Full Coverage Auto Insurance, Charlotte, NC

We’ll help you have a better understanding about the benefits and options involved with full-coverage auto insurance.

Full-coverage auto insurance is a type of policy that most people opt for, not only because lenders require it, but because of the risks that are mitigated by having it. Here at Curtis Helms Insurance in Charlotte, North Carolina, we are a great source for getting auto insurance quotes and same-day coverage, in most cases. We provide exceptional customer service so that we can accurately advise you as to the types of coverage and policy limits that are best for your situation.

Home Insurance in Charlotte, North Carolina

Standard liability insurance is mandatory so that you can legally drive your vehicle on our highways, but this coverage is not enough for most people as it only covers damage you inflict on others. It doesn’t cover the damage to your vehicle or a host of other options you can put into a full-coverage auto insurance policy.

When you call us to discuss full-coverage auto insurance, we’ll learn as much as we can about your risk tolerance and provide you with the cost to add certain coverages to your policy. For example, you might be interested in towing, rental reimbursement, uninsured/underinsured motorist bodily injury coverage, or specialty add-ons that vary from one insurance company to another. In addition, we’ll discuss your options for liability limits and deductible amounts. The goal is to provide you with the full-coverage auto insurance that protects you at the premium amount your budget can cover.

We’ll help you have a better understanding about the benefits and options involved with full coverage auto insurance.

Full coverage auto insurance is a type of policy that most people opt for, not only because lenders require it, but because of the risks that are mitigated by having it. Here at Curtis Helms Insurance in Charlotte, North Carolina, we are a great source for getting auto insurance quotes and same-day coverage, in most cases. We provide exceptional customer service so that we can accurately advise you as to the types of coverage and policy limits that are best for your situation.

Full Coverage Auto Insurance in Charlotte, North Carolina

Standard liability insurance is mandatory so that you can legally drive your vehicle on our highways, but this coverage is not enough for most people as it only covers damage you inflict on others. It doesn’t cover the damage to your vehicle or a host of other options you can put into a full coverage auto insurance policy.

When you call us to discuss full coverage auto insurance, we’ll learn as much as we can about your risk tolerance and provide you with the cost to add certain coverages to your policy. For example, you might be interested in towing, rental reimbursement, uninsured/underinsured motorist bodily injury coverage, or specialty add-ons that vary from one insurance company to another. In addition, we’ll discuss your options for liability limits and deductible amounts. The goal is to provide you with the full coverage auto insurance that protects you at the premium amount your budget can cover.

If you would like a better understanding about what full coverage auto insurance is and the options available, don’t hesitate to contact us. We’ll make sure you are well-informed, so you can make the right decision for your situation. Call today to learn more about any of the insurance coverages we can assist you with, including auto, home, life, and commercial insurance.

At Curtis Helms Insurance, we offer full coverage auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Winston-Salem, and Wilmington, North Carolina.

They never disappoint.

“They took their time to explain everything to me and were very nice. Everyone at the office is lovely. I’ve been there several times and been with them for about 8 years. They never disappoint. ”

★★★★★ 22^th August 2018 Margaret O.

Schedule an appointment with us to discuss your insurance needs.

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Services We Offer

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

Schedule an appointment with us to discuss your insurance needs.

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Our family-run company wants to help insure your family.

If you would like a better understanding about what full coverage auto insurance is and the options available, don’t hesitate to contact us. We’ll make sure you are well-informed, so you can make the right decision for your situation. Call today to learn more about any of the insurance coverages we can assist you with, including auto, home, life, and commercial insurance.

At Curtis Helms Insurance, we offer full-coverage auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

FAQs About Home Insurance

Here at Curtis Helms Insurance, we know that your home is important to you, and we want to help you do what’s best for it. Our team offers high-quality home insurance to help you protect your investment. If you have questions about home insurance, we encourage you to keep reading to find the answers you need below. (If we didn’t get to your question in this article, feel free to reach out to us directly.)

What does home insurance cover?

