Set up the right new insurance for your needs.
Buying a new home is an exciting milestone, but it also comes with significant responsibilities, including securing the right new home insurance. If you’re preparing to move into a new home in Raleigh, North Carolina, we’re here to help protect your investment from the start. At Curtis Helms Insurance, we walk you through selecting the right coverage so you can close with confidence and live with peace of mind.
New home insurance does more than protect the structure itself. It also covers your personal belongings, provides liability protection, and helps you recover from unexpected events like fire, theft, or storm damage. We help you understand what’s included in your policy and guide you through key decisions like how much dwelling coverage to carry, what deductible makes sense, and whether to add options like extended replacement cost or water backup protection.
If your new home is part of a mortgage agreement, you must also meet lender requirements. We take care of the paperwork to ensure your insurance is ready for closing day, including timely communication with your real estate agent and lender. Our team also evaluates opportunities for savings, such as bundling with auto insurance or installing safety upgrades like smoke detectors and alarm systems.
We work with multiple top-rated insurance carriers to find a plan that fits your home, budget, and lifestyle. You won’t get a one-size-fits-all policy—we tailor our recommendations to your property’s location, condition, and risk factors to provide coverage that fits.
If you’re buying a home and need new home insurance, reach out to our team today. We’ll ensure you’re covered from day one so you can enjoy your new space without worry.
At Curtis Helms Insurance, we offer new home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.