Home Insurance, Raleigh, NC

Make sure your home insurance is enough to take care of your safe haven.

A home is so much more than just a roof and some walls. A home is supposed to be a safe place– a place where you can come at the end of a long day at work and refresh and recharge! If something were to happen to your home, what would you do? Here at Curtis Helms Insurance, we work with people daily to make sure this most valuable asset is protected as much as possible so that if you do happen to have an issue, you can go home again as soon as possible.

Home Insurance in Charlotte, North Carolina

Home insurance isn’t just one blanket policy that covers everything, but instead is usually split up into different levels of coverage. This helps every homeowner find the right level of protection for their own individual needs. For example, there are often different policies that are written for renters of a home (usually just the possessions within are covered) vs. a homeowner who lives in their home where much more coverage would be required. No matter what level of coverage you are looking for in your home insurance policy, we at Curtis Helms Insurance would be happy to find the right coverage and policies for your needs.

Make sure your home insurance is enough to take care of your safe haven.

A home is so much more than just a roof and some walls. A home is supposed to be a safe place– a place where you can come at the end of a long day at work and refresh and recharge! If something were to happen to your home, what would you do? Here at Curtis Helms Insurance, we work with people daily to make sure this most valuable asset is protected as much as possible so that if you do happen to have an issue, you can go home again as soon as possible.

Home insurance isn’t just one blanket policy that covers everything, but instead is usually split up into different levels of coverage. This helps every homeowner find the right level of protection for their own individual needs. For example, there are often different policies that are written for renters of a home (usually just the possessions within are covered) vs. a homeowner who lives in their home where much more coverage would be required. No matter what level of coverage you are looking for in your home insurance policy, we at Curtis Helms Insurance would be happy to find the right coverage and policies for your needs.

If you are in the Raleigh, North Carolina area, we here at Curtis Helms Insurance want to make sure your home is protected with the right home insurance policy for your needs. Whether you need to make a claim because of a weather issue or you have recently had a robbery or damage to your possessions inside the home, you’ll have knowledgeable experts on your side when your home insurance is with us here at Curtis Helms Insurance. Please contact us today to learn how we can help with your home insurance policies.

At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Winston-Salem, and Wilmington, North Carolina.

The agent who looks out for your best interests.

“I am so grateful for having an agent like Chris Helms. He's professional and really cares for my well-being. Most agents don't take the time to give you better options when your insurance cost increases. That's why I recommend Mr. Helms to homeowners because he's the agent who looks out for your best interests. God Bless Him ALWAYS.”

★★★★★ 22^th August 2018 Karen H.

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Services We Offer

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

Contact Us to Get a Quote for Home Insurance

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We offer the excellent customer service you deserve.

If you are in the Raleigh, North Carolina area, we here at Curtis Helms Insurance want to make sure your home is protected with the right home insurance policy for your needs. Whether you need to make a claim because of a weather issue or you have recently had a robbery or damage to your possessions inside the home, you’ll have knowledgeable experts on your side when your home insurance is with us here at Curtis Helms Insurance. Please contact us today to learn how we can help with your home insurance policies.

At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

FAQs About Home Insurance

Here at Curtis Helms Insurance, we know that your home is important to you, and we want to help you do what’s best for it. Our team offers high-quality home insurance to help you protect your investment. If you have questions about home insurance, we encourage you to keep reading to find the answers you need below. (If we didn’t get to your question in this article, feel free to reach out to us directly.)

What does home insurance cover?

Most standard insurance policies cover the costs of home repairs or rebuilds, temporary housing arrangements, personal property damage or theft, and liability. In other words, if your home or belongings are damaged, your insurance will pay to replace or repair them. Your policy will also cover the cost of a rental home if your existing home becomes temporarily uninhabitable and will cover any legal or medical expenses you may face as the result of a liability lawsuit.

What does home insurance NOT cover?

Most home insurance policies do not cover flood or earthquake damage, but you can buy separate policies to cover you in those circumstances. In addition, home insurance won’t pay for repairs if the company finds that the damage was caused by a lack of proper maintenance.

Is there a way to lower my home insurance rate?

