We’ll help you have a better understanding about the benefits and options involved with full-coverage auto insurance.

Full-coverage auto insurance is a type of policy that most people opt for, not only because lenders require it, but because of the risks that are mitigated by having it. Here at Curtis Helms Insurance in, we are a great source for getting auto insurance quotes and same-day coverage, in most cases. We provide exceptional customer service so that we can accurately advise you as to the types of coverage and policy limits that are best for your situation in Monroe, North Carolina.

Full-Coverage Auto Insurance in Monroe, North Carolina

Standard liability insurance is mandatory so that you can legally drive your vehicle on our highways, but this coverage is not enough for most people as it only covers damage you inflict on others. It doesn’t cover the damage to your vehicle or a host of other options you can put into a full-coverage auto insurance policy.

When you call us to discuss full-coverage auto insurance, we’ll learn as much as we can about your risk tolerance and provide you with the cost to add certain coverages to your policy. For example, you might be interested in towing, rental reimbursement, uninsured/underinsured motorist bodily injury coverage, or specialty add-ons that vary from one insurance company to another. In addition, we’ll discuss your options for liability limits and deductible amounts. The goal is to provide you with the full-coverage auto insurance that protects you at the premium amount your budget can cover.

We’ll help you have a better understanding about the benefits and options involved with full coverage auto insurance.

Full coverage auto insurance is a type of policy that most people opt for, not only because lenders require it, but because of the risks that are mitigated by having it. Here at Curtis Helms Insurance in Charlotte, North Carolina, we are a great source for getting auto insurance quotes and same-day coverage, in most cases. We provide exceptional customer service so that we can accurately advise you as to the types of coverage and policy limits that are best for your situation.

Full Coverage Auto Insurance in Charlotte, North Carolina

Standard liability insurance is mandatory so that you can legally drive your vehicle on our highways, but this coverage is not enough for most people as it only covers damage you inflict on others. It doesn’t cover the damage to your vehicle or a host of other options you can put into a full coverage auto insurance policy.

When you call us to discuss full coverage auto insurance, we’ll learn as much as we can about your risk tolerance and provide you with the cost to add certain coverages to your policy. For example, you might be interested in towing, rental reimbursement, uninsured/underinsured motorist bodily injury coverage, or specialty add-ons that vary from one insurance company to another. In addition, we’ll discuss your options for liability limits and deductible amounts. The goal is to provide you with the full coverage auto insurance that protects you at the premium amount your budget can cover.

If you would like a better understanding about what full coverage auto insurance is and the options available, don’t hesitate to contact us. We’ll make sure you are well-informed, so you can make the right decision for your situation. Call today to learn more about any of the insurance coverages we can assist you with, including auto, home, life, and commercial insurance.

At Curtis Helms Insurance, we offer full coverage auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Winston-Salem, and Wilmington, North Carolina.

They never disappoint.

“They took their time to explain everything to me and were very nice. Everyone at the office is lovely. I’ve been there several times and been with them for about 8 years. They never disappoint. ”

★★★★★ 22^th August 2018 Margaret O.

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Services We Offer

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

Schedule an appointment with us to discuss your insurance needs.

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Our family-run company wants to help insure your family.

If you would like a better understanding about what full coverage auto insurance is and the options available, don’t hesitate to contact us. We’ll make sure you are well-informed, so you can make the right decision for your situation. Call today to learn more about any of the insurance coverages we can assist you with, including auto, home, life, and commercial insurance.

At Curtis Helms Insurance, we offer full-coverage auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our auto insurance and other types of insurance.

Excellent

4.9

Byron Steele

They are very helpful willing the staff at Curtis Helms is knowledgeable and on point I will refer everyone to choose and give this insurance company your business my policy has reduced bye 30 dollars thanks Curtis Helms

Response from the owner: Byron, we are gratified to know you've been so pleased with our team's support. Thank you for sharing. And please reach back out if you have any insurance questions or needs that we may help you with going forward!

Angela

They are the nicest and most professional people. They get the job done in a wick and professional manner

Response from the owner: We really appreciate the 5 stars! Thank you for choosing us!

