Auto Insurance, Charlotte, NC

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We provide comprehensive auto insurance policies to keep you safe on the road.

At Curtis Helms Insurance, we know that everyone does their best to stay safe on the road. However, even the most careful of drivers can’t account for every possibility, and even the most thorough safety system still leaves room for error. No one plans to have a car accident, but failing to plan for the possibility of one can leave you floundering if the worst happens. Having a good auto insurance policy is an essential part of safe driving, and our team at Curtis Helms Insurance can help you find the best coverage for your needs and budget.

Auto Insurance in Charlotte, North Carolina

Auto insurance gives you a financial safety net in the event that you are involved in an accident or suffer a car theft.

Most auto insurance policies cover a variety of circumstances, including damage to your vehicle from collisions or other causes such as natural disasters; this first type of coverage is called collision coverage, and the second is referred to as comprehensive coverage. The typical insurance plan will also cover liability for property damage or personal injury resulting from accidents for which you are at fault.

"I trust them with my life!"

 
Testimonial

"I have been doing business with this family for years, and I trust them with my life! I have also referred them to multiple family and friends throughout the years. Mr. Helms and his son know almost everything, and if they don't, they will steer you in the right direction."

★★★★★ -Courtney B.

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Services We Offer

Home Insurance

Protect Your Home and Your Peace of Mind

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Ensure a Brighter Future for Your Loved Ones

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Comprehensive Coverage for Your Business Assets

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

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We offer the excellent customer service you deserve.

At Curtis Helms Insurance, we are proud to serve the Charlotte, North Carolina community. We are committed to keeping the roads safer for everyone through our auto insurance policies. If you have questions about our coverage, you can call our team for more information about what we can do for you. Give us a call today if you are ready for a new auto insurance policy.

FAQs About Shopping for Auto Insurance In The Charlotte Area

If you own a car, you need auto insurance. And since you have to have it, you don’t want to pay a fortune to insure your vehicle. Below, we’ve answered some questions about shopping for an auto insurance policy and getting the best rate.

What factors impact my auto insurance rate?
There are many factors that impact what you will pay for car insurance. Some of these include the type of car you drive, where you live, how much you drive, and your collision history.
Wil my auto insurance go up if I get into an accident?
In most cases, yes, it will. However, we can help you find the best coverage for the best possible rate, so even if you have an accident on your record, this doesn’t mean you will pay a small fortune to insure your car.
Do I need comprehensive auto insurance?
This depends on your personal preferences. While some people prefer comprehensive coverage, so they don’t have to worry about anything, others prefer just putting collision coverage on their car and taking more of a risk. If are still making payments on your car, the lender may require you to have comprehensive coverage.
Why should I choose your insurance agency?
We are extremely friendly, client oriented, and experienced. Our goal is to make sure finding the right car insurance policy is easy and efficient.
How do I set up an appointment?
Reach out to us directly and we’ll set up a time to discuss your insurance needs and help you find the right car insurance policy. We look forward to hearing from you!

At Curtis Helms Insurance, we offer auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent auto insurance agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

