Auto Insurance, Charlotte, NC

Home > Auto Insurance, Charlotte, NC

We provide comprehensive auto insurance policies to keep you safe on the road.

At Curtis Helms Insurance, we know that everyone does their best to stay safe on the road. However, even the most careful of drivers can’t account for every possibility, and even the most thorough safety system still leaves room for error. No one plans to have a car accident, but failing to plan for the possibility of one can leave you floundering if the worst happens. Having a good auto insurance policy is an essential part of safe driving, and our team at Curtis Helms Insurance can help you find the best coverage for your needs and budget.

Auto Insurance in Charlotte, North Carolina

Auto insurance gives you a financial safety net in the event that you are involved in an accident or suffer a car theft.

Most auto insurance policies cover a variety of circumstances, including damage to your vehicle from collisions or other causes such as natural disasters; this first type of coverage is called collision coverage, and the second is referred to as comprehensive coverage. The typical insurance plan will also cover liability for property damage or personal injury resulting from accidents for which you are at fault.

"I trust them with my life!"

 
Testimonial

"I have been doing business with this family for years, and I trust them with my life! I have also referred them to multiple family and friends throughout the years. Mr. Helms and his son know almost everything, and if they don't, they will steer you in the right direction."

★★★★★ -Courtney B.

Contact Us to Get a Quote for Auto Insurance

Services We Offer

Home Insurance

Protect Your Home and Your Peace of Mind

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Ensure a Brighter Future for Your Loved Ones

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Comprehensive Coverage for Your Business Assets

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

Contact Us to Get a Quote for Auto Insurance

We offer the excellent customer service you deserve.

At Curtis Helms Insurance, we are proud to serve the Charlotte, North Carolina community. We are committed to keeping the roads safer for everyone through our auto insurance policies. If you have questions about our coverage, you can call our team for more information about what we can do for you. Give us a call today if you are ready for a new auto insurance policy.

FAQs About Shopping for Auto Insurance In The Charlotte Area

If you own a car, you need auto insurance. And since you have to have it, you don’t want to pay a fortune to insure your vehicle. Below, we’ve answered some questions about shopping for an auto insurance policy and getting the best rate.

What factors impact my auto insurance rate?
There are many factors that impact what you will pay for car insurance. Some of these include the type of car you drive, where you live, how much you drive, and your collision history.
Wil my auto insurance go up if I get into an accident?
In most cases, yes, it will. However, we can help you find the best coverage for the best possible rate, so even if you have an accident on your record, this doesn’t mean you will pay a small fortune to insure your car.
Do I need comprehensive auto insurance?
This depends on your personal preferences. While some people prefer comprehensive coverage, so they don’t have to worry about anything, others prefer just putting collision coverage on their car and taking more of a risk. If are still making payments on your car, the lender may require you to have comprehensive coverage.
Why should I choose your insurance agency?
We are extremely friendly, client oriented, and experienced. Our goal is to make sure finding the right car insurance policy is easy and efficient.
How do I set up an appointment?
Reach out to us directly and we’ll set up a time to discuss your insurance needs and help you find the right car insurance policy. We look forward to hearing from you!

At Curtis Helms Insurance, we offer auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent auto insurance agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

