What factors impact my auto insurance rate?

There are many factors that impact what you will pay for car insurance . Some of these include the type of car you drive, where you live, how much you drive, and your collision history.

Wil my auto insurance go up if I get into an accident?

In most cases, yes, it will. However, we can help you find the best coverage for the best possible rate, so even if you have an accident on your record, this doesn’t mean you will pay a small fortune to insure your car.

Do I need comprehensive auto insurance?

This depends on your personal preferences. While some people prefer comprehensive coverage, so they don’t have to worry about anything, others prefer just putting collision coverage on their car and taking more of a risk. If are still making payments on your car, the lender may require you to have comprehensive coverage.

Why should I choose your insurance agency?

We are extremely friendly, client oriented, and experienced. Our goal is to make sure finding the right car insurance policy is easy and efficient.

How do I set up an appointment?

Reach out to us directly and we’ll set up a time to discuss your insurance needs and help you find the right car insurance policy. We look forward to hearing from you!

Auto Insurance, Monroe, NC | Curtis Helms Insurance

We provide comprehensive auto insurance policies to keep you safe on the road.

At Curtis Helms Insurance, we know that everyone does their best to stay safe on the road. However, even the most careful of drivers can’t account for every possibility, and even the most thorough safety system still leaves room for error. No one plans to have a car accident, but failing to plan for the possibility of one can leave you floundering if the worst happens. Having a good auto insurance policy is an essential part of safe driving, and our team at Curtis Helms Insurance can help you find the best coverage for your needs and budget.

Auto Insurance in Monroe, North Carolina

Auto insurance gives you a financial safety net in the event that you are involved in an accident or suffer a car theft. Most auto insurance policies cover a variety of circumstances, including damage to your vehicle from collisions or other causes such as natural disasters; this first type of coverage is called collision coverage, and the second is referred to as comprehensive coverage. The typical insurance plan will also cover liability for property damage or personal injury resulting from accidents for which you are at fault.

"I trust them with my life!"

"I have been doing business with this family for years, and I trust them with my life! I have also referred them to multiple family and friends throughout the years. Mr. Helms and his son know almost everything, and if they don't, they will steer you in the right direction."

★★★★★ 22^th August 2018 -Courtney B.

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Services We Offer

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

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We offer the excellent customer service you deserve.

At Curtis Helms Insurance, we are proud to serve the Monroe, North Carolina community. We are committed to keeping the roads safer for everyone through our auto insurance policies. If you have questions about our coverage, you can call our team for more information about what we can do for you. Give us a call today if you are ready for a new auto insurance policy.

At Curtis Helms Insurance, we offer auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

Excellent

4.9

Savion Aikens

always courteous service

Response from the owner: We love hearing this, Savion! Thank you for sharing about the kind and courteous service you always receive from our team, and please reach back out whenever you have insurance questions that we may assist you with.

Irina Masters

Very caring , understanding and helpful professionals. My personal gratitude to you all . Thank you very much !!!

Response from the owner: Thank you, Irina! We are grateful for you, too!

Yvette Hines

Curtis Helms agency has always made everyone feel like family. They know you by name and your children and grand children very personable. I love it. 🤗❣️❣️❣️ Greg did a excellent job helping me thanks Greg.

Response from the owner: Thanks for the 5-star review, Yvette! We love building relationships with our valued customers!

Jeffrey Craig

They are the best agency in Charlotte hands down

Response from the owner: We really appreciate your kind words and support. Thank you for choosing us!

Mary Alice Katon

Very friendly staff with personal service. Thanks!

Response from the owner: We're glad you are happy with our level of service! Thanks for the great review.

Ashley Velazquez

Very professional got me the lowest rate.

Response from the owner: Thank you for the great feedback! We’re glad we could help you find the best rate possible.

Tony Martin

Professional. Can actually talk with a agent in person or on the phone.. Old School.. You don't have to talk to a computer first before getting a live person

Response from the owner: Thanks, Tony! We love having you as part of our insurance family.