 
Excellent
4.9
To Whom It May Concern,I am writing to share my highest recommendation for Curtis Helms Insurance CompanyAfter 17 years as a loyal customer, with another insurance company. I recently went through a highly complex and challenging insurance situation. Throughout the entire process, Curtis Helms insurance went above and beyond to support me until everything was completely resolved.It is rare to find a company that demonstrates this level of care and reliability when you need it most. I highly recommendCurtis Helms Insurance Company to anyonefor dependable home, auto, or general insurance coverage.The person that was most helpful Katherine.[ Elvira McCall
Very good at communicating about my needs.
Response from the owner: Thanks for taking the time to review us, Tim!
Rebecca was great and polite.Im thankful she was able to get me reasonable coverage for my vehicle!
Response from the owner: Thanks for the kind words! We'll be sure to pass your compliments along to Rebecca. We're always here to help if you need anything else.
I've dealt with with this company for years and have had multiple cars insured by them. Never had a problem and they are very nice, professional and makes you feel like you are part of a family
Response from the owner: We're happy we make you feel like a part of our insurance family, Sylmyles! Thanks for leaving us such a positive review.
I've been dealing with Curtis Helms insurance for about 5 years. Greg is my man to go to, to get me the best bang for my buck. He's gone through quite a few companies to get what I need for my Auto insurance. Highly recomend.5 stars across the board. Everyone is so helpful and takes the time to discuss all my options before I bought my last policy.
Response from the owner: We appreciate the 5-star review, Devan!
Curtis Helm’s team checked several insurance companies for my car insurance and got back to me with a great quote for the year, saving me a lot of money$$$$.Home owners insurance was also a savings! Would highly recommend to have them check around, especially if you haven’t in a few years, mine kept inching up, plus an “incident” that wasn’t my fault was listed on my old insurance that made it go up.
Response from the owner: Thanks for the fantastic review! Making sure you get the best rates without being penalized for things out of your control is exactly what we're here for.
Wow fat Brady clear and comfortable. Thanks dude
Everyone is always so kind and professional.
Response from the owner: Thank you, Dyana! It's incredibly uplifting to know how much our team's friendly, professional assistance has impressed you, and we are here to answer any questions you have about your insurance coverage. Give us a call anytime.
Always professional friendly and courteous.
Response from the owner: Thank you so much, Andrew! We love taking care of our customers and truly appreciate your continued support.
Great customer service, very helpful and patient
Response from the owner: Thanks for giving us a great 5-star review, Olivia! We appreciate you!
Very friendly, They are very helpful when I have any problems. I thank them so much for what they do.
Response from the owner: Thanks for giving us 5 stars, Melina!
Great Customer Service
Response from the owner: Thank you, Phyllis! We love having you as part of our insurance family!
I had the same insurance agency for over 20 years Hi Curtis/Chris.....my whole family and alot of our friends use this same agency
Response from the owner: Thanks for the great review, Von! We're sure grateful for loyal customers like you!
feel good
Response from the owner: Candida, thank you for sharing such positive feedback. It's gratifying to know you've found our assistance to be worthy of 5 stars, and we will continue working hard to find you the best coverage for your needs. Reach out anytime.
Very knowledgeable and experienced!
Response from the owner: We're glad we could put our knowledge to work for you! Thanks for the five-star review, Catherine.
The best in town
Response from the owner: Thanks for giving us five stars, Deajha! We appreciate your feedback.
Very informative and convenient great staff
Response from the owner: Thanks for giving us 5 stars, Stephane!
I’ve been a customer a few years. I’ve never had any issues and customer service is excellent.
Response from the owner: Your review means a lot to us, Alton! Thanks for giving us five stars.
Me and my family (mom, dad, brother, sisters) have been dealing with Curtis helms for years and I love the entire company, they're very nice, polite and respectful, just all around GREAT people who do GREAT business and treat you like family...
Response from the owner: Thanks for the 5-star rating!
Been with them over 20 years they are great people
Response from the owner: Thanks for the 5 stars! We really appreciate your business and your ongoing support.
Great company and completely knowledgeable of the Insurance business 👏
Response from the owner: Thanks for giving us five stars, Drucilla! We appreciate your feedback.
The best
Response from the owner: Thank you for the 5 stars!
Always so fast to spend me the information that I need
Response from the owner: Thank you for the 5-star rating! We are so grateful for your trust in our business and our team.
Exceptional Service
Response from the owner: Thank you for the 5-star review! We hope to have the opportunity to assist you again the next time you need us.
I had a great experience with Curtis Helms Agency. They helped me get insurance set up for vehicle quickly and took the time to clearly explain my coverage options and what they had to offer. They were professional, responsive, and made the entire process simple and stress-free.What stood out to me most was how personable they were. They worked with me quickly whenever I needed assistance and even took the time to wish me a happy birthday, which was a really nice personal touch. You can tell they genuinely care about their customers. I would definitely recommend Curtis Helms Agency to anyone looking for reliable, friendly, and professional insurance service.
Response from the owner: We sincerely appreciate the 5 stars! Our team works hard to make sure every client is taken care of, and it is wonderful to hear we accomplished that for you.
Customer service is awrsome
Response from the owner: Thanks for giving us 5 stars, Julie! We really appreciate it!
I've been dealing with Curtis Helms for many years and I never had a problem with their service they are always professional and willing to help guide you through all of the details of your policies and if you have any concern they will talk you through it to help you understand your policy and make sure that you are satisfied with your coverage. I trust them and appreciate their services.
Response from the owner: Thanks, Alesia! We appreciate your kind words. If there's anything we can do to earn that 5th star, please let us know!
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We’ll Help You Get the Best Deal on Auto Insurance

We'll Help You Get the Best Deal on Auto Insurance

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