 
Excellent
4.9
Hands down Helms Insurance is the best in the state. The family owned company always offers affordable rates and a variety of coverage to fit your needs. Staff is always professional and treats everyone like family. Helms insurance has been my insurance provider for over 25 years and will remain.
Response from the owner: We are thrilled by your exceptional rating, Demika! Thank you for indicating what confidence you have in our services. Whenever you have insurance-related questions that we may answer, please don't hesitate to reach out!
They have great customer service!! And shout out to Rebecca she has been such an amazing help getting my insurance coverage! Five ⭐️⭐️⭐️⭐️⭐️
Response from the owner: We're glad we could help with your insurance needs! Thanks for the kind review.
Very curtious and knowledgeable, the best ever.
Response from the owner: Thanks for giving us five stars, Marcella! We appreciate your feedback.
Very good company and customer service
Response from the owner: Thank you, Jacqueline! We are delighted that you have been pleased with our team and our services, and we will continue to be here for you. Reach out whenever you have questions related to your insurance coverage!
Very knowledgeable
Response from the owner: Carol, thank you for your kind comment and 5-star rating! We are so glad you've found our team members to be so knowledgeable, and we will continue working hard to find you the best coverage for your needs. Give us a call with questions anytime.
Always a positive experience with the great staff at Curtis Helms Insurance.
Response from the owner: Thanks for the 5-star review! We are so glad you feel good about working with us!
GREAT CUSTOMER SERVICE!!! 10/10 GREG WAS AWESOME! Thank you!
Response from the owner: Thank you for your review! We’re thrilled you had such a great experience with our team.
I have used them since forever and would not use anyone else
Response from the owner: Thanks so much for being a long-time customer, Sabrina!
Always a great experience!
Response from the owner: Your review means a lot to us, Karen! Thanks for giving us five stars.
My experience is and has always been great..Mr Curtis set a standard that the team follows.. I have been with them for over 20 years..love them
Response from the owner: We're happy we could help with your insurance needs, Michelle! Thanks for the great review.
Great Customer Service
Response from the owner: Thank you, Phyllis! We love having you as part of our insurance family!
The best insurance company
Response from the owner: Thank you for 5 star rating, Justine! ⭐
Awesome customer service!
Response from the owner: Thanks, Robin! We appreciate you!
I have always had good results! Good customer service!
Response from the owner: We're glad we can always help you get good results! Thanks for the five-star review, Shirley.
Been doing business with this company since 2017 when I first got my license & car. I love them!
Response from the owner: Thank you so much for taking the time to leave us a wonderful review! We appreciate your business!
Always pleasant and delightful.
Response from the owner: Thank you for the 5 stars, Sidney!
A1
Response from the owner: Thank you for the five stars, Angela!
I love curtis helms insurance best place to be thier warm and friendly courteous and professionalism
Response from the owner: Thanks so much, Priscilla! We are happy to have you as part of our insurance family!
i needed insurance asap and alex and carolyn was great took care of me quickly thank you so much
Response from the owner: Thanks for sharing your experience, Adrienne! We are glad we were able to help in your time of need.
Amazing customer service very helpful got me the best quote thank you so much!
Response from the owner: Thanks for the 5 stars, Andrea! You made our day. 😊
Great insurance agent ! I recommend them for everyone! They will help you get protected.Thank you Curtis Helms Insurance!
Response from the owner: Thank you so much for the five-star rating, Hala! We truly appreciate your support.
I get the best cuote here. im happy
Response from the owner: Thanks for the five-star review, Jose! We appreciate your feedback.
Very friendly and professional. Has the cheapest insurance in Charlotte
Response from the owner: We appreciate the great review, Angela! We are grateful to have you as a customer!
fast response! very helpful with explaining policy requirements
Response from the owner: Thank you, Gladys! We are happy that our team answered your questions so promptly and thoroughly, and we are if you need anything else related to your coverage. Please contact us anytime!
Curtis Helms Insurance was recommended to me by a good friend of mine. I must say it was a pleasure connecting with them and finding a better insurance. 10/10 I would recommend.
Response from the owner: Thanks for giving us five stars! We appreciate your feedback, Dwana.
js_loader

Contact Us to Get a Quote for Auto Insurance

We’ll Help You Get the Best Deal on Auto Insurance

We'll Help You Get the Best Deal on Auto Insurance

Similar Services We Offer:

Car Insurance in Charlotte, North Carolina

Car Insurance

Save on car insurance by turning to us. You might be a practical car owner, picking out vehicles with good...
Read More

Motorcycle Insurance

Motorcycle Insurance

If you have a motorcycle, our motorcycle insurance policies will help you be prepared for any eventuality. Many people enjoy...
Read More

Truck Insurance

Truck Insurance

Protect your investment with truck insurance that fits your needs. Making an investment in a truck for personal or business...
Read More

X

Get a Quote for Auto Insurance

  • MM slash DD slash YYYY

X

Get a Quote for Auto Insurance

  • MM slash DD slash YYYY

X

Get a Quote for Auto Insurance

  • MM slash DD slash YYYY