Full-Coverage Auto Insurance, Monroe, NC

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We’ll help you have a better understanding about the benefits and options involved with full-coverage auto insurance.

Full-coverage auto insurance is a type of policy that most people opt for, not only because lenders require it, but because of the risks that are mitigated by having it. Here at Curtis Helms Insurance in, we are a great source for getting auto insurance quotes and same-day coverage, in most cases. We provide exceptional customer service so that we can accurately advise you as to the types of coverage and policy limits that are best for your situation in Monroe, North Carolina.

Full-Coverage Auto Insurance in Monroe, North Carolina

Standard liability insurance is mandatory so that you can legally drive your vehicle on our highways, but this coverage is not enough for most people as it only covers damage you inflict on others. It doesn’t cover the damage to your vehicle or a host of other options you can put into a full-coverage auto insurance policy.

When you call us to discuss full-coverage auto insurance, we’ll learn as much as we can about your risk tolerance and provide you with the cost to add certain coverages to your policy. For example, you might be interested in towing, rental reimbursement, uninsured/underinsured motorist bodily injury coverage, or specialty add-ons that vary from one insurance company to another. In addition, we’ll discuss your options for liability limits and deductible amounts. The goal is to provide you with the full-coverage auto insurance that protects you at the premium amount your budget can cover.

We’ll help you have a better understanding about the benefits and options involved with full coverage auto insurance.

Full coverage auto insurance is a type of policy that most people opt for, not only because lenders require it, but because of the risks that are mitigated by having it. Here at Curtis Helms Insurance in Charlotte, North Carolina, we are a great source for getting auto insurance quotes and same-day coverage, in most cases. We provide exceptional customer service so that we can accurately advise you as to the types of coverage and policy limits that are best for your situation.

Full Coverage Auto Insurance in Charlotte, North Carolina

Standard liability insurance is mandatory so that you can legally drive your vehicle on our highways, but this coverage is not enough for most people as it only covers damage you inflict on others. It doesn’t cover the damage to your vehicle or a host of other options you can put into a full coverage auto insurance policy.

When you call us to discuss full coverage auto insurance, we’ll learn as much as we can about your risk tolerance and provide you with the cost to add certain coverages to your policy. For example, you might be interested in towing, rental reimbursement, uninsured/underinsured motorist bodily injury coverage, or specialty add-ons that vary from one insurance company to another. In addition, we’ll discuss your options for liability limits and deductible amounts. The goal is to provide you with the full coverage auto insurance that protects you at the premium amount your budget can cover.

If you would like a better understanding about what full coverage auto insurance is and the options available, don’t hesitate to contact us. We’ll make sure you are well-informed, so you can make the right decision for your situation. Call today to learn more about any of the insurance coverages we can assist you with, including auto, home, life, and commercial insurance.


At Curtis Helms Insurance, we offer full coverage auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Winston-Salem, and Wilmington, North Carolina.

They never disappoint.

 
Testimonial

“They took their time to explain everything to me and were very nice. Everyone at the office is lovely. I’ve been there several times and been with them for about 8 years. They never disappoint. ”

★★★★★ Margaret O.

Schedule an appointment with us to discuss your insurance needs.

Services We Offer

Home Insurance

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.
Life Insurance

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.
Commercial Insurance

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

Schedule an appointment with us to discuss your insurance needs.

Our family-run company wants to help insure your family.

If you would like a better understanding about what full coverage auto insurance is and the options available, don’t hesitate to contact us. We’ll make sure you are well-informed, so you can make the right decision for your situation. Call today to learn more about any of the insurance coverages we can assist you with, including auto, home, life, and commercial insurance.


At Curtis Helms Insurance, we offer full-coverage auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our auto insurance and other types of insurance.

