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Commercial Insurance, Monroe, NC

Home > Commercial Insurance, Monroe, NC

Protect your business’ operations with the right insurance policies.

As the name indicates, commercial insurance provides protection for businesses, including the actual business owners and their employers. Every business is different, so there is no “one-size-fits-all” insurance policy for those who own and run an organization in Monroe, North Carolina. For example, an auto repair shop will have very different insurance needs than a retail store or a golf course. At Curtis Helms Insurance, we understand this and are here to help you compile an effective commercial insurance policy for your business that reduces liability, mitigates risk, and secures your peace of mind.

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Commercial Insurance in Monroe, North Carolina
What type of commercial insurance you need and the specifics of your policies depend on many factors including:

  • The location of your business
  • How many employees you have
  • The number of years you’ve been in business
  • Your gross annual revenue
  • Whether your business rents or owns its vehicles
  • Whether you own or lease the building you operate out of

While your business may require specialized policies based on these and other factors, most businesses require professional liability insurance, property insurance, workers’ compensation insurance, vehicle insurance, and business interruption insurance. Our customer-focused team will analyze what your business does and your current insurance policies to determine the right way to proceed.

"Very knowledgeable and proactive."

 
Testimonial

This a great place to do business! Chris and his staff are very knowledgeable and proactive with the change in policies. They will always make sure the customer's best interest comes first! I’ve done business with them for years and will continue to because they care!

★★★★★ -Ellen S.

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Services We Offer

Home Insurance

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.
Life Insurance

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.
Commercial Insurance

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

Contact Us to Get a Quote for Commercial Insurance

We offer the excellent customer service you deserve.

Without the right commercial insurance, you put your business’ operations, profitability, and longevity at risk. If you want to receive a free quote or speak with one of our representatives, get in touch with us at Curtis Helms Insurance today.

At Curtis Helms Insurance, we offer commercial insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

FAQs About Home Insurance

Here at Curtis Helms Insurance, we know that your home is important to you, and we want to help you do what’s best for it. Our team offers high-quality home insurance to help you protect your investment. If you have questions about home insurance, we encourage you to keep reading to find the answers you need below. (If we didn’t get to your question in this article, feel free to reach out to us directly.)

What does home insurance cover?
Most standard insurance policies cover the costs of home repairs or rebuilds, temporary housing arrangements, personal property damage or theft, and liability. In other words, if your home or belongings are damaged, your insurance will pay to replace or repair them. Your policy will also cover the cost of a rental home if your existing home becomes temporarily uninhabitable and will cover any legal or medical expenses you may face as the result of a liability lawsuit.
What does home insurance NOT cover?
Most home insurance policies do not cover flood or earthquake damage, but you can buy separate policies to cover you in those circumstances. In addition, home insurance won’t pay for repairs if the company finds that the damage was caused by a lack of proper maintenance.
Is there a way to lower my home insurance rate?
Most home insurance companies offer a discount for homes that have a security system installed, as the system lowers the risk of the property being robbed or vandalized. If you are looking for additional ways to lower your rate, just give us a call to consult our experts.

At Curtis Helms Insurance, we offer commercial insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.
 

See what some of our satisfied clients are saying about our insurance services.

