Commercial Insurance, Monroe, NC

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Protect your business’ operations with the right insurance policies.

As the name indicates, commercial insurance provides protection for businesses, including the actual business owners and their employers. Every business is different, so there is no “one-size-fits-all” insurance policy for those who own and run an organization in Monroe, North Carolina. For example, an auto repair shop will have very different insurance needs than a retail store or a golf course. At Curtis Helms Insurance, we understand this and are here to help you compile an effective commercial insurance policy for your business that reduces liability, mitigates risk, and secures your peace of mind.

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Commercial Insurance in Monroe, North Carolina
What type of commercial insurance you need and the specifics of your policies depend on many factors including:

  • The location of your business
  • How many employees you have
  • The number of years you’ve been in business
  • Your gross annual revenue
  • Whether your business rents or owns its vehicles
  • Whether you own or lease the building you operate out of

While your business may require specialized policies based on these and other factors, most businesses require professional liability insurance, property insurance, workers’ compensation insurance, vehicle insurance, and business interruption insurance. Our customer-focused team will analyze what your business does and your current insurance policies to determine the right way to proceed.

"Very knowledgeable and proactive."

 
Testimonial

This a great place to do business! Chris and his staff are very knowledgeable and proactive with the change in policies. They will always make sure the customer's best interest comes first! I’ve done business with them for years and will continue to because they care!

★★★★★ -Ellen S.

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Services We Offer

Home Insurance

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.
Life Insurance

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.
Commercial Insurance

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

Contact Us to Get a Quote for Commercial Insurance

We offer the excellent customer service you deserve.

Without the right commercial insurance, you put your business’ operations, profitability, and longevity at risk. If you want to receive a free quote or speak with one of our representatives, get in touch with us at Curtis Helms Insurance today.


At Curtis Helms Insurance, we offer commercial insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

FAQs About Home Insurance

Here at Curtis Helms Insurance, we know that your home is important to you, and we want to help you do what’s best for it. Our team offers high-quality home insurance to help you protect your investment. If you have questions about home insurance, we encourage you to keep reading to find the answers you need below. (If we didn’t get to your question in this article, feel free to reach out to us directly.)

What does home insurance cover?
Most standard insurance policies cover the costs of home repairs or rebuilds, temporary housing arrangements, personal property damage or theft, and liability. In other words, if your home or belongings are damaged, your insurance will pay to replace or repair them. Your policy will also cover the cost of a rental home if your existing home becomes temporarily uninhabitable and will cover any legal or medical expenses you may face as the result of a liability lawsuit.
What does home insurance NOT cover?
Most home insurance policies do not cover flood or earthquake damage, but you can buy separate policies to cover you in those circumstances. In addition, home insurance won’t pay for repairs if the company finds that the damage was caused by a lack of proper maintenance.
Is there a way to lower my home insurance rate?
Most home insurance companies offer a discount for homes that have a security system installed, as the system lowers the risk of the property being robbed or vandalized. If you are looking for additional ways to lower your rate, just give us a call to consult our experts.

At Curtis Helms Insurance, we offer commercial insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.
 

See what some of our satisfied clients are saying about our insurance services.

