Auto Insurance, Charlotte, NC

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We provide comprehensive auto insurance policies to keep you safe on the road.

At Curtis Helms Insurance, we know that everyone does their best to stay safe on the road. However, even the most careful of drivers can’t account for every possibility, and even the most thorough safety system still leaves room for error. No one plans to have a car accident, but failing to plan for the possibility of one can leave you floundering if the worst happens. Having a good auto insurance policy is an essential part of safe driving, and our team at Curtis Helms Insurance can help you find the best coverage for your needs and budget.

Auto Insurance in Charlotte, North Carolina

Auto insurance gives you a financial safety net in the event that you are involved in an accident or suffer a car theft.

Most auto insurance policies cover a variety of circumstances, including damage to your vehicle from collisions or other causes such as natural disasters; this first type of coverage is called collision coverage, and the second is referred to as comprehensive coverage. The typical insurance plan will also cover liability for property damage or personal injury resulting from accidents for which you are at fault.

"I trust them with my life!"

 
Testimonial

"I have been doing business with this family for years, and I trust them with my life! I have also referred them to multiple family and friends throughout the years. Mr. Helms and his son know almost everything, and if they don't, they will steer you in the right direction."

★★★★★ -Courtney B.

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Services We Offer

Home Insurance

Protect Your Home and Your Peace of Mind

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Ensure a Brighter Future for Your Loved Ones

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Comprehensive Coverage for Your Business Assets

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

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We offer the excellent customer service you deserve.

At Curtis Helms Insurance, we are proud to serve the Charlotte, North Carolina community. We are committed to keeping the roads safer for everyone through our auto insurance policies. If you have questions about our coverage, you can call our team for more information about what we can do for you. Give us a call today if you are ready for a new auto insurance policy.

FAQs About Shopping for Auto Insurance In The Charlotte Area

If you own a car, you need auto insurance. And since you have to have it, you don’t want to pay a fortune to insure your vehicle. Below, we’ve answered some questions about shopping for an auto insurance policy and getting the best rate.

What factors impact my auto insurance rate?
There are many factors that impact what you will pay for car insurance. Some of these include the type of car you drive, where you live, how much you drive, and your collision history.
Wil my auto insurance go up if I get into an accident?
In most cases, yes, it will. However, we can help you find the best coverage for the best possible rate, so even if you have an accident on your record, this doesn’t mean you will pay a small fortune to insure your car.
Do I need comprehensive auto insurance?
This depends on your personal preferences. While some people prefer comprehensive coverage, so they don’t have to worry about anything, others prefer just putting collision coverage on their car and taking more of a risk. If are still making payments on your car, the lender may require you to have comprehensive coverage.
Why should I choose your insurance agency?
We are extremely friendly, client oriented, and experienced. Our goal is to make sure finding the right car insurance policy is easy and efficient.
How do I set up an appointment?
Reach out to us directly and we’ll set up a time to discuss your insurance needs and help you find the right car insurance policy. We look forward to hearing from you!

At Curtis Helms Insurance, we offer auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent auto insurance agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

 
Excellent
4.9
Always professional and very knowledgeable about all insurance related concerns
Response from the owner: Thank you for giving us 5 stars, Donald!
Great helped
Response from the owner: Thank you for the 5 stars! Providing top-notch service is always our goal.
Always professional- Rebecca
Response from the owner: Thank you for this wonderful feedback! We care deeply about the service we provide to our valued clients, so we are thrilled that our team's professionalism has stood out. Please don't hesitate to give us a call if we may answer any questions related to your coverage!
I love this company they help me with low car insurance prices
Response from the owner: Thank you so much for this wonderful review! It made us smile to know how helpful we've been in finding you the best rates, and we will continue to be here to answer any questions you have. Reach out anytime!
Been with Curtis for 20 years+ best in the business
Response from the owner: Thanks for the five-star review, Juston! Call us if you ever need help with insurance again.
Always professional and courteous!
I have been with the Helms family for a few years their very friendly and helpful I enjoy doing business with Curtis Helms.
Response from the owner: Thanks for the 5-star review, Latonya!
Excellent service
Response from the owner: We appreciate your feedback, Patricia! Thanks for giving us five stars.
Always recommend my friends to Curtis. I’ve been with them since I was a teen and everyone who’s always helped me with any service has been great! Curtis, Rebecca, Greg, Will and Maria love yall thanks for always dealing with my ahh😆🫶🏽
Response from the owner: Thanks for giving us five stars! We're glad you were happy with our service.
I Thank God For Mr.Greg I had a situation with my down payment and he worked it out for me so that I could get insurance on my vehicle your The Best
Response from the owner: Thank you, Dishaun! We look forward to working with you again ⭐
I love this insurance company. They always look out and try to get me a better rate.
Response from the owner: Atoya, it is wonderful to hear this. Our goal is to provide our clients with the best rates and policies to meet their needs, so we are thrilled that has been your experience. Thank you so much for sharing!
Great fast customer service!!
Response from the owner: Thanks for the great review, Brandy! We hope to work with you again soon.
Very friendly, They are very helpful when I have any problems. I thank them so much for what they do.
Response from the owner: Thanks for giving us 5 stars, Melina!
Thank you Greg so much for helping me i really appreciate you have great day
Response from the owner: Thank you for the kind words! We're thrilled to hear you had a great experience 👍
They are very helpful willing the staff at Curtis Helms is knowledgeable and on point I will refer everyone to choose and give this insurance company your business my policy has reduced bye 30 dollars thanks Curtis Helms
Response from the owner: Byron, we are gratified to know you've been so pleased with our team's support. Thank you for sharing. And please reach back out if you have any insurance questions or needs that we may help you with going forward!
They are the nicest and most professional people. They get the job done in a wick and professional manner
Response from the owner: We really appreciate the 5 stars! Thank you for choosing us!
Great comment highly recommend. Spoke with Will today, nice guy…
Response from the owner: Thank you, Ashley! We are thrilled that you were pleased with the quote you received along with Will's helpful support. Please let us know if you have any additional questions, and we will be happy to assist you.
I have used Helms Ins over 20+ years. They are like family to me.
Response from the owner: Thank you for being part of the family for over 20 years! Your trust and loyalty mean the world to us, and we're always here for you.
GREAT INSURANCE COMPANY! EVEN BETTER CUSTOMER SERVICE AND DEPENDABILITY!Thank You Guys for all you do!
Response from the owner: Thank you for sharing your five-star rating! Our team will always be here to assist you whenever you have questions about your insurance plans or rates. Reach out anytime!
super friendly • affordable • fast
Response from the owner: We are thrilled by your feedback, Azondria! Thank you for your vote of approval and compliments for our helpful and friendly team.
Always have your best interest at heart.
Response from the owner: Thank you for your review, Angela and for your kind words!
Great people to help you to get you great rates.
Response from the owner: Angela, your feedback is precisely what we strive for. Thank you for highlighting our wonderful team and our sincere efforts to find you the best rates and coverage for your needs!
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We’ll Help You Get the Best Deal on Auto Insurance

We'll Help You Get the Best Deal on Auto Insurance

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