Most home insurance companies offer a discount for homes that have a security system installed, as the system lowers the risk of the property being robbed or vandalized. If you are looking for additional ways to lower your rate, just give us a call to consult our experts.

At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

Excellent

4.9

Kurt Walker

Ms. Rebecca was very knowledgeable, friendly, helpful....all around accommodating. A very nice woman, she even helped when I called back needing her help. GREAT JOB

Savion Aikens

Always professional and courteous!

Sybil Loposser

Fast, friendly service!

Mark Himes

Every one here has been very helpful over the years and I will continue doing business here.

Sabrina Jacobs

I have used them since forever and would not use anyone else

Response from the owner: Thanks so much for being a long-time customer, Sabrina!

Aviva Moody

Greg at Curtis Helms insurance helped me get a better rate on my car insurance.

Response from the owner: Aviva, we couldn't be happier to hear this! Our goal is always to find the best rates for our customers, so we are thrilled that Greg was able to achieve that for you. Please don't hesitate to contact us whenever you'd like further assistance!

Adrianne Collins

I have been with this company since 2020 and I love them they are awesome

Response from the owner: Thank you so much, Adrianne! It has been an honor to serve you since 2020, and we remain committed to providing you with exceptional guidance for all your insurance needs. Please do not hesitate to reach out to us anytime.

Deajha Phifer

The best

Response from the owner: Thanks for giving us five stars, Deajha! We appreciate your feedback.

Atoya Brannon

I love this insurance company. They always look out and try to get me a better rate.

Response from the owner: Atoya, it is wonderful to hear this. Our goal is to provide our clients with the best rates and policies to meet their needs, so we are thrilled that has been your experience. Thank you so much for sharing!

Clara Young

Awesome company

Response from the owner: Thanks for the review, Clara! We appreciate your feedback.

Nick Inman

I have been using Curtis Helms Insurance since I was able to drive! They are always so friendly and helpful and it’s always a pleasure working with them

Response from the owner: Thanks for giving us five stars, Nick! Your feedback means a lot to us.

Rosa Clark

All of the team with Curtis Helms Insurance is great. Rebecca is awesome. I really appreciate her assistance.

Response from the owner: Thank you so much for the kind words, Rosa! We’re thrilled to hear you had a great experience with our team.

Levon

Very charismatic and knowledgeable

Response from the owner: Levon, it's great to know your experience with our team was so commendable, and we are grateful for your 5 stars. If you have any further questions related to your insurance policies or rates, please do not hesitate to reach back out.

Mark Hatfield

Greg was very helpful and I was able to handle everything over the phone and quite efficiently, I might add. Excellent service.

Response from the owner: We're glad we were able to help! Thanks for the review, Mark.

Keisha Stroud

I have been with them for years and love it

Response from the owner: Thanks for sticking with us, Keisha! We appreciate your great review.

Savion Aikens

always courteous service

Response from the owner: We love hearing this, Savion! Thank you for sharing about the kind and courteous service you always receive from our team, and please reach back out whenever you have insurance questions that we may assist you with.

Eric Thomas

Good company and people to do business with.

Response from the owner: Thank you for your kind words! We’re so glad you had a great experience with our team.

Armisha Slade

I been with this company for years my family has used Helms insurance for years, it’s family owned and it feels that way the staff is awesome. I would definitely recommend them for insurance.

Response from the owner: We’re so grateful for your support over the years! It means a lot to know your family continues to choose us for your insurance needs.

Artavius

Great customer service just all around great people

Response from the owner: We really appreciate that! Our team works hard to provide great service every time.

Kalon Williams

Greg was super nice/professional and very helpful

Response from the owner: We’re so happy you had a positive experience! Thank you for trusting our team.

Irina Masters

Very caring , understanding and helpful professionals. My personal gratitude to you all . Thank you very much !!!

Response from the owner: Thank you, Irina! We are grateful for you, too!

Yvette Hines

Curtis Helms agency has always made everyone feel like family. They know you by name and your children and grand children very personable. I love it. 🤗❣️❣️❣️ Greg did a excellent job helping me thanks Greg.

Response from the owner: Thanks for the 5-star review, Yvette! We love building relationships with our valued customers!