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Commercial Insurance, Monroe, NC

Home > Commercial Insurance, Monroe, NC

Protect your business’ operations with the right insurance policies.

As the name indicates, commercial insurance provides protection for businesses, including the actual business owners and their employers. Every business is different, so there is no “one-size-fits-all” insurance policy for those who own and run an organization in Monroe, North Carolina. For example, an auto repair shop will have very different insurance needs than a retail store or a golf course. At Curtis Helms Insurance, we understand this and are here to help you compile an effective commercial insurance policy for your business that reduces liability, mitigates risk, and secures your peace of mind.

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Commercial Insurance in Monroe, North Carolina
What type of commercial insurance you need and the specifics of your policies depend on many factors including:

  • The location of your business
  • How many employees you have
  • The number of years you’ve been in business
  • Your gross annual revenue
  • Whether your business rents or owns its vehicles
  • Whether you own or lease the building you operate out of

While your business may require specialized policies based on these and other factors, most businesses require professional liability insurance, property insurance, workers’ compensation insurance, vehicle insurance, and business interruption insurance. Our customer-focused team will analyze what your business does and your current insurance policies to determine the right way to proceed.

"Very knowledgeable and proactive."

 
Testimonial

This a great place to do business! Chris and his staff are very knowledgeable and proactive with the change in policies. They will always make sure the customer's best interest comes first! I’ve done business with them for years and will continue to because they care!

★★★★★ -Ellen S.

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Services We Offer

Home Insurance

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.
Life Insurance

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.
Commercial Insurance

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

Contact Us to Get a Quote for Commercial Insurance

We offer the excellent customer service you deserve.

Without the right commercial insurance, you put your business’ operations, profitability, and longevity at risk. If you want to receive a free quote or speak with one of our representatives, get in touch with us at Curtis Helms Insurance today.

At Curtis Helms Insurance, we offer commercial insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

FAQs About Home Insurance

Here at Curtis Helms Insurance, we know that your home is important to you, and we want to help you do what’s best for it. Our team offers high-quality home insurance to help you protect your investment. If you have questions about home insurance, we encourage you to keep reading to find the answers you need below. (If we didn’t get to your question in this article, feel free to reach out to us directly.)

What does home insurance cover?
Most standard insurance policies cover the costs of home repairs or rebuilds, temporary housing arrangements, personal property damage or theft, and liability. In other words, if your home or belongings are damaged, your insurance will pay to replace or repair them. Your policy will also cover the cost of a rental home if your existing home becomes temporarily uninhabitable and will cover any legal or medical expenses you may face as the result of a liability lawsuit.
What does home insurance NOT cover?
Most home insurance policies do not cover flood or earthquake damage, but you can buy separate policies to cover you in those circumstances. In addition, home insurance won’t pay for repairs if the company finds that the damage was caused by a lack of proper maintenance.
Is there a way to lower my home insurance rate?
Most home insurance companies offer a discount for homes that have a security system installed, as the system lowers the risk of the property being robbed or vandalized. If you are looking for additional ways to lower your rate, just give us a call to consult our experts.

At Curtis Helms Insurance, we offer commercial insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.
 

See what some of our satisfied clients are saying about our insurance services.

