Protect your business’ operations with the right insurance policies.

As the name indicates, commercial insurance provides protection for businesses, including the actual business owners and their employers. Every business is different, so there is no “one-size-fits-all” insurance policy for those who own and run an organization in Monroe, North Carolina. For example, an auto repair shop will have very different insurance needs than a retail store or a golf course. At Curtis Helms Insurance, we understand this and are here to help you compile an effective commercial insurance policy for your business that reduces liability, mitigates risk, and secures your peace of mind.

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Commercial Insurance in Monroe, North Carolina

What type of commercial insurance you need and the specifics of your policies depend on many factors including:

The location of your business
How many employees you have
The number of years you’ve been in business
Your gross annual revenue
Whether your business rents or owns its vehicles
Whether you own or lease the building you operate out of

While your business may require specialized policies based on these and other factors, most businesses require professional liability insurance, property insurance, workers’ compensation insurance, vehicle insurance, and business interruption insurance. Our customer-focused team will analyze what your business does and your current insurance policies to determine the right way to proceed.

"Very knowledgeable and proactive."

This a great place to do business! Chris and his staff are very knowledgeable and proactive with the change in policies. They will always make sure the customer's best interest comes first! I’ve done business with them for years and will continue to because they care!

★★★★★ 22^th August 2018 -Ellen S.

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Services We Offer

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

Contact Us to Get a Quote for Commercial Insurance

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We offer the excellent customer service you deserve.

Without the right commercial insurance, you put your business’ operations, profitability, and longevity at risk. If you want to receive a free quote or speak with one of our representatives, get in touch with us at Curtis Helms Insurance today.

At Curtis Helms Insurance, we offer commercial insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

FAQs About Home Insurance

Here at Curtis Helms Insurance, we know that your home is important to you, and we want to help you do what’s best for it. Our team offers high-quality home insurance to help you protect your investment. If you have questions about home insurance, we encourage you to keep reading to find the answers you need below. (If we didn’t get to your question in this article, feel free to reach out to us directly.)

What does home insurance cover?

Most standard insurance policies cover the costs of home repairs or rebuilds, temporary housing arrangements, personal property damage or theft, and liability. In other words, if your home or belongings are damaged, your insurance will pay to replace or repair them. Your policy will also cover the cost of a rental home if your existing home becomes temporarily uninhabitable and will cover any legal or medical expenses you may face as the result of a liability lawsuit.

What does home insurance NOT cover?

Most home insurance policies do not cover flood or earthquake damage, but you can buy separate policies to cover you in those circumstances. In addition, home insurance won’t pay for repairs if the company finds that the damage was caused by a lack of proper maintenance.

Is there a way to lower my home insurance rate?

Most home insurance companies offer a discount for homes that have a security system installed, as the system lowers the risk of the property being robbed or vandalized. If you are looking for additional ways to lower your rate, just give us a call to consult our experts.

At Curtis Helms Insurance, we offer commercial insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

Excellent

4.9

Shalonda Jones

16 hours ago

Exceptional customer service for over 35 years

Amber Wilson

2 days ago

Great customer service

carrie trammell

4 days ago

Wonderful Agency! I have been with them for 25+ years!

Response from the owner:Thank you for your support, Carrie! We truly appreciate your business ⭐

Charlotte P Rogers

5 days ago

They are a great team!

Sabrina Jacobs

5 days ago

I have used them since forever and would not use anyone else

Response from the owner:Thanks so much for being a long-time customer, Sabrina!

Kelvin Miller

6 days ago

Chris has a very personalized service, if you are in the market for a great insurance company please visit

Response from the owner:Thanks for your great review, Kelvin!

Jamorris Singleton

1 week ago

Awesome customer service, very knowledgeable and great group of guys plus women. Excellent company to deal with!!!

Response from the owner:Thanks for giving us 5 stars, Jamorris!

Naesha Moser

2 weeks ago

Great people to speak to on insurance for your car, boat, house, animals, bike, or RVs!

Response from the owner:Thank you for your kind words! We're always happy to help with all your insurance needs.

Jason JKLMNOQ

2 weeks ago

Great helped he was great and super fast

Response from the owner:Thank you for the 5 stars! Providing top-notch service is always our goal.

OOH-WEEE GANG

2 weeks ago

This is a great insurance company I recommend anyone too come too them

Response from the owner:Thank you for the kind words! We strive to provide the best possible experience for our clients, and we're so glad you're happy with our agency.

Byron Steele

2 weeks ago

They are very helpful willing the staff at Curtis Helms is knowledgeable and on point I will refer everyone to choose and give this insurance company your business my policy has reduced bye 30 dollars thanks Curtis Helms

Response from the owner:Byron, we are gratified to know you've been so pleased with our team's support. Thank you for sharing. And please reach back out if you have any insurance questions or needs that we may help you with going forward!

