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Commercial Insurance, Monroe, NC

Home > Commercial Insurance, Monroe, NC

Protect your business’ operations with the right insurance policies.

As the name indicates, commercial insurance provides protection for businesses, including the actual business owners and their employers. Every business is different, so there is no “one-size-fits-all” insurance policy for those who own and run an organization in Monroe, North Carolina. For example, an auto repair shop will have very different insurance needs than a retail store or a golf course. At Curtis Helms Insurance, we understand this and are here to help you compile an effective commercial insurance policy for your business that reduces liability, mitigates risk, and secures your peace of mind.

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Commercial Insurance in Monroe, North Carolina
What type of commercial insurance you need and the specifics of your policies depend on many factors including:

  • The location of your business
  • How many employees you have
  • The number of years you’ve been in business
  • Your gross annual revenue
  • Whether your business rents or owns its vehicles
  • Whether you own or lease the building you operate out of

While your business may require specialized policies based on these and other factors, most businesses require professional liability insurance, property insurance, workers’ compensation insurance, vehicle insurance, and business interruption insurance. Our customer-focused team will analyze what your business does and your current insurance policies to determine the right way to proceed.

"Very knowledgeable and proactive."

 
Testimonial

This a great place to do business! Chris and his staff are very knowledgeable and proactive with the change in policies. They will always make sure the customer's best interest comes first! I’ve done business with them for years and will continue to because they care!

★★★★★ -Ellen S.

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Services We Offer

Home Insurance

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.
Life Insurance

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.
Commercial Insurance

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

Contact Us to Get a Quote for Commercial Insurance

We offer the excellent customer service you deserve.

Without the right commercial insurance, you put your business’ operations, profitability, and longevity at risk. If you want to receive a free quote or speak with one of our representatives, get in touch with us at Curtis Helms Insurance today.

At Curtis Helms Insurance, we offer commercial insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

FAQs About Home Insurance

Here at Curtis Helms Insurance, we know that your home is important to you, and we want to help you do what’s best for it. Our team offers high-quality home insurance to help you protect your investment. If you have questions about home insurance, we encourage you to keep reading to find the answers you need below. (If we didn’t get to your question in this article, feel free to reach out to us directly.)

What does home insurance cover?
Most standard insurance policies cover the costs of home repairs or rebuilds, temporary housing arrangements, personal property damage or theft, and liability. In other words, if your home or belongings are damaged, your insurance will pay to replace or repair them. Your policy will also cover the cost of a rental home if your existing home becomes temporarily uninhabitable and will cover any legal or medical expenses you may face as the result of a liability lawsuit.
What does home insurance NOT cover?
Most home insurance policies do not cover flood or earthquake damage, but you can buy separate policies to cover you in those circumstances. In addition, home insurance won’t pay for repairs if the company finds that the damage was caused by a lack of proper maintenance.
Is there a way to lower my home insurance rate?
Most home insurance companies offer a discount for homes that have a security system installed, as the system lowers the risk of the property being robbed or vandalized. If you are looking for additional ways to lower your rate, just give us a call to consult our experts.

At Curtis Helms Insurance, we offer commercial insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.
 

See what some of our satisfied clients are saying about our insurance services.

 
Excellent
4.9
Ken Gurley
Ken Gurley
This family business has covered all my insurance needs for many years. They have not only met but exceeded all my expectations. Friendly service with high standards & upmost integrity! Charles Gurley
Response from the owner: Thanks for the great review! We're happy to have you as part of our insurance family. 🙂
Phillisia Bonneau
Phillisia Bonneau
They are great to work with. Very helpful staff
Response from the owner: Thanks for the five-star review! We appreciate your feedback.
brayden honaker
brayden honaker
Great quick service. Will be moving more over to them.
Robin Bacote
Robin Bacote
Awesome customer service!
Response from the owner: Thanks, Robin! We appreciate you!
Tamika Briscoe
Tamika Briscoe
Katherine is the absolute best! Hands down!!
Jack Daniels
Jack Daniels
Remarkable customer service!
Response from the owner: Your feedback means a lot to us, Jack! We strive to provide outstanding service when you reach out to discuss your insurance needs, so we are thrilled you've received just that. Thank you for sharing!
James Lifsey (Tom)
James Lifsey (Tom)
Greg was a pleasure to work with. He took my information and helped me find a fair auto insurance price. Kudos to Curtis Helms Insurance and Greg. More kudos to Greg 3 months later. Greg has found me affordable coverage on renter's insurance and has also lowered my auto premium. Great to work with...
Response from the owner: Nothing makes us happier than knowing you are 5-star-satisfied, James! Thank you for brightening our day with your outstanding rating. Whenever we may be of service, please don't hesitate to give us a call.
Thea B
Thea B
Curtis Helms Insurance,They are Awesome!!! A professional family business. I was encouraged to get a quote by a family member in '09 and been with them ever since. Sending everyone that ask for recommendations on insurance there way. Give them a try!Definitely Wonder WorkersThank you !Thank you !Thank you !
Response from the owner: Oh wow, Thea! We can't thank you enough for the kind words. We really appreciate all the referral business you bring our way!
Jose Melendez
Jose Melendez
Great customer service.Very helpful. Highly recommend them.
Response from the owner: Thanks for the great review and recommendation, Jose! We're so glad you appreciate our services!
Catherine Goodwin
Catherine Goodwin
Got the greatest help in the lowest prices through Curtis Helms. I will be a customer of theirs for life!
Response from the owner: Catherine, we work hard to find our customers the best rates for their insurance needs, so we are thrilled that you've received just that! Thank you for your loyalty and for sharing such high praise today.
Cathy Goodwin
Cathy Goodwin
Best personal experience and help with Insurance of anywhere I’ve worked with!
Response from the owner: We're glad you were happy with our service! Thanks for the five-star review, Cathy.
k mill
k mill
Very king and helpful
Response from the owner: Thank you for the kind words, K!
Kim Reilly
Kim Reilly
Amazing. Period
Response from the owner: Thanks for giving us five stars, Kim! Call us whenever you need insurance help.
Crystal Johnson
Crystal Johnson
The team worked very hard to get me the best quote for my family. Greg Alex and the young lady (sorry I forgot your name) but you all shined in assisting me
Response from the owner: Your review means a lot to us! Thanks for the feedback, Crystal.
Latravian Collins
Latravian Collins
Great people, with great customer service
Response from the owner: Thank you, Latravian! It means a lot to know you think so highly of our team and the services we have provided. Whenever you have questions about your insurance policies or need any other assistance, please don't hesitate to let us know.
Tyrone Duncan
Tyrone Duncan
Excellent insurance company. Very polite friendly and knowledgeable.
Response from the owner: Tyrone, your kind words for our friendly and knowledgeable team mean so much to us! Thank you for taking the time to give us your stamp of approval.
Donald lackey
Donald lackey
Always professional and very knowledgeable about all insurance related concerns
Response from the owner: Thank you for giving us 5 stars, Donald!
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Contact Us to Get a Quote for Commercial Insurance

Let Us Help You Protect Your Business

Auto Insurance in Charlotte, North Carolina
Auto Insurance in Charlotte, North Carolina
Auto Insurance in Charlotte, North Carolina
Auto Insurance in Charlotte, North Carolina
Auto Insurance in Charlotte, North Carolina

You Won’t Be Disappointed if You Choose Our Insurance Agency!

You Won't Be Disappointed if You Choose Our Insurance Agency!

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Get a Quote for Commercial Insurance

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Get a Quote for Commercial Insurance

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Get a Quote for Commercial Insurance

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