Full-Coverage Auto Insurance Monroe | Curtis Helms Insurance

We’ll help you have a better understanding about the benefits and options involved with full-coverage auto insurance.

Full-coverage auto insurance is a type of policy that most people opt for, not only because lenders require it, but because of the risks that are mitigated by having it. Here at Curtis Helms Insurance in, we are a great source for getting auto insurance quotes and same-day coverage, in most cases. We provide exceptional customer service so that we can accurately advise you as to the types of coverage and policy limits that are best for your situation in Monroe, North Carolina.

Full-Coverage Auto Insurance in Monroe, North Carolina

Standard liability insurance is mandatory so that you can legally drive your vehicle on our highways, but this coverage is not enough for most people as it only covers damage you inflict on others. It doesn’t cover the damage to your vehicle or a host of other options you can put into a full-coverage auto insurance policy.

When you call us to discuss full-coverage auto insurance, we’ll learn as much as we can about your risk tolerance and provide you with the cost to add certain coverages to your policy. For example, you might be interested in towing, rental reimbursement, uninsured/underinsured motorist bodily injury coverage, or specialty add-ons that vary from one insurance company to another. In addition, we’ll discuss your options for liability limits and deductible amounts. The goal is to provide you with the full-coverage auto insurance that protects you at the premium amount your budget can cover.

We’ll help you have a better understanding about the benefits and options involved with full coverage auto insurance.

Full coverage auto insurance is a type of policy that most people opt for, not only because lenders require it, but because of the risks that are mitigated by having it. Here at Curtis Helms Insurance in Charlotte, North Carolina, we are a great source for getting auto insurance quotes and same-day coverage, in most cases. We provide exceptional customer service so that we can accurately advise you as to the types of coverage and policy limits that are best for your situation.

Standard liability insurance is mandatory so that you can legally drive your vehicle on our highways, but this coverage is not enough for most people as it only covers damage you inflict on others. It doesn’t cover the damage to your vehicle or a host of other options you can put into a full coverage auto insurance policy.

When you call us to discuss full coverage auto insurance, we’ll learn as much as we can about your risk tolerance and provide you with the cost to add certain coverages to your policy. For example, you might be interested in towing, rental reimbursement, uninsured/underinsured motorist bodily injury coverage, or specialty add-ons that vary from one insurance company to another. In addition, we’ll discuss your options for liability limits and deductible amounts. The goal is to provide you with the full coverage auto insurance that protects you at the premium amount your budget can cover.

If you would like a better understanding about what full coverage auto insurance is and the options available, don’t hesitate to contact us. We’ll make sure you are well-informed, so you can make the right decision for your situation. Call today to learn more about any of the insurance coverages we can assist you with, including auto, home, life, and commercial insurance.

At Curtis Helms Insurance, we offer full coverage auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Winston-Salem, and Wilmington, North Carolina.

They never disappoint.

“They took their time to explain everything to me and were very nice. Everyone at the office is lovely. I’ve been there several times and been with them for about 8 years. They never disappoint. ”

★★★★★ 22^th August 2018 Margaret O.

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Services We Offer

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

Schedule an appointment with us to discuss your insurance needs.

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Our family-run company wants to help insure your family.

If you would like a better understanding about what full coverage auto insurance is and the options available, don’t hesitate to contact us. We’ll make sure you are well-informed, so you can make the right decision for your situation. Call today to learn more about any of the insurance coverages we can assist you with, including auto, home, life, and commercial insurance.

At Curtis Helms Insurance, we offer full-coverage auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our auto insurance and other types of insurance.

Excellent

4.9

Kurt Walker

Ms. Rebecca was very knowledgeable, friendly, helpful....all around accommodating. A very nice woman, she even helped when I called back needing her help. GREAT JOB

Savion Aikens

Always professional and courteous!

Sybil Loposser

Fast, friendly service!

Mark Himes

Every one here has been very helpful over the years and I will continue doing business here.

Sabrina Jacobs

I have used them since forever and would not use anyone else

Response from the owner: Thanks so much for being a long-time customer, Sabrina!

Aviva Moody

Greg at Curtis Helms insurance helped me get a better rate on my car insurance.

Response from the owner: Aviva, we couldn't be happier to hear this! Our goal is always to find the best rates for our customers, so we are thrilled that Greg was able to achieve that for you. Please don't hesitate to contact us whenever you'd like further assistance!

Adrianne Collins

I have been with this company since 2020 and I love them they are awesome

Response from the owner: Thank you so much, Adrianne! It has been an honor to serve you since 2020, and we remain committed to providing you with exceptional guidance for all your insurance needs. Please do not hesitate to reach out to us anytime.

Deajha Phifer

The best

Response from the owner: Thanks for giving us five stars, Deajha! We appreciate your feedback.

Atoya Brannon

I love this insurance company. They always look out and try to get me a better rate.

Response from the owner: Atoya, it is wonderful to hear this. Our goal is to provide our clients with the best rates and policies to meet their needs, so we are thrilled that has been your experience. Thank you so much for sharing!

Clara Young

Awesome company

Response from the owner: Thanks for the review, Clara! We appreciate your feedback.

Nick Inman

I have been using Curtis Helms Insurance since I was able to drive! They are always so friendly and helpful and it’s always a pleasure working with them

Response from the owner: Thanks for giving us five stars, Nick! Your feedback means a lot to us.

Rosa Clark

All of the team with Curtis Helms Insurance is great. Rebecca is awesome. I really appreciate her assistance.

Response from the owner: Thank you so much for the kind words, Rosa! We’re thrilled to hear you had a great experience with our team.

Levon

Very charismatic and knowledgeable

Response from the owner: Levon, it's great to know your experience with our team was so commendable, and we are grateful for your 5 stars. If you have any further questions related to your insurance policies or rates, please do not hesitate to reach back out.

Mark Hatfield

Greg was very helpful and I was able to handle everything over the phone and quite efficiently, I might add. Excellent service.

Response from the owner: We're glad we were able to help! Thanks for the review, Mark.

Keisha Stroud

I have been with them for years and love it

Response from the owner: Thanks for sticking with us, Keisha! We appreciate your great review.

Savion Aikens

always courteous service

Response from the owner: We love hearing this, Savion! Thank you for sharing about the kind and courteous service you always receive from our team, and please reach back out whenever you have insurance questions that we may assist you with.

Eric Thomas

Good company and people to do business with.

Response from the owner: Thank you for your kind words! We’re so glad you had a great experience with our team.

Armisha Slade

I been with this company for years my family has used Helms insurance for years, it’s family owned and it feels that way the staff is awesome. I would definitely recommend them for insurance.

Response from the owner: We’re so grateful for your support over the years! It means a lot to know your family continues to choose us for your insurance needs.

Artavius

Great customer service just all around great people

Response from the owner: We really appreciate that! Our team works hard to provide great service every time.

Kalon Williams

Greg was super nice/professional and very helpful

Response from the owner: We’re so happy you had a positive experience! Thank you for trusting our team.

Irina Masters

Very caring , understanding and helpful professionals. My personal gratitude to you all . Thank you very much !!!

Response from the owner: Thank you, Irina! We are grateful for you, too!

Yvette Hines

Curtis Helms agency has always made everyone feel like family. They know you by name and your children and grand children very personable. I love it. 🤗❣️❣️❣️ Greg did a excellent job helping me thanks Greg.

Response from the owner: Thanks for the 5-star review, Yvette! We love building relationships with our valued customers!