Full-Coverage Auto Insurance, Monroe, NC

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We’ll help you have a better understanding about the benefits and options involved with full-coverage auto insurance.

Full-coverage auto insurance is a type of policy that most people opt for, not only because lenders require it, but because of the risks that are mitigated by having it. Here at Curtis Helms Insurance in, we are a great source for getting auto insurance quotes and same-day coverage, in most cases. We provide exceptional customer service so that we can accurately advise you as to the types of coverage and policy limits that are best for your situation in Monroe, North Carolina.

Full-Coverage Auto Insurance in Monroe, North Carolina

Standard liability insurance is mandatory so that you can legally drive your vehicle on our highways, but this coverage is not enough for most people as it only covers damage you inflict on others. It doesn’t cover the damage to your vehicle or a host of other options you can put into a full-coverage auto insurance policy.

When you call us to discuss full-coverage auto insurance, we’ll learn as much as we can about your risk tolerance and provide you with the cost to add certain coverages to your policy. For example, you might be interested in towing, rental reimbursement, uninsured/underinsured motorist bodily injury coverage, or specialty add-ons that vary from one insurance company to another. In addition, we’ll discuss your options for liability limits and deductible amounts. The goal is to provide you with the full-coverage auto insurance that protects you at the premium amount your budget can cover.

We’ll help you have a better understanding about the benefits and options involved with full coverage auto insurance.

Full coverage auto insurance is a type of policy that most people opt for, not only because lenders require it, but because of the risks that are mitigated by having it. Here at Curtis Helms Insurance in Charlotte, North Carolina, we are a great source for getting auto insurance quotes and same-day coverage, in most cases. We provide exceptional customer service so that we can accurately advise you as to the types of coverage and policy limits that are best for your situation.

Full Coverage Auto Insurance in Charlotte, North Carolina

Standard liability insurance is mandatory so that you can legally drive your vehicle on our highways, but this coverage is not enough for most people as it only covers damage you inflict on others. It doesn’t cover the damage to your vehicle or a host of other options you can put into a full coverage auto insurance policy.

When you call us to discuss full coverage auto insurance, we’ll learn as much as we can about your risk tolerance and provide you with the cost to add certain coverages to your policy. For example, you might be interested in towing, rental reimbursement, uninsured/underinsured motorist bodily injury coverage, or specialty add-ons that vary from one insurance company to another. In addition, we’ll discuss your options for liability limits and deductible amounts. The goal is to provide you with the full coverage auto insurance that protects you at the premium amount your budget can cover.

If you would like a better understanding about what full coverage auto insurance is and the options available, don’t hesitate to contact us. We’ll make sure you are well-informed, so you can make the right decision for your situation. Call today to learn more about any of the insurance coverages we can assist you with, including auto, home, life, and commercial insurance.


At Curtis Helms Insurance, we offer full coverage auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Winston-Salem, and Wilmington, North Carolina.

They never disappoint.

 
Testimonial

“They took their time to explain everything to me and were very nice. Everyone at the office is lovely. I’ve been there several times and been with them for about 8 years. They never disappoint. ”

★★★★★ Margaret O.

Schedule an appointment with us to discuss your insurance needs.

Services We Offer

Home Insurance

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.
Life Insurance

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.
Commercial Insurance

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

Schedule an appointment with us to discuss your insurance needs.

Our family-run company wants to help insure your family.

If you would like a better understanding about what full coverage auto insurance is and the options available, don’t hesitate to contact us. We’ll make sure you are well-informed, so you can make the right decision for your situation. Call today to learn more about any of the insurance coverages we can assist you with, including auto, home, life, and commercial insurance.


At Curtis Helms Insurance, we offer full-coverage auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our auto insurance and other types of insurance.

