Full Coverage Auto Insurance, Charlotte, NC

We’ll help you have a better understanding about the benefits and options involved with full-coverage auto insurance.

Full-coverage auto insurance is a type of policy that most people opt for, not only because lenders require it, but because of the risks that are mitigated by having it. Here at Curtis Helms Insurance in Charlotte, North Carolina, we are a great source for getting auto insurance quotes and same-day coverage, in most cases. We provide exceptional customer service so that we can accurately advise you as to the types of coverage and policy limits that are best for your situation.

Home Insurance in Charlotte, North Carolina

Standard liability insurance is mandatory so that you can legally drive your vehicle on our highways, but this coverage is not enough for most people as it only covers damage you inflict on others. It doesn’t cover the damage to your vehicle or a host of other options you can put into a full-coverage auto insurance policy.

When you call us to discuss full-coverage auto insurance, we’ll learn as much as we can about your risk tolerance and provide you with the cost to add certain coverages to your policy. For example, you might be interested in towing, rental reimbursement, uninsured/underinsured motorist bodily injury coverage, or specialty add-ons that vary from one insurance company to another. In addition, we’ll discuss your options for liability limits and deductible amounts. The goal is to provide you with the full-coverage auto insurance that protects you at the premium amount your budget can cover.

We’ll help you have a better understanding about the benefits and options involved with full coverage auto insurance.

Full coverage auto insurance is a type of policy that most people opt for, not only because lenders require it, but because of the risks that are mitigated by having it. Here at Curtis Helms Insurance in Charlotte, North Carolina, we are a great source for getting auto insurance quotes and same-day coverage, in most cases. We provide exceptional customer service so that we can accurately advise you as to the types of coverage and policy limits that are best for your situation.

Full Coverage Auto Insurance in Charlotte, North Carolina

Standard liability insurance is mandatory so that you can legally drive your vehicle on our highways, but this coverage is not enough for most people as it only covers damage you inflict on others. It doesn’t cover the damage to your vehicle or a host of other options you can put into a full coverage auto insurance policy.

When you call us to discuss full coverage auto insurance, we’ll learn as much as we can about your risk tolerance and provide you with the cost to add certain coverages to your policy. For example, you might be interested in towing, rental reimbursement, uninsured/underinsured motorist bodily injury coverage, or specialty add-ons that vary from one insurance company to another. In addition, we’ll discuss your options for liability limits and deductible amounts. The goal is to provide you with the full coverage auto insurance that protects you at the premium amount your budget can cover.

If you would like a better understanding about what full coverage auto insurance is and the options available, don’t hesitate to contact us. We’ll make sure you are well-informed, so you can make the right decision for your situation. Call today to learn more about any of the insurance coverages we can assist you with, including auto, home, life, and commercial insurance.

At Curtis Helms Insurance, we offer full coverage auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Winston-Salem, and Wilmington, North Carolina.

They never disappoint.

“They took their time to explain everything to me and were very nice. Everyone at the office is lovely. I’ve been there several times and been with them for about 8 years. They never disappoint. ”

★★★★★ 22^th August 2018 Margaret O.

Schedule an appointment with us to discuss your insurance needs.

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Services We Offer

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

Schedule an appointment with us to discuss your insurance needs.

Book Appointment

Our family-run company wants to help insure your family.

If you would like a better understanding about what full coverage auto insurance is and the options available, don’t hesitate to contact us. We’ll make sure you are well-informed, so you can make the right decision for your situation. Call today to learn more about any of the insurance coverages we can assist you with, including auto, home, life, and commercial insurance.

At Curtis Helms Insurance, we offer full-coverage auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

FAQs About Home Insurance

Here at Curtis Helms Insurance, we know that your home is important to you, and we want to help you do what’s best for it. Our team offers high-quality home insurance to help you protect your investment. If you have questions about home insurance, we encourage you to keep reading to find the answers you need below. (If we didn’t get to your question in this article, feel free to reach out to us directly.)

