Here at Curtis Helms Insurance, we know your home is important to you, and we want to help you keep it safe in the event of an emergency. Accidents can happen at any time and often have severe financial consequences. To protect yourself from these consequences, you’ll need great homeowners insurance coverage. If this is your first home, you may not be familiar with how to get a homeowners insurance estimate or know what information you’ll need to provide. In this article, we’ll go over the process and give you everything you need to know to get that estimate.
Most insurance estimates will ask for some basic personal information, such as your full name, date of birth, and Social Security number. In the case of a homeowners insurance estimate specifically, our agents will also need to know the address of the home you plan to insure. Following that, you can discuss what types of coverage and limits you want on your policy, which will go into calculating your final estimate. Our insurance agents may also ask about any recent renovations or repairs, as well as things like the age of the water heater and plumbing. If you aren’t sure what kind of work the previous owner did to care for the property, you can search for local building permits to get some of that information. Once we have compiled everything we need, we’ll present you with your homeowners insurance estimate.
We at Curtis Helms Insurance hope that this information has demystified the insurance process for you. If you have further questions or you’re ready to get started with your estimate, simply give us a call.