Adrianne Collins

2 weeks ago

I have been with this company since 2020 and I love them they are awesome

Response from the owner:Thank you so much, Adrianne! It has been an honor to serve you since 2020, and we remain committed to providing you with exceptional guidance for all your insurance needs. Please do not hesitate to reach out to us anytime.

Ken Gurley

2 weeks ago

This family business has covered all my insurance needs for many years. They have not only met but exceeded all my expectations. Friendly service with high standards & upmost integrity! Charles Gurley

Response from the owner:Thanks for the great review! We're happy to have you as part of our insurance family. 🙂

John Jenrette

2 weeks ago

We appreciate the great customer service in every aspect of their handling of our insurance needs. They shop for the best price for our individual needs and are always available to answer questions and/or handle a specific need.

Response from the owner:Thanks for the great review, John! We are so glad we've been able to make sure you get the answers and policies you need!

Latonya willams

2 weeks ago

Very good Company Agents are extremly nice

Response from the owner:Thank you for the 5 stars! We're thrilled to know you had a great experience with our team.

Jarrett Brewer

3 weeks ago

Great customer service quick and easy quotes.

Response from the owner:We're glad we could help you get a quote, Jarrett! Thanks for giving us five stars.

Kea Barringer

3 weeks ago

Curtis Helms Insurance has been supportive of members of my family and I am grateful...

Response from the owner:Thank you for the kind review, Kea! We appreciate your feedback.

Phyllis Cooper

3 weeks ago

Great Customer Service

Response from the owner:Thank you, Phyllis! We love having you as part of our insurance family!

Keyonna

3 weeks ago

The best in the Queen City fast an reliable an not overly expensive 10/10 highly recommend especially Mrs Rebecca she is so sweet an professional

Response from the owner:Thank you, Keyonna! We are thrilled that Rebecca and our team have impressed you with their dependable service, and we will continue working hard to find you the best rates and coverage for your needs. Give us a call with questions anytime.

Tim Lowery (National Service Corp LLC)

3 weeks ago

Very good at communicating about my needs.

Response from the owner:Thanks for taking the time to review us, Tim!

Juwan Johnson

3 weeks ago

Exceptional service and great rates

Response from the owner:Thank you, Juwan! We take pride in finding the best rates for our clients, and it's uplifting to know you have felt so pleased with our services. Give us a call anytime if you have questions.

tania pozo

4 weeks ago

Rebecca is amazing!!!! All the way around!

Response from the owner:Thanks, Tania! We're so glad we could help you get a great deal!

Orlando Billings

4 weeks ago

Great environment, great people and just all around great company

Response from the owner:Thanks for the fantastic feedback, Orlando! We truly appreciate you taking the time to share your experience and are so glad to hear you enjoy working with our team!

Linda Harris

4 weeks ago

Katherine is a great agent. I would recommend Katherine and Helms insurance agency for you insurance needs.

Response from the owner:Thank you for the 5 stars!

zakoria jones

4 weeks ago

They always respond quickly and are extremely helpful! Curtis helms is always the first place I call when I need insurance coverage. Thank you guys!

Response from the owner:Thank you so much for the wonderful review and your continued trust! It's fantastic to hear that our quick response times and helpful team make us your go-to choice. We truly appreciate your loyalty to Curtis Helms!

Contact Us to Get a Quote for Commercial Insurance

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Let Us Help You Protect Your Business

Auto Insurance in Charlotte, North Carolina

Commercial Insurance, Monroe, NC

Protect your business’ operations with the right insurance policies.

"Very knowledgeable and proactive."

Contact Us to Get a Quote for Commercial Insurance

Services We Offer

Home Insurance

Life Insurance

Commercial Insurance

Contact Us to Get a Quote for Commercial Insurance

We offer the excellent customer service you deserve.

FAQs About Home Insurance

What does home insurance cover?

What does home insurance NOT cover?

Is there a way to lower my home insurance rate?

Why Choose Curtis Helms Insurance?

See what some of our satisfied clients are saying about our insurance services.

Contact Us to Get a Quote for Commercial Insurance

Let Us Help You Protect Your Business

You Won’t Be Disappointed if You Choose Our Insurance Agency!

Similar Services We Offer:

Box Truck Insurance

Box Truck Insurance

Casualty Insurance

Casualty Insurance

Delivery Service Insurance

Delivery Service Insurance

Dump Truck Insurance

Dump Truck Insurance

Fleet Insurance

Fleet Insurance

Get a Quote for Commercial Insurance

Get a Quote for Commercial Insurance

Get a Quote for Commercial Insurance