 
Excellent
4.9
Very good at communicating about my needs.
Response from the owner: Thanks for taking the time to review us, Tim!
Curtis Helms insurance is the Best absolute best. Their Customer service skills or rather I must say Customer Care services that they provided is phenomenal. This is a new insurance for me and my husband. It was Highly recommended to by A friend. The process was easy and fast and fun. Miss Catherine Is amazing. So if you’re looking for a nice (Family) orient Place or your Auto And home or any other Insurance) I highly Recommend Curtis Helms Insurance.
Great Company and people
Response from the owner: Thanks, Edward! We appreciate your business.
Was very helpful an affordable would recommend them u will not be disappointed 💯
After one of the most frustrating insurance experiences I've ever had, I finally found an agency that truly wanted to help. Another insurance company unexpectedly doubled my premium, and I was stressed and overwhelmed.The team at Chris Helm Insurance was incredibly fast, took the time to listen, answered all of my questions, and found me a much better option. Insurance isn't cheap these days, but honesty, professionalism, and outstanding customer service still matter.They treated me like a person instead of just another policy number, and I genuinely appreciate everything they did. I highly recommend Chris Helm Insurance to anyone looking for great service and people who truly care.
They are a blessing to everyone, so kind and helpful, God bless them all!
Response from the owner: We appreciate you taking the time to share this, Melissa! It was great working with you, and we truly value your business.
Chris and The Curtis Helms staff is great. My family has been using them for years now and they’ve alwalys gone above and beyond to ensure a great policy.
Response from the owner: We truly appreciate your feedback! It was a pleasure providing your service, and we’re always here when you need us.
Chris and Greg are great
Response from the owner: Thank you so much for the 5-star review! We really appreciate your business.
Katherine helped me with auto and home moving to NC from out of state and I’ve been very pleased with their service
Response from the owner: Thanks for the 5 stars, Thomas! We're glad you had a great experience.
Great customer service, fast response time, and great quotes
Response from the owner: Thank you for leaving us a great review, Coco! We're glad we could be of service to you.
I have always had good results! Good customer service!
Response from the owner: We're glad we can always help you get good results! Thanks for the five-star review, Shirley.
Curtis Helms has been my car insurance agent for so many years Mr and Mrs. Helms treat me like family and i love them so much, if I have any issues I call Rebecca or the son. Love you Curtis Helms insurance Agency
Response from the owner: We truly appreciate your ongoing support, Sherry! Working with fantastic, long-term clients like you makes our job incredibly rewarding.
Great family business really good people
Response from the owner: James, your compliments mean so much to us. Thank you for sharing how impressed you have been with our team! Whenever you have questions related to your insurance coverage, please be sure to let us know and we'll be happy to assist you.
Hands down Helms Insurance is the best in the state. The family owned company always offers affordable rates and a variety of coverage to fit your needs. Staff is always professional and treats everyone like family. Helms insurance has been my insurance provider for over 25 years and will remain.
Response from the owner: We are thrilled by your exceptional rating, Demika! Thank you for indicating what confidence you have in our services. Whenever you have insurance-related questions that we may answer, please don't hesitate to reach out!
They have great customer service!! And shout out to Rebecca she has been such an amazing help getting my insurance coverage! Five ⭐️⭐️⭐️⭐️⭐️
Response from the owner: We're glad we could help with your insurance needs! Thanks for the kind review.
Very curtious and knowledgeable, the best ever.
Response from the owner: Thanks for giving us five stars, Marcella! We appreciate your feedback.
Very good company and customer service
Response from the owner: Thank you, Jacqueline! We are delighted that you have been pleased with our team and our services, and we will continue to be here for you. Reach out whenever you have questions related to your insurance coverage!
Very knowledgeable
Response from the owner: Carol, thank you for your kind comment and 5-star rating! We are so glad you've found our team members to be so knowledgeable, and we will continue working hard to find you the best coverage for your needs. Give us a call with questions anytime.
Always a positive experience with the great staff at Curtis Helms Insurance.
Response from the owner: Thanks for the 5-star review! We are so glad you feel good about working with us!
GREAT CUSTOMER SERVICE!!! 10/10 GREG WAS AWESOME! Thank you!
Response from the owner: Thank you for your review! We’re thrilled you had such a great experience with our team.
I have used them since forever and would not use anyone else
Response from the owner: Thanks so much for being a long-time customer, Sabrina!
Always a great experience!
Response from the owner: Your review means a lot to us, Karen! Thanks for giving us five stars.
My experience is and has always been great..Mr Curtis set a standard that the team follows.. I have been with them for over 20 years..love them
Response from the owner: We're happy we could help with your insurance needs, Michelle! Thanks for the great review.
Great Customer Service
Response from the owner: Thank you, Phyllis! We love having you as part of our insurance family!
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Learn Way to Get the Best Auto Insurance Rates

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