John Louis Gatti

Chris was super helpful. Made sure to follow up with me to ensure everything was correct. Reassured me that they will help me out with ANYTHING I need. Will plan to us this family owned business in the future

Response from the owner: Thanks for the great review, John! We look forward to working with you in the future!

Blacc Hustle

GREAT INSURANCE COMPANY! EVEN BETTER CUSTOMER SERVICE AND DEPENDABILITY!Thank You Guys for all you do!

Response from the owner: Thank you for sharing your five-star rating! Our team will always be here to assist you whenever you have questions about your insurance plans or rates. Reach out anytime!

Alex Alex

Highly recommend them.Good serviceAnd thanks Greg he was very helpful

Response from the owner: Alex, your glowing review and recommendation mean so much to us. Thank you for sharing how pleased you have been with Greg and our team's service! Whenever we may be of assistance with your insurance needs, please be sure to give us a call.

Sabrina Jacobs

I have used them since forever and would not use anyone else

Response from the owner: Thanks so much for being a long-time customer, Sabrina!

LetsTalk NikkiRadio

Been with Mr Curtis for years, I highly recommend

Response from the owner: Thanks for your longtime service! We appreciate your business and are grateful for your five-star review.

Hemini dagoat

Great job

Response from the owner: Thank you, Hemini! We are thrilled that you have been so pleased with our support. Whenever you have additional insurance needs or questions, please do not hesitate to reach back out!

Michelle Moore

My experience is and has always been great..Mr Curtis set a standard that the team follows..

Response from the owner: We're happy we could help with your insurance needs, Michelle! Thanks for the great review.

karlito calledwell

Fast fast good service

Response from the owner: Thanks for giving us 5 stars, Karlito! Much appreciated.

Mr. Blackwell

Great company and people who stand on what Mr. Curtis started. Hope he's enjoying retirement. And thank you Helms staff for taking great care of my family for over 10 years.

Response from the owner: Thanks for the great review! We appreciate your feedback and we are happy we can take care of your family's insurance needs.

RONDO NATION

There amazing they still had my quote waiting for me and super affordable.

Response from the owner: We're glad you were happy with our service! Thanks for giving us five stars.

Fallon T

Curtis Helms insurance is the best insurance company I have been with ever. I started many years ago when I was 17 yrs old. Mr Curtis, Chris and Mrs Betty are always a pleasure to work with. They are ALWAYS super friendly and professional. I’ve had to change insurance a time or two only because of insurance rates but I’ve always managed to come right back to the Helms. I appreciate the service and how personal they are with every customer, that makes a difference and leaves a lasting impression. I have recommended so many friends and family to the business and they also love them.

Response from the owner: Thank you for your wonderful feedback, Fallon! We're glad we could provide you with excellence insurance products and service.

Dwanna Brandon

I have been doing business with Curtis Helms Insurance for at least 5 yrs or more - the staff is always friendly and always very helpful......If you have an insurance situation - go see Curtis Helms......

Response from the owner: Dwanna, it has been an honor to have you as such a loyal client for more than 5 years now. Thank you for complimenting our friendly, helpful team and for recommending us! We look forward to continuing to partner with you.

Danielle Alling

Wonderful customer service. Very efficient and right to the point.

Response from the owner: Thank you, Danielle! We love hearing from our satisfied clients, and it's great to know our team provided you with the service you needed. If you have any additional insurance-related questions that we may answer, never hesitate to reach out!

Sarder Sadid

Got me new insurance set up in a matter of hours on the same day. They did all the work. All I had to do is give my information.

Response from the owner: Sarder, thank you for sharing this 5-star praise. We are delighted that our team's efficient and comprehensive service left you not only insured but also so satisfied with the overall experience! Please reach back out whenever you need assistance.

JaMeese Miller

Chris, Betty & Greg are always great to work with! I know Curtis is proud and content with the legacy of Curtis Helms Insurance.

Response from the owner: We're glad to be continuing our legacy of providing great service! Thanks for giving us five stars.

Sherrie Hill

I’ve been dealing with this company for years always nice, treated with respect and they are very informative thank you so much for everything and great service 🥰

Response from the owner: We're happy we could provide you with great service, Sherrie! Thanks for giving us five stars.