Protect your business’ operations with the right insurance policies.

As the name indicates, commercial insurance provides protection for businesses, including the actual business owners and their employers. Every business is different, so there is no “one-size-fits-all” insurance policy for those who own and run an organization in Monroe, North Carolina. For example, an auto repair shop will have very different insurance needs than a retail store or a golf course. At Curtis Helms Insurance, we understand this and are here to help you compile an effective commercial insurance policy for your business that reduces liability, mitigates risk, and secures your peace of mind.

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Commercial Insurance in Monroe, North Carolina

What type of commercial insurance you need and the specifics of your policies depend on many factors including:

The location of your business
How many employees you have
The number of years you’ve been in business
Your gross annual revenue
Whether your business rents or owns its vehicles
Whether you own or lease the building you operate out of

While your business may require specialized policies based on these and other factors, most businesses require professional liability insurance, property insurance, workers’ compensation insurance, vehicle insurance, and business interruption insurance. Our customer-focused team will analyze what your business does and your current insurance policies to determine the right way to proceed.

"Very knowledgeable and proactive."

This a great place to do business! Chris and his staff are very knowledgeable and proactive with the change in policies. They will always make sure the customer's best interest comes first! I’ve done business with them for years and will continue to because they care!

★★★★★ 22^th August 2018 -Ellen S.

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Services We Offer

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

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We offer the excellent customer service you deserve.

Without the right commercial insurance, you put your business’ operations, profitability, and longevity at risk. If you want to receive a free quote or speak with one of our representatives, get in touch with us at Curtis Helms Insurance today.

At Curtis Helms Insurance, we offer commercial insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

FAQs About Home Insurance

Here at Curtis Helms Insurance, we know that your home is important to you, and we want to help you do what’s best for it. Our team offers high-quality home insurance to help you protect your investment. If you have questions about home insurance, we encourage you to keep reading to find the answers you need below. (If we didn’t get to your question in this article, feel free to reach out to us directly.)

What does home insurance cover?

Most standard insurance policies cover the costs of home repairs or rebuilds, temporary housing arrangements, personal property damage or theft, and liability. In other words, if your home or belongings are damaged, your insurance will pay to replace or repair them. Your policy will also cover the cost of a rental home if your existing home becomes temporarily uninhabitable and will cover any legal or medical expenses you may face as the result of a liability lawsuit.

What does home insurance NOT cover?

Most home insurance policies do not cover flood or earthquake damage, but you can buy separate policies to cover you in those circumstances. In addition, home insurance won’t pay for repairs if the company finds that the damage was caused by a lack of proper maintenance.

Is there a way to lower my home insurance rate?

Most home insurance companies offer a discount for homes that have a security system installed, as the system lowers the risk of the property being robbed or vandalized. If you are looking for additional ways to lower your rate, just give us a call to consult our experts.

At Curtis Helms Insurance, we offer commercial insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.

See what some of our satisfied clients are saying about our insurance services.

Excellent

4.9

Latonya Evans

I have been with the Helms family for a few years their very friendly and helpful I enjoy doing business with Curtis Helms.

Response from the owner: Thanks for the 5-star review, Latonya!

Angela Arredondo

Always have your best interest at heart.

Response from the owner: Thank you for your review, Angela and for your kind words!

Ariel Jones

They are great love them been with them for years.

Response from the owner: Thanks for the five-star review, Ariel! Call us if you need insurance help.

Sidney Rogers

Always pleasant and delightful.

Response from the owner: Thank you for the 5 stars, Sidney!

Darryl Pharr

My father took me here over 30 years ago now I am taking my son's they are just like family Mr. Curtis knows all his customers by first name bases keep the good work up .

Djerah Kouakou

Best agent, great customer service

Response from the owner: Thank you, Djerah! We are thrilled that you think so highly of our service, and we will continue working hard to find you the best rates and coverage. Give us a call with questions anytime!

Aneisa Woodcock

Quick easy best quote I got in a while. They are fast with what they do costumer service is excellent

Response from the owner: Thanks for the great review, Aneisa! Customer service is something we focus on every day.

Light Subterfuge

Best insurance agency in town!!

Response from the owner: We appreciate you taking the time to share this! It was great working with you, and we truly value your business.

Chatika Price

Most pleasant and knowledgeable person that works in your favor to help get you the products you need. Highly recommended!

Response from the owner: Wow, Chatika! This comment means so much to us, and we couldn't be happier to know how pleased you've been with our services. Thank you very much for sharing your encouragement today.

David Riley

Always professional- Rebecca

Response from the owner: Thank you for this wonderful feedback! We care deeply about the service we provide to our valued clients, so we are thrilled that our team's professionalism has stood out. Please don't hesitate to give us a call if we may answer any questions related to your coverage!

Shakaya

Greg helped me find the best quote very professional and outstanding customer service

Response from the owner: Shakaya, thank you for taking the time to share a shout-out for Greg. We are thrilled that he was successful in finding you a quote that fits your needs! Please give us a call with questions anytime.

Jose Melendez

Great customer service.Very helpful. Highly recommend them. Have had them over 5 years.. Great company.