 
Excellent
4.9
To Whom It May Concern,I am writing to share my highest recommendation for Curtis Helms Insurance CompanyAfter 17 years as a loyal customer, with another insurance company. I recently went through a highly complex and challenging insurance situation. Throughout the entire process, Curtis Helms insurance went above and beyond to support me until everything was completely resolved.It is rare to find a company that demonstrates this level of care and reliability when you need it most. I highly recommendCurtis Helms Insurance Company to anyonefor dependable home, auto, or general insurance coverage.The person that was most helpful Katherine.[ Elvira McCall
Very good at communicating about my needs.
Response from the owner: Thanks for taking the time to review us, Tim!
Rebecca was great and polite.Im thankful she was able to get me reasonable coverage for my vehicle!
Response from the owner: Thanks for the kind words! We'll be sure to pass your compliments along to Rebecca. We're always here to help if you need anything else.
I've dealt with with this company for years and have had multiple cars insured by them. Never had a problem and they are very nice, professional and makes you feel like you are part of a family
Response from the owner: We're happy we make you feel like a part of our insurance family, Sylmyles! Thanks for leaving us such a positive review.
I've been dealing with Curtis Helms insurance for about 5 years. Greg is my man to go to, to get me the best bang for my buck. He's gone through quite a few companies to get what I need for my Auto insurance. Highly recomend.5 stars across the board. Everyone is so helpful and takes the time to discuss all my options before I bought my last policy.
Response from the owner: We appreciate the 5-star review, Devan!
Curtis Helm’s team checked several insurance companies for my car insurance and got back to me with a great quote for the year, saving me a lot of money$$$$.Home owners insurance was also a savings! Would highly recommend to have them check around, especially if you haven’t in a few years, mine kept inching up, plus an “incident” that wasn’t my fault was listed on my old insurance that made it go up.
Response from the owner: Thanks for the fantastic review! Making sure you get the best rates without being penalized for things out of your control is exactly what we're here for.
Wow fat Brady clear and comfortable. Thanks dude
Everyone is always so kind and professional.
Response from the owner: Thank you, Dyana! It's incredibly uplifting to know how much our team's friendly, professional assistance has impressed you, and we are here to answer any questions you have about your insurance coverage. Give us a call anytime.
Always professional friendly and courteous.
Response from the owner: Thank you so much, Andrew! We love taking care of our customers and truly appreciate your continued support.
Great customer service, very helpful and patient
Response from the owner: Thanks for giving us a great 5-star review, Olivia! We appreciate you!
Very friendly, They are very helpful when I have any problems. I thank them so much for what they do.
Response from the owner: Thanks for giving us 5 stars, Melina!
Great Customer Service
Response from the owner: Thank you, Phyllis! We love having you as part of our insurance family!
I had the same insurance agency for over 20 years Hi Curtis/Chris.....my whole family and alot of our friends use this same agency
Response from the owner: Thanks for the great review, Von! We're sure grateful for loyal customers like you!
feel good
Response from the owner: Candida, thank you for sharing such positive feedback. It's gratifying to know you've found our assistance to be worthy of 5 stars, and we will continue working hard to find you the best coverage for your needs. Reach out anytime.
Very knowledgeable and experienced!
Response from the owner: We're glad we could put our knowledge to work for you! Thanks for the five-star review, Catherine.
The best in town
Response from the owner: Thanks for giving us five stars, Deajha! We appreciate your feedback.
Very informative and convenient great staff
Response from the owner: Thanks for giving us 5 stars, Stephane!
I’ve been a customer a few years. I’ve never had any issues and customer service is excellent.
Response from the owner: Your review means a lot to us, Alton! Thanks for giving us five stars.
Me and my family (mom, dad, brother, sisters) have been dealing with Curtis helms for years and I love the entire company, they're very nice, polite and respectful, just all around GREAT people who do GREAT business and treat you like family...
Response from the owner: Thanks for the 5-star rating!
Been with them over 20 years they are great people
Response from the owner: Thanks for the 5 stars! We really appreciate your business and your ongoing support.
Great company and completely knowledgeable of the Insurance business 👏
Response from the owner: Thanks for giving us five stars, Drucilla! We appreciate your feedback.
The best
Response from the owner: Thank you for the 5 stars!
Always so fast to spend me the information that I need
Response from the owner: Thank you for the 5-star rating! We are so grateful for your trust in our business and our team.
Exceptional Service
Response from the owner: Thank you for the 5-star review! We hope to have the opportunity to assist you again the next time you need us.
I had a great experience with Curtis Helms Agency. They helped me get insurance set up for vehicle quickly and took the time to clearly explain my coverage options and what they had to offer. They were professional, responsive, and made the entire process simple and stress-free.What stood out to me most was how personable they were. They worked with me quickly whenever I needed assistance and even took the time to wish me a happy birthday, which was a really nice personal touch. You can tell they genuinely care about their customers. I would definitely recommend Curtis Helms Agency to anyone looking for reliable, friendly, and professional insurance service.
Response from the owner: We sincerely appreciate the 5 stars! Our team works hard to make sure every client is taken care of, and it is wonderful to hear we accomplished that for you.
Customer service is awrsome
Response from the owner: Thanks for giving us 5 stars, Julie! We really appreciate it!
I've been dealing with Curtis Helms for many years and I never had a problem with their service they are always professional and willing to help guide you through all of the details of your policies and if you have any concern they will talk you through it to help you understand your policy and make sure that you are satisfied with your coverage. I trust them and appreciate their services.
Response from the owner: Thanks, Alesia! We appreciate your kind words. If there's anything we can do to earn that 5th star, please let us know!
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Contact Us to Get a Quote for Commercial Insurance

You Won’t Be Disappointed if You Choose Our Insurance Agency!

You Won't Be Disappointed if You Choose Our Insurance Agency!

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Get a Quote for Commercial Insurance

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Get a Quote for Commercial Insurance

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Get a Quote for Commercial Insurance

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