Full Coverage Auto Insurance, Charlotte, NC

We’ll help you have a better understanding about the benefits and options involved with full-coverage auto insurance.

Full-coverage auto insurance is a type of policy that most people opt for, not only because lenders require it, but because of the risks that are mitigated by having it. Here at Curtis Helms Insurance in Charlotte, North Carolina, we are a great source for getting auto insurance quotes and same-day coverage, in most cases. We provide exceptional customer service so that we can accurately advise you as to the types of coverage and policy limits that are best for your situation.

Home Insurance in Charlotte, North Carolina

Standard liability insurance is mandatory so that you can legally drive your vehicle on our highways, but this coverage is not enough for most people as it only covers damage you inflict on others. It doesn’t cover the damage to your vehicle or a host of other options you can put into a full-coverage auto insurance policy.

When you call us to discuss full-coverage auto insurance, we’ll learn as much as we can about your risk tolerance and provide you with the cost to add certain coverages to your policy. For example, you might be interested in towing, rental reimbursement, uninsured/underinsured motorist bodily injury coverage, or specialty add-ons that vary from one insurance company to another. In addition, we’ll discuss your options for liability limits and deductible amounts. The goal is to provide you with the full-coverage auto insurance that protects you at the premium amount your budget can cover.

We’ll help you have a better understanding about the benefits and options involved with full coverage auto insurance.

Full coverage auto insurance is a type of policy that most people opt for, not only because lenders require it, but because of the risks that are mitigated by having it. Here at Curtis Helms Insurance in Charlotte, North Carolina, we are a great source for getting auto insurance quotes and same-day coverage, in most cases. We provide exceptional customer service so that we can accurately advise you as to the types of coverage and policy limits that are best for your situation.

Full Coverage Auto Insurance in Charlotte, North Carolina

Standard liability insurance is mandatory so that you can legally drive your vehicle on our highways, but this coverage is not enough for most people as it only covers damage you inflict on others. It doesn’t cover the damage to your vehicle or a host of other options you can put into a full coverage auto insurance policy.

When you call us to discuss full coverage auto insurance, we’ll learn as much as we can about your risk tolerance and provide you with the cost to add certain coverages to your policy. For example, you might be interested in towing, rental reimbursement, uninsured/underinsured motorist bodily injury coverage, or specialty add-ons that vary from one insurance company to another. In addition, we’ll discuss your options for liability limits and deductible amounts. The goal is to provide you with the full coverage auto insurance that protects you at the premium amount your budget can cover.

If you would like a better understanding about what full coverage auto insurance is and the options available, don’t hesitate to contact us. We’ll make sure you are well-informed, so you can make the right decision for your situation. Call today to learn more about any of the insurance coverages we can assist you with, including auto, home, life, and commercial insurance.

At Curtis Helms Insurance, we offer full coverage auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Winston-Salem, and Wilmington, North Carolina.

They never disappoint.

“They took their time to explain everything to me and were very nice. Everyone at the office is lovely. I’ve been there several times and been with them for about 8 years. They never disappoint. ”

★★★★★ 22^th August 2018 Margaret O.

Schedule an appointment with us to discuss your insurance needs.

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Services We Offer

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

Schedule an appointment with us to discuss your insurance needs.

Book Appointment

Our family-run company wants to help insure your family.

If you would like a better understanding about what full coverage auto insurance is and the options available, don’t hesitate to contact us. We’ll make sure you are well-informed, so you can make the right decision for your situation. Call today to learn more about any of the insurance coverages we can assist you with, including auto, home, life, and commercial insurance.

At Curtis Helms Insurance, we offer full-coverage auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

FAQs About Home Insurance

Here at Curtis Helms Insurance, we know that your home is important to you, and we want to help you do what’s best for it. Our team offers high-quality home insurance to help you protect your investment. If you have questions about home insurance, we encourage you to keep reading to find the answers you need below. (If we didn’t get to your question in this article, feel free to reach out to us directly.)

What does home insurance cover?

Most standard insurance policies cover the costs of home repairs or rebuilds, temporary housing arrangements, personal property damage or theft, and liability. In other words, if your home or belongings are damaged, your insurance will pay to replace or repair them. Your policy will also cover the cost of a rental home if your existing home becomes temporarily uninhabitable and will cover any legal or medical expenses you may face as the result of a liability lawsuit.

What does home insurance NOT cover?

Most home insurance policies do not cover flood or earthquake damage, but you can buy separate policies to cover you in those circumstances. In addition, home insurance won’t pay for repairs if the company finds that the damage was caused by a lack of proper maintenance.

Is there a way to lower my home insurance rate?

Most home insurance companies offer a discount for homes that have a security system installed, as the system lowers the risk of the property being robbed or vandalized. If you are looking for additional ways to lower your rate, just give us a call to consult our experts.

At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our auto insurance and other types of insurance.

Excellent

4.9

John Holzer

Chris and his team are awesome! I have watched him win over my clients time and time again. I finally decided to switch over my insurance to him and could not be happier with the service. Could not be in better hands.

Bruce Watson

Very friendly people. I've been dealing with them for years.

Response from the owner: Thanks for the five-star review, Bruce! Call us whenever you need insurance help.

Toya Clark

The agents ALWAYS give great service. The best in the city.

Response from the owner: We appreciate the 5-star review, Toya!

e

they got me a good quote for home insurance while i was closing on my first home! and switched my auto to a better quote i got from them as well. they are always friendly.

vanessa pineda

Always smooth, always nice!