Response from the owner: Thanks for the great review and recommendation, Jose! We're so glad you appreciate our services!

Jelah Long

Best customer service. Best quotes and I’ve used them for myself and my family for years. Just amazing!

Response from the owner: We couldn't be happier to hear this, Jelah! Thank you for being such a loyal client and sharing about our unbeatable service and quotes. We look forward to continuing to serve you!

karlito calledwell

Fast fast good service

Response from the owner: Thanks for giving us 5 stars, Karlito! Much appreciated.

Tim Lowery (National Service Corp LLC)

Very good at communicating about my needs.

Response from the owner: Thanks for taking the time to review us, Tim!

Bernadette N. Pickett

Curtis Helms insurance is the Best absolute best. Their Customer service skills or rather I must say Customer Care services that they provided is phenomenal. This is a new insurance for me and my husband. It was Highly recommended to by A friend. The process was easy and fast and fun. Miss Catherine Is amazing. So if you’re looking for a nice (Family) orient Place or your Auto And home or any other Insurance) I highly Recommend Curtis Helms Insurance.

Response from the owner: We are so grateful for your 5-star rating! It was a pleasure assisting you, and we’re just a call away if you need anything else.

Edward McCollum

Great Company and people

Response from the owner: Thanks, Edward! We appreciate your business.

tiffany mcintosh

Was very helpful an affordable would recommend them u will not be disappointed 💯

Response from the owner: We are so grateful for your 5-star feedback. Thanks for your business!

Pamela Ash

After one of the most frustrating insurance experiences I've ever had, I finally found an agency that truly wanted to help. Another insurance company unexpectedly doubled my premium, and I was stressed and overwhelmed.The team at Chris Helm Insurance was incredibly fast, took the time to listen, answered all of my questions, and found me a much better option. Insurance isn't cheap these days, but honesty, professionalism, and outstanding customer service still matter.They treated me like a person instead of just another policy number, and I genuinely appreciate everything they did. I highly recommend Chris Helm Insurance to anyone looking for great service and people who truly care.

Response from the owner: Thank you for choosing us, Pamela! We are delighted that you had a seamless experience and look forward to your next visit.

Melissa Smith

They are a blessing to everyone, so kind and helpful, God bless them all!

Response from the owner: We appreciate you taking the time to share this, Melissa! It was great working with you, and we truly value your business.

Ebuka Chuba

Chris and The Curtis Helms staff is great. My family has been using them for years now and they’ve alwalys gone above and beyond to ensure a great policy.

Response from the owner: We truly appreciate your feedback! It was a pleasure providing your service, and we’re always here when you need us.

Ella Griffin

Chris and Greg are great

Response from the owner: Thank you so much for the 5-star review! We really appreciate your business.

Thomas Hilgardner

Katherine helped me with auto and home moving to NC from out of state and I’ve been very pleased with their service

Response from the owner: Thanks for the 5 stars, Thomas! We're glad you had a great experience.

Coco Bee

Great customer service, fast response time, and great quotes

Response from the owner: Thank you for leaving us a great review, Coco! We're glad we could be of service to you.

Shirley Redfearn

I have always had good results! Good customer service!

Response from the owner: We're glad we can always help you get good results! Thanks for the five-star review, Shirley.

sherry anthony

Curtis Helms has been my car insurance agent for so many years Mr and Mrs. Helms treat me like family and i love them so much, if I have any issues I call Rebecca or the son. Love you Curtis Helms insurance Agency

Response from the owner: We truly appreciate your ongoing support, Sherry! Working with fantastic, long-term clients like you makes our job incredibly rewarding.

James Adams

Great family business really good people

Response from the owner: James, your compliments mean so much to us. Thank you for sharing how impressed you have been with our team! Whenever you have questions related to your insurance coverage, please be sure to let us know and we'll be happy to assist you.

Contact Us to Get a Quote for Commercial Insurance

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Let Us Help You Protect Your Business

Auto Insurance in Charlotte, North Carolina

Commercial Insurance, Monroe, NC

Protect your business’ operations with the right insurance policies.

"Very knowledgeable and proactive."

Contact Us to Get a Quote for Commercial Insurance

Services We Offer

Home Insurance

Life Insurance

Commercial Insurance

Contact Us to Get a Quote for Commercial Insurance

We offer the excellent customer service you deserve.

FAQs About Home Insurance

What does home insurance cover?

What does home insurance NOT cover?

Is there a way to lower my home insurance rate?

Why Choose Curtis Helms Insurance?

See what some of our satisfied clients are saying about our insurance services.

Contact Us to Get a Quote for Commercial Insurance

Let Us Help You Protect Your Business

You Won’t Be Disappointed if You Choose Our Insurance Agency!

Similar Services We Offer:

Box Truck Insurance

Box Truck Insurance

Casualty Insurance

Casualty Insurance

Delivery Service Insurance

Delivery Service Insurance

Dump Truck Insurance

Dump Truck Insurance

Fleet Insurance

Fleet Insurance

Get a Quote for Commercial Insurance

Get a Quote for Commercial Insurance

Get a Quote for Commercial Insurance