With the rising ease and popularity of purchasing insurance online, many people are wondering if they still need an insurance agent in our digital world. Here at Curtis Helms Insurance, we believe that the answer to that question is a definitive “Yes!” Having an insurance agent you trust gives you peace of mind. Imagine the scenarios in which you might need to file an insurance claim. Perhaps you were just in an automobile accident. Perhaps a tree has fallen on your home. Perhaps your spouse has unexpectedly passed away. In all these challenging moments, wouldn’t it feel better to call a trusted and known insurance agent than to call the customer service line of some online company?
Peace of mind is not the only reason it makes sense to have an insurance agent, even now. Your insurance agent will also learn about your family, your lifestyle and your financial goals. He or she can help you:
- Save money: An insurance agent can help you shop policies and revisit your needs periodically to make sure you still need all the coverage you have. Bundling policies with one company is a common way to save money, especially for auto and home policies.
- Save time: When you deal with a single insurance agent, you don’t have to make multiple phone calls if a payment method changes or you need to make a complex claim.
- Understand your coverage: Your insurance agent is available anytime you need to discuss your coverage and policies. All those specialized terms and clauses can feel overwhelming if you must navigate them alone.
Your insurance agent can help protect you and your family from unexpected loss or liability that could threaten your financial well-being. A good insurance agent can be your advocate and advisor in some of life’s most challenging moments.