Protect your business’ operations with the right insurance policies.

As the name indicates, commercial insurance provides protection for businesses, including the actual business owners and their employers. Every business is different, so there is no “one-size-fits-all” insurance policy for those who own and run an organization in Monroe, North Carolina. For example, an auto repair shop will have very different insurance needs than a retail store or a golf course. At Curtis Helms Insurance, we understand this and are here to help you compile an effective commercial insurance policy for your business that reduces liability, mitigates risk, and secures your peace of mind.

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Commercial Insurance in Monroe, North Carolina

What type of commercial insurance you need and the specifics of your policies depend on many factors including:

The location of your business
How many employees you have
The number of years you’ve been in business
Your gross annual revenue
Whether your business rents or owns its vehicles
Whether you own or lease the building you operate out of

While your business may require specialized policies based on these and other factors, most businesses require professional liability insurance, property insurance, workers’ compensation insurance, vehicle insurance, and business interruption insurance. Our customer-focused team will analyze what your business does and your current insurance policies to determine the right way to proceed.

"Very knowledgeable and proactive."

This a great place to do business! Chris and his staff are very knowledgeable and proactive with the change in policies. They will always make sure the customer's best interest comes first! I’ve done business with them for years and will continue to because they care!

★★★★★ 22^th August 2018 -Ellen S.

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Services We Offer

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

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We offer the excellent customer service you deserve.

Without the right commercial insurance, you put your business’ operations, profitability, and longevity at risk. If you want to receive a free quote or speak with one of our representatives, get in touch with us at Curtis Helms Insurance today.

At Curtis Helms Insurance, we offer commercial insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

FAQs About Home Insurance

Here at Curtis Helms Insurance, we know that your home is important to you, and we want to help you do what’s best for it. Our team offers high-quality home insurance to help you protect your investment. If you have questions about home insurance, we encourage you to keep reading to find the answers you need below. (If we didn’t get to your question in this article, feel free to reach out to us directly.)

What does home insurance cover?

Most standard insurance policies cover the costs of home repairs or rebuilds, temporary housing arrangements, personal property damage or theft, and liability. In other words, if your home or belongings are damaged, your insurance will pay to replace or repair them. Your policy will also cover the cost of a rental home if your existing home becomes temporarily uninhabitable and will cover any legal or medical expenses you may face as the result of a liability lawsuit.

What does home insurance NOT cover?

Most home insurance policies do not cover flood or earthquake damage, but you can buy separate policies to cover you in those circumstances. In addition, home insurance won’t pay for repairs if the company finds that the damage was caused by a lack of proper maintenance.

Is there a way to lower my home insurance rate?

Most home insurance companies offer a discount for homes that have a security system installed, as the system lowers the risk of the property being robbed or vandalized. If you are looking for additional ways to lower your rate, just give us a call to consult our experts.

At Curtis Helms Insurance, we offer commercial insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

Excellent

4.9

N B

Always a good service provided and I always recommend and refer others to come here.

Response from the owner: We really appreciate your 5-star review! Thank you for your support!

tania pozo

Rebecca is amazing!!!! All the way around!

Response from the owner: Thanks, Tania! We're so glad we could help you get a great deal!

Sabrina Jacobs

I have used them since forever and would not use anyone else

Response from the owner: Thanks so much for being a long-time customer, Sabrina!

Keltrina Henderson

Family owned for years .low rates.

Response from the owner: Thank you for the 5 stars!

Amber Williams

There has never been a time that Mr Greg has not made every effort to expedite the services that I need efficiently and promptly. I'm always excited to work with him. He's very knowledgeable and experienced.

Response from the owner: We really appreciate your 5-star review! Making sure our clients are completely satisfied is our top priority. Thank you for your support!

Drucilla Banks

Great company and completely knowledgeable of the Insurance business 👏

Response from the owner: Thanks for giving us five stars, Drucilla! We appreciate your feedback.

Henrietta Mcgill

Flore _

Response from the owner: Thanks for giving us 5 stars, Henrietta!

Evolution 2.0

Hands down best insurance company I've done business so far with in my 26 years of driving. Chris took care of me over the phone and email and I never had to set foot in the office. Now if that's not customer service I don't know what is. I look forward to a long business relationship with Helms. I am definitely pleased so far! Thanks guys!

Response from the owner: Thanks so much for the glowing review! We appreciate your kind words.

Alex Nary

Fast, simple and very supportive

Response from the owner: Thanks for the 5 star rating! ⭐

Melinda Ratchford

Greg V with Curtis Helms Insurance has done a grand job of moving our insurance from a company we had for decades. We saved thousands of dollars for the same coverage. He was in no way pushy or demanding. It was a seamless process and we highly recommend his expertise. Katherine Nixon was of great help also.

Response from the owner: We truly appreciate your 5-star rating, Melinda! It is always our goal to provide exceptional service, and we are thrilled we could deliver that for you.

Bruce Watson

Very friendly people. I've been dealing with them for years.