 
Excellent
4.9
Patricia Morgan
Patricia Morgan
Excellent service
Response from the owner: We appreciate your feedback, Patricia! Thanks for giving us five stars.
Lesli082
Lesli082
Always recommend my friends to Curtis. I’ve been with them since I was a teen and everyone who’s always helped me with any service has been great! Curtis, Rebecca, Greg, Will and Maria love yall thanks for always dealing with my ahh😆🫶🏽
Response from the owner: Thanks for giving us five stars! We're glad you were happy with our service.
dishaun wright
dishaun wright
I Thank God For Mr.Greg I had a situation with my down payment and he worked it out for me so that I could get insurance on my vehicle your The Best
Response from the owner: Thank you, Dishaun! We look forward to working with you again ⭐
Atoya Brannon
Atoya Brannon
I love this insurance company. They always look out and try to get me a better rate.
Response from the owner: Atoya, it is wonderful to hear this. Our goal is to provide our clients with the best rates and policies to meet their needs, so we are thrilled that has been your experience. Thank you so much for sharing!
Brandy White
Brandy White
Great fast customer service!!
Melina Stanton
Melina Stanton
Very friendly, They are very helpful when I have any problems. I thank them so much for what they do.
Response from the owner: Thanks for giving us 5 stars, Melina!
Ms. P
Ms. P
Thank you Greg so much for helping me i really appreciate you have great day
Byron Steele
Byron Steele
They are very helpful willing the staff at Curtis Helms is knowledgeable and on point I will refer everyone to choose and give this insurance company your business my policy has reduced bye 30 dollars thanks Curtis Helms
Response from the owner: Byron, we are gratified to know you've been so pleased with our team's support. Thank you for sharing. And please reach back out if you have any insurance questions or needs that we may help you with going forward!
Angela
Angela
They are the nicest and most professional people. They get the job done in a wick and professional manner
Response from the owner: We really appreciate the 5 stars! Thank you for choosing us!
Ashley Marshall
Ashley Marshall
Great comment highly recommend. Spoke with Will today, nice guy…
Response from the owner: Thank you, Ashley! We are thrilled that you were pleased with the quote you received along with Will's helpful support. Please let us know if you have any additional questions, and we will be happy to assist you.
David Riley
David Riley
Always professional- Rebecca
Response from the owner: Thank you for this wonderful feedback! We care deeply about the service we provide to our valued clients, so we are thrilled that our team's professionalism has stood out. Please don't hesitate to give us a call if we may answer any questions related to your coverage!
Jason JKLMNOQ
Jason JKLMNOQ
Great helped
Response from the owner: Thank you for the 5 stars! Providing top-notch service is always our goal.
Judy Woods
Judy Woods
I have used Helms Ins over 20+ years. They are like family to me.
Response from the owner: Thank you for being part of the family for over 20 years! Your trust and loyalty mean the world to us, and we're always here for you.
Blacc Hustle
Blacc Hustle
GREAT INSURANCE COMPANY! EVEN BETTER CUSTOMER SERVICE AND DEPENDABILITY!Thank You Guys for all you do!
Response from the owner: Thank you for sharing your five-star rating! Our team will always be here to assist you whenever you have questions about your insurance plans or rates. Reach out anytime!
azondria
azondria
super friendly • affordable • fast
Response from the owner: We are thrilled by your feedback, Azondria! Thank you for your vote of approval and compliments for our helpful and friendly team.
Angela Arredondo
Angela Arredondo
Always have your best interest at heart.
Response from the owner: Thank you for your review, Angela and for your kind words!
angela mendoza
angela mendoza
Great people to help you to get you great rates.
Response from the owner: Angela, your feedback is precisely what we strive for. Thank you for highlighting our wonderful team and our sincere efforts to find you the best rates and coverage for your needs!
Sidney Rogers
Sidney Rogers
Always pleasant and delightful.
Response from the owner: Thank you for the 5 stars, Sidney!
Tanya Edwards Jules
Tanya Edwards Jules
I've been dealing with Curtis Helms for about 2 years. They have been honest and always found me the best deals.
Response from the owner: Thanks for leaving us this review Tanya! We look forward to earning that 5th star!
Ty Etakisse
Ty Etakisse
They are wonderful have had them for 6 years now and they always make sure i have the best rates they are quick and professional thank you Greg and all the agents at Curtis Helms
Response from the owner: We're thrilled to hear you had a great experience with us, Ty. Thanks for your support!
Buckdodgers1906
Buckdodgers1906
This Agency is awesome. Chris is a GREAT GUY!!! I'm new to Charlotte, NC and he told me the steps over the phone to help me get NC plates and a Drivers License. He even helped me get new renters insurance for my new apartment. The receptionist is also friendly and helpful. Lets be honest, Insurance isn't the happy happy fun time thing to deal with, but Chris and his agency make getting it fast and easy!!!
Yvette Hines
Yvette Hines
Curtis Helms agency has always made everyone feel like family. They know you by name and your children and grand children very personable. I love it. 🤗❣️❣️❣️ Greg did a excellent job helping me thanks Greg.
Response from the owner: Thanks for the 5-star review, Yvette! We love building relationships with our valued customers!
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Let Us Help You Protect Your Business

Auto Insurance in Charlotte, North Carolina
Auto Insurance in Charlotte, North Carolina
Auto Insurance in Charlotte, North Carolina
Auto Insurance in Charlotte, North Carolina
Auto Insurance in Charlotte, North Carolina

You Won’t Be Disappointed if You Choose Our Insurance Agency!

You Won't Be Disappointed if You Choose Our Insurance Agency!

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Get a Quote for Commercial Insurance

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Get a Quote for Commercial Insurance

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Get a Quote for Commercial Insurance

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