Michellee

Curtis Helms insurance is the best hands down. Chris and Greg are both awesome amazing customer service they both always go beyond to find the best insurance company as well as answer any questions you may have. They are very knowledgeable at their work I would highly recommend Curtis Helms insurance.

Ursulla Binios

Amazing ccmompany very nice people

Response from the owner: We appreciate the 5-star review, Ursulla!

Sabrina Marbury

The Company alwzys gives the best customer service

Response from the owner: Sabrina, we couldn't be happier about your feedback. Thank you for taking the time to spread the word about the fantastic support we provide! We are always here to help find the best policies at the best rates to meet your needs.

Clayton Livingston

I have had a wonderful experience with this company for over 20 some odd years. They have never failed me they have always been on point they are like family to me and I appreciate them a great deal I've been other places for about a half of a second and came right back home to where I belong this company is great and I would recommend them to the world. Years later and I'm still here and extremely happy 😊

Response from the owner: Thanks so much for your great review, Clayton! We're so glad to have you as part of our insurance family!

Ticola Mapp

The ONLY insurance company I will use in Charlotte. These people are my family now ❤️

Response from the owner: We love having you as part of our family, Ticola! Thanks! 🙂

Jae Dee

Rebecca was absolutely AMAZING to work with. Very knowledgeable and taught me things I had no clue even existed. When everyone else was quoting me sky rocket prices. She put in the work to find me something affordable in no time. Very pleased with this company. I will be back to add another policy with them. Rebecca will be my go to person! May God bless Curtis Helms insurance.

Response from the owner: we're glad we could provide you with excellent insurance help, Jae! Thanks for leaving a five-star review.

William Davis

Very nice people Thank you 🙏

Response from the owner: We're glad we could help! Thanks for the five-star review, William.

Gregory Cobb

Courteous and professional expedient service.

Response from the owner: Thanks for the positive review, Gregory! Let us know if there is something we can do to earn that final star.

Richard auberry

Chris Helms was so easy to talk to he took very little time to get me what I needed. No runaround straight to the point in getting my insurance.

Response from the owner: We are thrilled to hear this, Richard! Thank you for spreading the word about Chris' honest and helpful service, and rest assured that we will continue working hard for you. Reach back out anytime.

Jarrett Brewer

Great customer service quick and easy quotes.

Response from the owner: We're glad we could help you get a quote, Jarrett! Thanks for giving us five stars.

Tamika Briscoe

Katherine is the absolute best! Hands down!!

Angela Nelson

Nice doing business with you 😉

Ashley Nevills

The best at everything they do...

Response from the owner: Thanks for the great review, Ashley! Your review means a lot to us.

A'lexis Young

I love them i been using them forever always been great and nice

Response from the owner: Thank you, A'lexis! It has been an honor to have you as such a loyal client, and we are committed to working hard for you going forward, too. Please don't hesitate to reach out whenever we may be of assistance!

Darrell Dawkins

I have been with this company from the day I started driving an they are not but great people business wise and they treat you like family my grandparents took me then to them many years ago they to also was a policyholder for many years til they passed on I LOVE YOU GUYS KEEP Up THE GREAT BUSINESS

Response from the owner: We are so grateful for your review, Darrell! It makes us proud to continue serving your wonderful family, and we will keep working hard to find you the best coverage for your needs. Reach out anytime!

Kylla Morrell

I had the very best experience for my first time get insurance. 🎉

Response from the owner: We're glad we could help you get the insurance you needed! Thanks for the five-star review, Kylla.

Erica

Been customer for years always get me right thanks Greg

Response from the owner: We appreciate your review, Erica! Thanks for giving us five stars.

Alice Chisholm

Great fair, understanding Company to work with, will get you Insurance to fit your needs and budget.

Response from the owner: Alice, we are truly grateful for your review. Finding you the best coverage and rates for your needs is our goal, so we are thrilled that you've been so pleased with our guidance. We will continue working hard for you!

Preston Meeks

Rebecca really helped me out with getting me a policy that I could afford.. thanks Curtis helms insurance and Rebecca..

Response from the owner: Thanks, Preston! We're glad to have you join our insurance family!

James Lifsey

Greg was a pleasure to work with. He took my information and helped me find a fair auto insurance price. Kudos to Curtis Helms Insurance and Greg.

Response from the owner: Nothing makes us happier than knowing you are 5-star-satisfied, James! Thank you for brightening our day with your outstanding rating. Whenever we may be of service, please don't hesitate to give us a call.

Schedule an appointment with us to discuss your insurance needs.

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Our insurance plans will ensure your peace of mind.

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Full-Coverage Auto Insurance, Charlotte, NC

We’ll help you have a better understanding about the benefits and options involved with full-coverage auto insurance.

We’ll help you have a better understanding about the benefits and options involved with full coverage auto insurance.

They never disappoint.

Schedule an appointment with us to discuss your insurance needs.

Services We Offer

Home Insurance

Life Insurance

Commercial Insurance

Schedule an appointment with us to discuss your insurance needs.

Our family-run company wants to help insure your family.

FAQs About Home Insurance

What does home insurance cover?

What does home insurance NOT cover?

Is there a way to lower my home insurance rate?

Why Choose Curtis Helms Insurance?

See what some of our satisfied clients are saying about our auto insurance and other types of insurance.

Schedule an appointment with us to discuss your insurance needs.

Our insurance plans will ensure your peace of mind.

Learn Way to Get the Best Auto Insurance Rates

Similar Services We Offer:

Schedule an Appointment Today

Schedule an Appointment Today

Schedule an Appointment Today