Car insurance is both necessary and important. It’s necessary because it’s illegal in Charlotte, North Carolina, to drive without car insurance, and it’s important because insurance can be crucial in the event of an accident. Many factors influence the price and availability of car insurance, including speeding tickets and other aspects of your driving history. In some cases, your driving history may indicate that you need high-risk car insurance.
High-risk car insurance is an option for drivers with a history of high-risk behavior, such as driving under the influence or speeding tickets. The more recent these events, the more they’re considered for requiring high-risk car insurance. As these events start to fade into the past, they’ll become less pertinent and potentially open up other car insurance options.
If you’re a high-risk driver, you may find yourself in a position requiring expensive car insurance. While this insurance may seem expensive, the consequences of driving without it can lead to more hardships, financial and otherwise. It’s important to stay covered and to know that building a new history of safe driving habits is possible.
Even with a history of high-risk driving behavior, everybody should have insurance they can afford. We’re happy to help you find affordable insurance options that fit your needs. We’ll help you navigate different policy options and can answer any questions you have about high-risk car insurance. Contact us today at Curtis Helms Insurance for more information or to schedule a face-to-face meeting with one of our experienced agents.