Ashley Marshall

Great comment highly recommend. Spoke with Will today, nice guy…

Response from the owner: Thank you, Ashley! We are thrilled that you were pleased with the quote you received along with Will's helpful support. Please let us know if you have any additional questions, and we will be happy to assist you.

David Riley

Always professional- Rebecca

Response from the owner: Thank you for this wonderful feedback! We care deeply about the service we provide to our valued clients, so we are thrilled that our team's professionalism has stood out. Please don't hesitate to give us a call if we may answer any questions related to your coverage!

Jason JKLMNOQ

Great helped

Response from the owner: Thank you for the 5 stars! Providing top-notch service is always our goal.

Judy Woods

I have used Helms Ins over 20+ years. They are like family to me.

Response from the owner: Thank you for being part of the family for over 20 years! Your trust and loyalty mean the world to us, and we're always here for you.

Blacc Hustle

GREAT INSURANCE COMPANY! EVEN BETTER CUSTOMER SERVICE AND DEPENDABILITY!Thank You Guys for all you do!

Response from the owner: Thank you for sharing your five-star rating! Our team will always be here to assist you whenever you have questions about your insurance plans or rates. Reach out anytime!

azondria

super friendly • affordable • fast

Response from the owner: We are thrilled by your feedback, Azondria! Thank you for your vote of approval and compliments for our helpful and friendly team.

Angela Arredondo

Always have your best interest at heart.

Response from the owner: Thank you for your review, Angela and for your kind words!

angela mendoza

Great people to help you to get you great rates.

Response from the owner: Angela, your feedback is precisely what we strive for. Thank you for highlighting our wonderful team and our sincere efforts to find you the best rates and coverage for your needs!

Sidney Rogers

Always pleasant and delightful.

Response from the owner: Thank you for the 5 stars, Sidney!

Tanya Edwards Jules

I've been dealing with Curtis Helms for about 2 years. They have been honest and always found me the best deals.

Response from the owner: Thanks for leaving us this review Tanya! We look forward to earning that 5th star!

Ty Etakisse

They are wonderful have had them for 6 years now and they always make sure i have the best rates they are quick and professional thank you Greg and all the agents at Curtis Helms

Response from the owner: We're thrilled to hear you had a great experience with us, Ty. Thanks for your support!

Buckdodgers1906

This Agency is awesome. Chris is a GREAT GUY!!! I'm new to Charlotte, NC and he told me the steps over the phone to help me get NC plates and a Drivers License. He even helped me get new renters insurance for my new apartment. The receptionist is also friendly and helpful. Lets be honest, Insurance isn't the happy happy fun time thing to deal with, but Chris and his agency make getting it fast and easy!!!

Yvette Hines

Curtis Helms agency has always made everyone feel like family. They know you by name and your children and grand children very personable. I love it. 🤗❣️❣️❣️ Greg did a excellent job helping me thanks Greg.

Response from the owner: Thanks for the 5-star review, Yvette! We love building relationships with our valued customers!

Juston Curry

Been with Curtis for 20 years+ best in the business

Response from the owner: Thanks for the five-star review, Juston! Call us if you ever need help with insurance again.

Kiah Simmons

Rebecca was uhhh-mazingggg!

Response from the owner: Thanks so much, Kiah! It's wonderful to know you received outstanding assistance from Rebecca, and we remain available to answer any questions you have regarding your coverage. Reach out anytime!

Carolyn Mcilwaine

Very good company

Response from the owner: Thank you, Carolyn! It's a pleasure to know you so highly regard our team's services, and we are here to assist you whenever you have questions about your policies. Please do not hesitate to reach out anytime.

Nikki Royster

I was able to find an affordable quote with Curtis Helms Insurance Agency

Response from the owner: We're so glad you had a great experience, Nikki. Thanks for sharing!

Croslyn Johnson

Christopher was very patient and helpful. He answered all of my questions and promptly. I was very nervous about taking this route so I appreciate his help.

Response from the owner: Thanks for the 5 stars! We appreciate your business.