What does home insurance cover?

Most standard insurance policies cover the costs of home repairs or rebuilds, temporary housing arrangements, personal property damage or theft, and liability. In other words, if your home or belongings are damaged, your insurance will pay to replace or repair them. Your policy will also cover the cost of a rental home if your existing home becomes temporarily uninhabitable and will cover any legal or medical expenses you may face as the result of a liability lawsuit.

What does home insurance NOT cover?

Most home insurance policies do not cover flood or earthquake damage, but you can buy separate policies to cover you in those circumstances. In addition, home insurance won’t pay for repairs if the company finds that the damage was caused by a lack of proper maintenance.

Is there a way to lower my home insurance rate?

Most home insurance companies offer a discount for homes that have a security system installed, as the system lowers the risk of the property being robbed or vandalized. If you are looking for additional ways to lower your rate, just give us a call to consult our experts.

At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our auto insurance and other types of insurance.

Excellent

4.9

Chamel

Super fast , professional and very nice people! Got us the best quote and made everything super easy ! We will definitely be back and send all of our customers to Curtis Helms insurance!

Michelle Moore

My experience is and has always been great..Mr Curtis set a standard that the team follows.. I have been with them for over 20 years..love them

Response from the owner: We're happy we could help with your insurance needs, Michelle! Thanks for the great review.

Phyllis Mckinney

Been there for years good service

Response from the owner: Thank you for giving us 5 stars, Phyllis!

Jeremiah Burr

Good friendly environment and answered all my questions and concerns!

Response from the owner: We're glad we could help, Jeremiah! Thanks for giving us five stars.

Tameeka

Great customer service. Greg help me with getting the best rate possible. He was very honest and helpful. I would recommend them to anyone.

Response from the owner: Thank you for your positive review! We are so glad you're pleased with Greg's service. He's a great asset to our team!

Aaron Davis

Chris Helms stands on business. I would definitely recommend them to any of my friends and family for business. 💯

Response from the owner: Thanks so much for recommending us! We really appreciate it!

YARED TIKUE

Great customer care !!!

Response from the owner: We love taking care of our customers! Thanks for giving us five stars.

Charles Hoyle,Sr

The best.Better then the big guys and believe me I've tryed them.

Response from the owner: Thanks for the great review, Charles! We are so glad you enjoy working with us!

Jackie Cureton

Everyone is nice& has very great customer service & quotes are wonderful....

Mary Ryan

Never have a problem that they can't fix. Been with them for years. Very nice people 👍

Response from the owner: We love hearing this, Mary! Thank you for being such a loyal client and complimenting our wonderful team. We look forward to assisting you with your insurance needs going forward!

Franchester Wilson

This company was a very good insurance provider for me over the 4 years I was with them and they always made sure to provide me with a budget friendly policy but awesome coverage. Greg was an awesome agent and the staff as well are always a delight to work with. If I hadn't changed states I'd still be with them lol

Response from the owner: Thanks for giving us five stars, Franchester! We appreciate your feedback.

Candida

feel good

Response from the owner: Candida, thank you for sharing such positive feedback. It's gratifying to know you've found our assistance to be worthy of 5 stars, and we will continue working hard to find you the best coverage for your needs. Reach out anytime.

Chris Jenrette

Excellent agent. It’s nice having an agent you can contact and deal with directly. I’ve already recommended to a couple friends.

Response from the owner: Thank you for your review and your recommendations! We appreciate your feedback, Chris.

kalil bathily

A great insurance company always ready to help customers at any time and they will satisfied your needs and will provide you an excellent service. I really appreciate your help and service.Thank you.

Response from the owner: We believe in providing great service at all times! Thanks for the kind review.

Keisha Stroud

I have been with them for years and love it

Response from the owner: Thanks for sticking with us, Keisha! We appreciate your great review.