Response from the owner: Thanks for the five-star review, Bruce! Call us whenever you need insurance help.

James Lifsey (Tom)

Greg was a pleasure to work with. He took my information and helped me find a fair auto insurance price. Kudos to Curtis Helms Insurance and Greg. More kudos to Greg 3 months later. Greg has found me affordable coverage on renter's insurance and has also lowered my auto premium. Great to work with...

Response from the owner: Nothing makes us happier than knowing you are 5-star-satisfied, James! Thank you for brightening our day with your outstanding rating. Whenever we may be of service, please don't hesitate to give us a call.

kia jenkins

Great service with helping me find the right inc.

Response from the owner: Thank you for your outstanding review, Kia! It's wonderful to know you were so pleased with our team's service and our efforts to find you the right coverage for your needs. Please let us know if you have any questions, and we'll be happy to assist you further!

Oliver Smith

I received a better price and easy process. They have a friendly team.

Response from the owner: Thank you for the great feedback! We're so glad the process was smooth.

Michelle Moore

My experience is and has always been great..Mr Curtis set a standard that the team follows.. I have been with them for over 20 years..love them

Response from the owner: We're happy we could help with your insurance needs, Michelle! Thanks for the great review.

Mazun Bey

Wonderful working with the lady that I was that was helping me very very helpful Carrr back when she said she would and got me the lowest

Response from the owner: Thank you so much for the 5-star review! We really appreciate your business.

Cathy Bostic

I have been dealing with Curtis Helms for maybe three to four years, I haven't had a problem with them so far. Very nice ppl.

Response from the owner: Thanks for the great review, Cathy! We appreciate your loyalty and look forward to continuing to work with you!

shalik redfern

Very helpful in understanding my driving history’s and how it appeals to the insurance companies also the customer service and easy access to my agent was phenomenal

Response from the owner: Thank you for leaving such a fantastic review! We loved working with you and are so glad you are satisfied with the results.

A Dot

They’re the best!

Response from the owner: Your review means a lot to us! Thanks for giving us five stars.

PR Extreme

Looking for insurance? Please don't worry about anything else. Curtis Helms will find you the best rate and will be courteous at the same time. Rebecca was delightful and responded quickly. I highly recommend them.

Response from the owner: Thank you for the kind words and recommendation! We're so glad Rebecca made your experience smooth and stress-free.

Iván Carrieri

Friendly staff, great service and good people! Also great pricing!

Response from the owner: Thank you for leaving such a fantastic review! We loved working with you ⭐

Latonya Evans

I have been with the Helms family for a few years their very friendly and helpful I enjoy doing business with Curtis Helms.

Response from the owner: Thanks for the 5-star review, Latonya!

Angela Arredondo

Always have your best interest at heart.

Response from the owner: Thank you for your review, Angela and for your kind words!

Ariel Jones

They are great love them been with them for years.

Response from the owner: Thanks for the five-star review, Ariel! Call us if you need insurance help.

Sidney Rogers

Always pleasant and delightful.

Response from the owner: Thank you for the 5 stars, Sidney!

Darryl Pharr

My father took me here over 30 years ago now I am taking my son's they are just like family Mr. Curtis knows all his customers by first name bases keep the good work up .

Djerah K Kudekor

Best agent, great customer service

Response from the owner: Thank you, Djerah! We are thrilled that you think so highly of our service, and we will continue working hard to find you the best rates and coverage. Give us a call with questions anytime!

Aneisa Woodcock

Quick easy best quote I got in a while. They are fast with what they do costumer service is excellent

Response from the owner: Thanks for the great review, Aneisa! Customer service is something we focus on every day.

Light Subterfuge

Best insurance agency in town!!

Response from the owner: We appreciate you taking the time to share this! It was great working with you, and we truly value your business.

Contact Us to Get a Quote for Commercial Insurance

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Let Us Help You Protect Your Business

Auto Insurance in Charlotte, North Carolina

Commercial Insurance, Monroe, NC

Protect your business’ operations with the right insurance policies.

"Very knowledgeable and proactive."

Contact Us to Get a Quote for Commercial Insurance

Services We Offer

Home Insurance

Life Insurance

Commercial Insurance

Contact Us to Get a Quote for Commercial Insurance

We offer the excellent customer service you deserve.

FAQs About Home Insurance

What does home insurance cover?

What does home insurance NOT cover?

Is there a way to lower my home insurance rate?

Why Choose Curtis Helms Insurance?

See what some of our satisfied clients are saying about our insurance services.

Contact Us to Get a Quote for Commercial Insurance

Let Us Help You Protect Your Business

You Won’t Be Disappointed if You Choose Our Insurance Agency!

Similar Services We Offer:

Box Truck Insurance

Box Truck Insurance

Casualty Insurance

Casualty Insurance

Delivery Service Insurance

Delivery Service Insurance

Dump Truck Insurance

Dump Truck Insurance

Fleet Insurance

Fleet Insurance

Get a Quote for Commercial Insurance

Get a Quote for Commercial Insurance

Get a Quote for Commercial Insurance