Most standard insurance policies cover the costs of home repairs or rebuilds, temporary housing arrangements, personal property damage or theft, and liability. In other words, if your home or belongings are damaged, your insurance will pay to replace or repair them. Your policy will also cover the cost of a rental home if your existing home becomes temporarily uninhabitable and will cover any legal or medical expenses you may face as the result of a liability lawsuit.

What does home insurance NOT cover?

Most home insurance policies do not cover flood or earthquake damage, but you can buy separate policies to cover you in those circumstances. In addition, home insurance won’t pay for repairs if the company finds that the damage was caused by a lack of proper maintenance.

Is there a way to lower my home insurance rate?

Most home insurance companies offer a discount for homes that have a security system installed, as the system lowers the risk of the property being robbed or vandalized. If you are looking for additional ways to lower your rate, just give us a call to consult our experts.

At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our auto insurance and other types of insurance.

Excellent

4.9

Preston Meeks

Rebecca really helped me out with getting me a policy that I could afford.. thanks Curtis helms insurance and Rebecca..

Response from the owner: Thanks, Preston! We're glad to have you join our insurance family!

James Lifsey

Greg was a pleasure to work with. He took my information and helped me find a fair auto insurance price. Kudos to Curtis Helms Insurance and Greg.

Response from the owner: Nothing makes us happier than knowing you are 5-star-satisfied, James! Thank you for brightening our day with your outstanding rating. Whenever we may be of service, please don't hesitate to give us a call.

Lothario Whitley

This company will find and fix any problems on your policy. They will also give you a call to make sure you're satisfied

Response from the owner: Thanks for your great review, Lothario! We're here to help with whatever insurance needs you have.

Sujeidy Cummings

The best customer service ever …. daughter just got a new vehicle and after calling many insurance places we ended up adding her to our policy they gave us a great discount and I was able to do everything over the phone with out having to leave my job such a piece of mind dealing with professional people they really made my experience a lot easier made my payment over the phone and got my daughters new car insurance over email so yeah this is my experience 👌🏾

Response from the owner: Sujeidy, thank you for sharing about our team's helpful and accommodating services. We are so glad we were able to add your daughter's car and secure you a great discount, too! We will always work hard for you, so give us a call whenever you have a need.

Bishop David Crump Jr

Thanks Greg

Response from the owner: It is a pleasure to receive this top rating, David! Thank you for the shout-out for Greg, as well. Whenever we may assist you with your insurance needs, please be sure to give us a call.

Jeremiah Burr

Good friendly environment and answered all my questions and concerns!

Response from the owner: We're glad we could help, Jeremiah! Thanks for giving us five stars.

Maria Hernandez

Absolute great thank you

Response from the owner: Thank you for the fantastic review! We hope to work with you again.

Marcella Ley

Very curtious and knowledgeable

Response from the owner: Thanks for giving us five stars, Marcella! We appreciate your feedback.

Elle

Thank you. Katherine and Rebecca for your help in getting my policy.

Response from the owner: We're glad we could help with your policy! Thanks for the review, Elle.

Tony Martin

Professional. Can actually talk with a agent in person or on the phone.. Old School.. You don't have to talk to a computer first before getting a live person

Response from the owner: Thanks, Tony! We love having you as part of our insurance family.

Ronald McKinney

Curtis Helms Insurance has excellent customer service and I will recommend them to everyone that I may come in contact with regarding insurance.

Response from the owner: Thanks for the five-star review, Ronald! Contact us if you ever need insurance help.

Janisa Daniels

Great !!

Response from the owner: Thanks for the review, Janisa! We appreciate your feedback.

Cory Mangum

Been dealing with Curtis Helms since 2013 and never been disappointed with the work they’ve put in.

Response from the owner: Thanks for the five-star review, Cory! We're glad you're our client.

Shera Simone

Always great customer service

Response from the owner: We appreciate your feedback, Shera! Keep calling us whenever you need insurance help.

