An insurance agent works to calculate and determine different risks. For example, driving a car involves a variety of risk factors, and car insurance is designed to cover some of the most likely worst-case scenarios.
In our experience here at Curtis Helms Insurance, the rates of car accidents go up during rainy conditions. So, our insurance agents have put together this article to offer some tips on how to drive safely in the rain.
- Maintain Your Car – Before you even get on the road, you should check your car’s safety features to make sure they will be effective in rainy conditions. Any insurance agent would recommend testing your windshield wipers, headlights, taillights, and tire traction before the rainy season begins.
- Leave Space Between Cars – When you get on the road in rainy conditions, you should leave plenty of space between your car and the one in front. Wet roads are slippery, which means it will take longer for your vehicle to come to a complete stop, so you need to give yourself more space to brake. You should also start slowing down sooner than you would in dry conditions.
- Avoid Puddles – You might think driving through a puddle is harmless, but your insurance agent would probably disagree. It’s best to avoid puddles or areas of standing water on the roads since driving through them can cause your car to hydroplane. If you do find yourself hydroplaning, however, don’t slam on the brakes! Instead, just take your foot off the gas and steer in the direction you need to go.