 
Excellent
4.9
ALWAYS AMAZING SERVICE !! GREG IS AWESOME 😎
Great people nice service
Response from the owner: We're so glad you had a great experience, Ponce. Thank you!
Fast and easy so helpful with helping me get insurance
Response from the owner: Thanks so much for leaving us a 5-star review, and thanks for trusting us with your insurance needs!
Always have your best interest at heart.
Response from the owner: Thank you for your review, Angela and for your kind words!
Great customer service !!! Will do everything in their power to get the best rates. Great family owned business with great employees
Response from the owner: Thank you for your kind words! We’re so glad you had a great experience with us.
Awesome family owned insurance business..great insurance pricesExcellent customer service ❤️❤️❤️❤️
Simply the best in the business! If you want honest review of your home and auto coverages. This is the place I go to!
Very good company and customer service
Response from the owner: We love hearing from happy customers. Thank you for sharing!
Absolutely outstanding! I have been a loyal customer over several years and i have not one complaint. I love the Curtis family and i will forever be apart of them! Great service and prices you can’t deny. It’s 2026 and I still stand firm with them
Response from the owner: We enjoy working with you, too, Keanshay! Thanks so much for taking the time to leave us a 5-star review!
Always professional and courteous!
Great Agency. They are very helpful and efficient.
Response from the owner: Rachel, we really appreciate your kind words for our team. We couldn't be happier to know what helpful, efficient support you've received, and we will continue to be here to meet your insurance coverage needs. Give us a call anytime.
Rebecca did a awesome job to help me out with a great policy
Response from the owner: Thank you for sharing this, King! We work hard to find the best rates and coverage for our clients, so it is uplifting to hear how delighted you've been with Rebecca's support. Let us know if we may ever answer any questions for you!
I have been using Curtis Helms Insurance since I was able to drive! They are always so friendly and helpful and it’s always a pleasure working with them
Response from the owner: Thanks for giving us five stars, Nick! Your feedback means a lot to us.
Very good company! Superb customer service I have had a great experience Every time I’ve spoken with someone or needed assistance. Thanks for making the process so easy and providing great service
Response from the owner: Thanks for the 5 star review, Jequetta! We are glad you had a great experience! 👍
Amazing Family Businesses been going here for years they will get you right where you Need to be.
Response from the owner: Thanks for the great review, Arianna! We are grateful to have you as a customer!
Hello I been doing business with Curtis Helms Insurance for a long time, very good Company to do yr insurance business with, very professional, very straight to handling your pacific issue, don't leave you holding on the line . They get the job done!!!!! Thank you Mr. Helms and associates👍🏽
Response from the owner: Anthony, it's been a pleasure to work with you as such a loyal customer. Thank you for sharing how much you've valued our conscientious service and helpful results! We will continue to be here for all your insurance needs, so reach out anytime.
Rebecca Roseboro is excellent and very informative!
Response from the owner: Susan, we are delighted by your shout-out for Rebecca! Thank you for letting us know how helpful you've found her services to be, and rest assured that we will continue working hard for you. Give us a call anytime you need!
They Are Great
Response from the owner: Thanks for the 5-star review, Denise!
100% recommend! Got the the lowest rate on both my cars!
Response from the owner: Your review means a lot to us, Haley! We're glad we could help.
Great insurance to protect your everyday needs
Response from the owner: Providing great insurance options is what we do! Thanks for the great review, Curtis.
The Company alwzys gives the best customer service
Response from the owner: Sabrina, we couldn't be happier about your feedback. Thank you for taking the time to spread the word about the fantastic support we provide! We are always here to help find the best policies at the best rates to meet your needs.
The staff was so friendly and patient with me! They were very knowledgeable with the different options I could choose from regarding payment plans! The prices were really reasonable! Thank you for a wonderful experience in helping me get my NC car and renters insurance!!!🥰
Response from the owner: We're glad we could help you find the car insurance that works best for you! Thanks for the kind review, Dawn.
Greg has been helping me for a couple of years now. Very personable and knowledgeable. Easy to do business with. Always willing to answer any questions and help in any way he can.Curtis Helms Insurance has made buying auto insurance easy and affordable. I've never thought that I would recommend an auto insurance company, but I'm doing it now. They are good. 👍 Greg able to quickly pivot to suit my short-term and then long-term needs. Able to quickly find the lowest prices for my coverage. I'm a satisfied customer. His company practices excellence.
Response from the owner: We're glad we were able to help! Thanks for the review, Mark.
Chris and his team are awesome! I have watched him win over my clients time and time again. I finally decided to switch over my insurance to him and could not be happier with the service. Could not be in better hands.
Response from the owner: John, it means so much to hear of the confidence you have in our team. Thank you for your shout-out for Chris and for putting your trust in us! We will continue working hard for you.
Very friendly people. I've been dealing with them for years.
Response from the owner: Thanks for the five-star review, Bruce! Call us whenever you need insurance help.
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Learn Way to Get the Best Auto Insurance Rates

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