What factors impact my auto insurance rate?

There are many factors that impact what you will pay for car insurance . Some of these include the type of car you drive, where you live, how much you drive, and your collision history.

Wil my auto insurance go up if I get into an accident?

In most cases, yes, it will. However, we can help you find the best coverage for the best possible rate, so even if you have an accident on your record, this doesn’t mean you will pay a small fortune to insure your car.

Do I need comprehensive auto insurance?

This depends on your personal preferences. While some people prefer comprehensive coverage, so they don’t have to worry about anything, others prefer just putting collision coverage on their car and taking more of a risk. If are still making payments on your car, the lender may require you to have comprehensive coverage.

Why should I choose your insurance agency?

We are extremely friendly, client oriented, and experienced. Our goal is to make sure finding the right car insurance policy is easy and efficient.

How do I set up an appointment?

Reach out to us directly and we’ll set up a time to discuss your insurance needs and help you find the right car insurance policy. We look forward to hearing from you!

Auto Insurance, Monroe, NC | Curtis Helms Insurance

We provide comprehensive auto insurance policies to keep you safe on the road.

At Curtis Helms Insurance, we know that everyone does their best to stay safe on the road. However, even the most careful of drivers can’t account for every possibility, and even the most thorough safety system still leaves room for error. No one plans to have a car accident, but failing to plan for the possibility of one can leave you floundering if the worst happens. Having a good auto insurance policy is an essential part of safe driving, and our team at Curtis Helms Insurance can help you find the best coverage for your needs and budget.

Auto Insurance in Monroe, North Carolina

Auto insurance gives you a financial safety net in the event that you are involved in an accident or suffer a car theft. Most auto insurance policies cover a variety of circumstances, including damage to your vehicle from collisions or other causes such as natural disasters; this first type of coverage is called collision coverage, and the second is referred to as comprehensive coverage. The typical insurance plan will also cover liability for property damage or personal injury resulting from accidents for which you are at fault.

"I trust them with my life!"

"I have been doing business with this family for years, and I trust them with my life! I have also referred them to multiple family and friends throughout the years. Mr. Helms and his son know almost everything, and if they don't, they will steer you in the right direction."

★★★★★ 22^th August 2018 -Courtney B.

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Services We Offer

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

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We offer the excellent customer service you deserve.

At Curtis Helms Insurance, we are proud to serve the Monroe, North Carolina community. We are committed to keeping the roads safer for everyone through our auto insurance policies. If you have questions about our coverage, you can call our team for more information about what we can do for you. Give us a call today if you are ready for a new auto insurance policy.

At Curtis Helms Insurance, we offer auto insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

Excellent

4.9

k mill

Very king and helpful

Kim Reilly

Amazing. Period

Response from the owner: Thanks for giving us five stars, Kim! Call us whenever you need insurance help.

Crystal Johnson

The team worked very hard to get me the best quote for my family. Greg Alex and the young lady (sorry I forgot your name) but you all shined in assisting me

Response from the owner: Your review means a lot to us! Thanks for the feedback, Crystal.

Latravian Collins

Great people, with great customer service

Response from the owner: Thank you, Latravian! It means a lot to know you think so highly of our team and the services we have provided. Whenever you have questions about your insurance policies or need any other assistance, please don't hesitate to let us know.

Tyrone Duncan

Excellent insurance company. Very polite friendly and knowledgeable.

Response from the owner: Tyrone, your kind words for our friendly and knowledgeable team mean so much to us! Thank you for taking the time to give us your stamp of approval.

Donald lackey

Always professional and very knowledgeable about all insurance related concerns

Response from the owner: Thank you for giving us 5 stars, Donald!

Jason JKLMNOQ

Great helped

Response from the owner: Thank you for the 5 stars! Providing top-notch service is always our goal.

David Riley

Always professional- Rebecca

Response from the owner: Thank you for this wonderful feedback! We care deeply about the service we provide to our valued clients, so we are thrilled that our team's professionalism has stood out. Please don't hesitate to give us a call if we may answer any questions related to your coverage!

TAX Less

I love this company they help me with low car insurance prices

Response from the owner: Thank you so much for this wonderful review! It made us smile to know how helpful we've been in finding you the best rates, and we will continue to be here to answer any questions you have. Reach out anytime!

Juston Curry

Been with Curtis for 20 years+ best in the business

Response from the owner: Thanks for the five-star review, Juston! Call us if you ever need help with insurance again.

Savion Aikens

Always professional and courteous!

Latonya Evans

I have been with the Helms family for a few years their very friendly and helpful I enjoy doing business with Curtis Helms.

Response from the owner: Thanks for the 5-star review, Latonya!

Patricia Morgan

Excellent service

Response from the owner: We appreciate your feedback, Patricia! Thanks for giving us five stars.

Lesli082

Always recommend my friends to Curtis. I’ve been with them since I was a teen and everyone who’s always helped me with any service has been great! Curtis, Rebecca, Greg, Will and Maria love yall thanks for always dealing with my ahh😆🫶🏽

Response from the owner: Thanks for giving us five stars! We're glad you were happy with our service.

dishaun wright

I Thank God For Mr.Greg I had a situation with my down payment and he worked it out for me so that I could get insurance on my vehicle your The Best

Response from the owner: Thank you, Dishaun! We look forward to working with you again ⭐

Atoya Brannon

I love this insurance company. They always look out and try to get me a better rate.

Response from the owner: Atoya, it is wonderful to hear this. Our goal is to provide our clients with the best rates and policies to meet their needs, so we are thrilled that has been your experience. Thank you so much for sharing!

Brandy White

Great fast customer service!!

Response from the owner: Thanks for the great review, Brandy! We hope to work with you again soon.

Melina Stanton

Very friendly, They are very helpful when I have any problems. I thank them so much for what they do.

Response from the owner: Thanks for giving us 5 stars, Melina!

Ms. P

Thank you Greg so much for helping me i really appreciate you have great day

Response from the owner: Thank you for the kind words! We're thrilled to hear you had a great experience 👍

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Let Us Help You Protect Your Vehicle

Auto Insurance in Charlotte, North Carolina

Auto Insurance, Monroe, NC

We provide comprehensive auto insurance policies to keep you safe on the road.

"I trust them with my life!"

Contact Us to Get a Quote for Auto Insurance

Services We Offer

Home Insurance

Life Insurance

Commercial Insurance

Contact Us to Get a Quote for Auto Insurance

We offer the excellent customer service you deserve.

Why Choose Curtis Helms Insurance?

See what some of our satisfied clients are saying about our insurance services.

Contact Us to Get a Quote for Auto Insurance

Let Us Help You Protect Your Vehicle

We’ll Help You Get the Best Deal on Auto Insurance

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