 
Excellent
4.9
Demika Wallace
Demika Wallace
Hands down Helms Insurance is the best in the state. The family owned company always offers affordable rates and a variety of coverage to fit your needs. Staff is always professional and treats everyone like family. Helms insurance has been my insurance provider for over 25 years and will remain.
Response from the owner: We are thrilled by your exceptional rating, Demika! Thank you for indicating what confidence you have in our services. Whenever you have insurance-related questions that we may answer, please don't hesitate to reach out!
Almadelia Sanchez Gonzalez
Almadelia Sanchez Gonzalez
They have great customer service!! And shout out to Rebecca she has been such an amazing help getting my insurance coverage! Five ⭐️⭐️⭐️⭐️⭐️
Response from the owner: We're glad we could help with your insurance needs! Thanks for the kind review.
Marcella Ley
Marcella Ley
Very curtious and knowledgeable, the best ever.
Response from the owner: Thanks for giving us five stars, Marcella! We appreciate your feedback.
Jacqueline Burns
Jacqueline Burns
Very good company and customer service
Response from the owner: Thank you, Jacqueline! We are delighted that you have been pleased with our team and our services, and we will continue to be here for you. Reach out whenever you have questions related to your insurance coverage!
Carol Long
Carol Long
Very knowledgeable
Response from the owner: Carol, thank you for your kind comment and 5-star rating! We are so glad you've found our team members to be so knowledgeable, and we will continue working hard to find you the best coverage for your needs. Give us a call with questions anytime.
D Trofi
D Trofi
Always a positive experience with the great staff at Curtis Helms Insurance.
Response from the owner: Thanks for the 5-star review! We are so glad you feel good about working with us!
Fatimah White
Fatimah White
GREAT CUSTOMER SERVICE!!! 10/10 GREG WAS AWESOME! Thank you!
Response from the owner: Thank you for your review! We’re thrilled you had such a great experience with our team.
Sabrina Jacobs
Sabrina Jacobs
I have used them since forever and would not use anyone else
Response from the owner: Thanks so much for being a long-time customer, Sabrina!
Karen Belken
Karen Belken
Always a great experience!
Response from the owner: Your review means a lot to us, Karen! Thanks for giving us five stars.
Michelle Moore
Michelle Moore
My experience is and has always been great..Mr Curtis set a standard that the team follows.. I have been with them for over 20 years..love them
Response from the owner: We're happy we could help with your insurance needs, Michelle! Thanks for the great review.
Phyllis Cooper
Phyllis Cooper
Great Customer Service
Response from the owner: Thank you, Phyllis! We love having you as part of our insurance family!
Justine Mcclinton
Justine Mcclinton
The best insurance company
Response from the owner: Thank you for 5 star rating, Justine! ⭐
Robin Bacote
Robin Bacote
Awesome customer service!
Response from the owner: Thanks, Robin! We appreciate you!
Shirley Redfearn
Shirley Redfearn
I have always had good results! Good customer service!
Response from the owner: We're glad we can always help you get good results! Thanks for the five-star review, Shirley.
Zaria Herndon
Zaria Herndon
Been doing business with this company since 2017 when I first got my license & car. I love them!
Response from the owner: Thank you so much for taking the time to leave us a wonderful review! We appreciate your business!
Sidney Rogers
Sidney Rogers
Always pleasant and delightful.
Response from the owner: Thank you for the 5 stars, Sidney!
Angela Norman
Angela Norman
A1
Response from the owner: Thank you for the five stars, Angela!
priscilla philpot
priscilla philpot
I love curtis helms insurance best place to be thier warm and friendly courteous and professionalism
Response from the owner: Thanks so much, Priscilla! We are happy to have you as part of our insurance family!
Adrienne Stewart
Adrienne Stewart
i needed insurance asap and alex and carolyn was great took care of me quickly thank you so much
Response from the owner: Thanks for sharing your experience, Adrienne! We are glad we were able to help in your time of need.
Andrea Arguello
Andrea Arguello
Amazing customer service very helpful got me the best quote thank you so much!
Response from the owner: Thanks for the 5 stars, Andrea! You made our day. 😊
Hala Abdelal
Hala Abdelal
Great insurance agent ! I recommend them for everyone! They will help you get protected.Thank you Curtis Helms Insurance!
Response from the owner: Thank you so much for the five-star rating, Hala! We truly appreciate your support.
Jose Delacruz
Jose Delacruz
I get the best cuote here. im happy
Response from the owner: Thanks for the five-star review, Jose! We appreciate your feedback.
Angela Shuford
Angela Shuford
Very friendly and professional. Has the cheapest insurance in Charlotte
Response from the owner: We appreciate the great review, Angela! We are grateful to have you as a customer!
Gladys Stokes
Gladys Stokes
fast response! very helpful with explaining policy requirements
Response from the owner: Thank you, Gladys! We are happy that our team answered your questions so promptly and thoroughly, and we are if you need anything else related to your coverage. Please contact us anytime!
Dwana Truesdale
Dwana Truesdale
Curtis Helms Insurance was recommended to me by a good friend of mine. I must say it was a pleasure connecting with them and finding a better insurance. 10/10 I would recommend.
Response from the owner: Thanks for giving us five stars! We appreciate your feedback, Dwana.
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Let Us Help You Protect Your Business

Auto Insurance in Charlotte, North Carolina
Auto Insurance in Charlotte, North Carolina
Auto Insurance in Charlotte, North Carolina
Auto Insurance in Charlotte, North Carolina
Auto Insurance in Charlotte, North Carolina

You Won’t Be Disappointed if You Choose Our Insurance Agency!

You Won't Be Disappointed if You Choose Our Insurance Agency!

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Get a Quote for Commercial Insurance

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Get a Quote for Commercial Insurance

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Get a Quote for Commercial Insurance

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