Response from the owner: We're glad you had a great experience! Thanks for giving us five stars.

Janet Lynne Morgan

Thank you so much for the excellent service and support through the process of getting my new homeowners policy. Everything was very easy and clear and it was handled professionally. I really appreciate it thank you so much. 😊

Response from the owner: We're glad we could help with your insurance needs, Janet! Call us whenever you need help in the future.

BigDaddyCain

Great customer service, Have been using him for years now and Is always very helpful.

Response from the owner: Thanks for giving us 5 stars! We are so glad you've had a positive experience working with us!

Naesha Moser

Great people to speak to on insurance for your car, boat, house, animals, bike, or RVs!

Response from the owner: Thank you for your kind words! We're always happy to help with all your insurance needs.

Tracy Nelson

Thank you for helping me.

Response from the owner: Thanks for the five-star review, Tracy! Call us for any and all of your insurance needs.

Jeremy Nixon

Absolutely the best agency I've ever dealt with. Katherine is AMAZING!

Francine Wylie

Great place for insurance.

Response from the owner: Thank you! Your support means a lot to our team.

Esther Tolbert

Great customer service 👍...... Greg is awesome 😎

Response from the owner: Thank you so much, Esther! It's wonderful to know you think so highly of our services, especially the support you have received from Greg. Please don't hesitate to reach back out anytime.

cindylanier08

I was comparing rates with other local insurance agencies and Greg won my business. He was straight forward, no nonsense, these are the numbers. I'll take that over the sloppy work that cost me time and money somewhere else. Thanks, Greg!

Response from the owner: Cindy, we couldn't be happier to hear how impressed you were with Greg's knowledgeable, straight-forward service! Thank you for encouraging us with your wonderful review.

Joshua Tabor

Great company, great people!

Response from the owner: Thanks for your great review, Joshua! We appreciate your feedback.

Tru Definition

Amazing services here

Response from the owner: We're glad we could provide amazing service! Thanks for the great review.

Sabrina Jacobs

I have used them since forever and would not use anyone else

Response from the owner: Thanks so much for being a long-time customer, Sabrina!

Atoya Brannon

I love this insurance company. They always look out and try to get me a better rate.

Response from the owner: Atoya, it is wonderful to hear this. Our goal is to provide our clients with the best rates and policies to meet their needs, so we are thrilled that has been your experience. Thank you so much for sharing!