Herbert Worthy

Great service they work hard to get u the best rates

Response from the owner: We’re so grateful for your 5-star rating! Thank you, Herbert!

Trice Kirkland

Very great and helpful insurance company

Response from the owner: Trice, we couldn't be happier to have earned this top rating from you. Thank you for making our day! And please continue to reach out whenever you have any insurance-related questions that we may answer for you.

Edris George Prince

My agent to my personal finances into consideration, she was very compassionate and helpful

Response from the owner: Edris, we couldn't be happier to hear how much our personalized assistance has meant to you. Thank you for brightening our day with your glowing review!

ShaQuita Boyd

Greate been with them for 8 years

Response from the owner: Thank you for being such a loyal customer and for sharing this incredible review, ShaQuita! We will continue working hard to find you the best coverage to meet your needs. Reach out anytime.

Savannah Sigmon

We love this insurance company. Very welcoming people. They are always there to help us when needed. Would highly recommend Greg,Chris, and Ms Betty.

Response from the owner: Thank you for the 5-star review! We’re so glad you had a great experience with us.

Martin Alexander

Curtis Helms Insurance,The insurance team goes over and beyond to assign the perfect policy for you.

Response from the owner: We're happy to help you find the perfect insurance policy! Thanks for giving us five stars, Martin.

chad lyles

Great people . Work with you. Awesomeness people

Response from the owner: Thanks for giving us 5 stars, Chad! We are glad you're pleased with our service!

LetsTalk NikkiRadio

Been with Mr Curtis over 15 years, I highly recommend

Response from the owner: Thanks for your longtime service! We appreciate your business and are grateful for your five-star review.

Darrell Dawkins

I have been with this company from the day I started driving an they are not but great people business wise and they treat you like family my grandparents took me then to them many years ago they to also was a policyholder for many years til they passed on I LOVE YOU GUYS KEEP Up THE GREAT BUSINESS

Response from the owner: We are so grateful for your review, Darrell! It makes us proud to continue serving your wonderful family, and we will keep working hard to find you the best coverage for your needs. Reach out anytime!

Dwana Truesdale

Curtis Helms Insurance was recommended to me by a good friend of mine. I must say it was a pleasure connecting with them and finding a better insurance. 10/10 I would recommend.

Response from the owner: Thanks for giving us five stars! We appreciate your feedback, Dwana.

Michael Lewis

Rebecca was very informative and helpful. It was a pleasure doing business with her.

Gifty Horace

Great Services

Response from the owner: Thanks for giving us five stars! We appreciate your feedback.

Gerrard

Great, we have used Curtis Helms insurance for as long as I can remember and they have never done us wrong.

Response from the owner: We're happy to have you as a long-time customer, Gerrard! Thanks for the great review.

Schedule an appointment with us to discuss your insurance needs.

Book Appointment

Our insurance plans will ensure your peace of mind.

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Full-Coverage Auto Insurance, Charlotte, NC

We’ll help you have a better understanding about the benefits and options involved with full-coverage auto insurance.

We’ll help you have a better understanding about the benefits and options involved with full coverage auto insurance.

They never disappoint.

Schedule an appointment with us to discuss your insurance needs.

Services We Offer

Home Insurance

Life Insurance

Commercial Insurance

Schedule an appointment with us to discuss your insurance needs.

Our family-run company wants to help insure your family.

FAQs About Home Insurance

What does home insurance cover?

What does home insurance NOT cover?

Is there a way to lower my home insurance rate?

Why Choose Curtis Helms Insurance?

See what some of our satisfied clients are saying about our auto insurance and other types of insurance.

Schedule an appointment with us to discuss your insurance needs.

Our insurance plans will ensure your peace of mind.

Learn Way to Get the Best Auto Insurance Rates

Similar Services We Offer:

Schedule an Appointment Today

Schedule an Appointment Today

Schedule an Appointment Today