Latonya Evans

I have been with the Helms family for a few years their very friendly and helpful I enjoy doing business with Curtis Helms.

Response from the owner: Thanks for the 5-star review, Latonya!

Alice Chisholm

Great fair, understanding Company to work with, will get you Insurance to fit your needs and budget.

Response from the owner: Alice, we are truly grateful for your review. Finding you the best coverage and rates for your needs is our goal, so we are thrilled that you've been so pleased with our guidance. We will continue working hard for you!

Denise Gaddy

They Are Great

Response from the owner: Thanks for the 5-star review, Denise!

Keisha Stroud

I have been with them for years and love it

Response from the owner: Thanks for sticking with us, Keisha! We appreciate your great review.

ッiiToobe

Very helpful

Response from the owner: Thanks for the 5-star review!

Phil Guenther

Curtis Helms Insurance has some of the friendliest and knowledgable agents in the industry. They go out of their way to take care of their customers, and we are so appreciative!

Response from the owner: We're glad we could help with your insurance needs, Phil! Thanks for the great review.

Aneisa Woodcock

Quick easy best quote I got in a while. They are fast with what they do costumer service is excellent

Response from the owner: Thanks for the great review, Aneisa! Customer service is something we focus on every day.

brenda Atkinson

Greg was a great help. Professional and respectful.

Response from the owner: We're glad we could help you out, Brenda! Thanks for the great review.

Roderick sellers

Been dealing with them for over 20 years they the best

Response from the owner: Your review means a lot to us, Roderick! We hope we can continue to meet your insurance needs for another 20 years.

Dennis Lowery

Always handles our insurance needs quickly and great prices!

Response from the owner: Thanks, Dennis! We're so glad to have you as part of our insurance family.

Vannessa Douglas

I have been with this company for years. Every time I call and need assistance or additional help with anything, they are always pleasant. They search for the best affordable policy and move expeditiously. Even when the policy laps, I can call and they never treat me any different. They receive me with open arms and a smile

Response from the owner: Thanks for your kind review, Vannessa! We're always happy to help out with your insurance needs.

Siovhan Filmore

Been great for over fifteen years

Response from the owner: Thanks for the five-star review! Call us whenever you need insurance help.

Veronica Gibson

Awesome family owned insurance business..great insurance pricesExcellent customer service ❤️❤️❤️❤️

Richard auberry

Chris Helms was so easy to talk to he took very little time to get me what I needed. No runaround straight to the point in getting my insurance.

Response from the owner: We are thrilled to hear this, Richard! Thank you for spreading the word about Chris' honest and helpful service, and rest assured that we will continue working hard for you. Reach back out anytime.

Jelani Burwell

Great company, great staff, fast service and awesome prices. Curtis Helms Insurance is definitely the place to go to!

Response from the owner: We’re so grateful for your kind rating! Thank you for leaving a review.

Schedule an appointment with us to discuss your insurance needs.

Book Appointment

Our insurance plans will ensure your peace of mind.

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Full-Coverage Auto Insurance, Charlotte, NC

We’ll help you have a better understanding about the benefits and options involved with full-coverage auto insurance.

We’ll help you have a better understanding about the benefits and options involved with full coverage auto insurance.

They never disappoint.

Schedule an appointment with us to discuss your insurance needs.

Services We Offer

Home Insurance

Life Insurance

Commercial Insurance

Schedule an appointment with us to discuss your insurance needs.

Our family-run company wants to help insure your family.

FAQs About Home Insurance

What does home insurance cover?

What does home insurance NOT cover?

Is there a way to lower my home insurance rate?

Why Choose Curtis Helms Insurance?

See what some of our satisfied clients are saying about our auto insurance and other types of insurance.

Schedule an appointment with us to discuss your insurance needs.

Our insurance plans will ensure your peace of mind.

Learn Way to Get the Best Auto Insurance Rates

Similar Services We Offer:

Schedule an Appointment Today

Schedule an Appointment Today

Schedule an Appointment Today