Home Insurance, Raleigh, NC

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Make sure your home insurance is enough to take care of your safe haven.

A home is so much more than just a roof and some walls. A home is supposed to be a safe place– a place where you can come at the end of a long day at work and refresh and recharge! If something were to happen to your home, what would you do? Here at Curtis Helms Insurance, we work with people daily to make sure this most valuable asset is protected as much as possible so that if you do happen to have an issue, you can go home again as soon as possible.
Home Insurance in Charlotte, North Carolina
Home insurance isn’t just one blanket policy that covers everything, but instead is usually split up into different levels of coverage. This helps every homeowner find the right level of protection for their own individual needs. For example, there are often different policies that are written for renters of a home (usually just the possessions within are covered) vs. a homeowner who lives in their home where much more coverage would be required. No matter what level of coverage you are looking for in your home insurance policy, we at Curtis Helms Insurance would be happy to find the right coverage and policies for your needs.

Make sure your home insurance is enough to take care of your safe haven.

A home is so much more than just a roof and some walls. A home is supposed to be a safe place– a place where you can come at the end of a long day at work and refresh and recharge! If something were to happen to your home, what would you do? Here at Curtis Helms Insurance, we work with people daily to make sure this most valuable asset is protected as much as possible so that if you do happen to have an issue, you can go home again as soon as possible.

Home Insurance in Raleigh, North Carolina

Home insurance isn’t just one blanket policy that covers everything, but instead is usually split up into different levels of coverage. This helps every homeowner find the right level of protection for their own individual needs. For example, there are often different policies that are written for renters of a home (usually just the possessions within are covered) vs. a homeowner who lives in their home where much more coverage would be required. No matter what level of coverage you are looking for in your home insurance policy, we at Curtis Helms Insurance would be happy to find the right coverage and policies for your needs.

If you are in the Raleigh, North Carolina area, we here at Curtis Helms Insurance want to make sure your home is protected with the right home insurance policy for your needs. Whether you need to make a claim because of a weather issue or you have recently had a robbery or damage to your possessions inside the home, you’ll have knowledgeable experts on your side when your home insurance is with us here at Curtis Helms Insurance. Please contact us today to learn how we can help with your home insurance policies.


At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Winston-Salem, and Wilmington, North Carolina.

The agent who looks out for your best interests.

 
Testimonial

“I am so grateful for having an agent like Chris Helms. He's professional and really cares for my well-being. Most agents don't take the time to give you better options when your insurance cost increases. That's why I recommend Mr. Helms to homeowners because he's the agent who looks out for your best interests. God Bless Him ALWAYS.”

★★★★★ Karen H.

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Services We Offer

Home Insurance

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.
Life Insurance

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.
Commercial Insurance

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

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We offer the excellent customer service you deserve.

If you are in the Raleigh, North Carolina area, we here at Curtis Helms Insurance want to make sure your home is protected with the right home insurance policy for your needs. Whether you need to make a claim because of a weather issue or you have recently had a robbery or damage to your possessions inside the home, you’ll have knowledgeable experts on your side when your home insurance is with us here at Curtis Helms Insurance. Please contact us today to learn how we can help with your home insurance policies.


At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

FAQs About Home Insurance

Here at Curtis Helms Insurance, we know that your home is important to you, and we want to help you do what’s best for it. Our team offers high-quality home insurance to help you protect your investment. If you have questions about home insurance, we encourage you to keep reading to find the answers you need below. (If we didn’t get to your question in this article, feel free to reach out to us directly.)

What does home insurance cover?
Most standard insurance policies cover the costs of home repairs or rebuilds, temporary housing arrangements, personal property damage or theft, and liability. In other words, if your home or belongings are damaged, your insurance will pay to replace or repair them. Your policy will also cover the cost of a rental home if your existing home becomes temporarily uninhabitable and will cover any legal or medical expenses you may face as the result of a liability lawsuit.
What does home insurance NOT cover?
Most home insurance policies do not cover flood or earthquake damage, but you can buy separate policies to cover you in those circumstances. In addition, home insurance won’t pay for repairs if the company finds that the damage was caused by a lack of proper maintenance.
Is there a way to lower my home insurance rate?
Most home insurance companies offer a discount for homes that have a security system installed, as the system lowers the risk of the property being robbed or vandalized. If you are looking for additional ways to lower your rate, just give us a call to consult our experts.

At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.
 

See what some of our satisfied clients are saying about our insurance services.

 
Excellent
4.9
Candida
24 hours ago
curtis agency has been assisting me and my family with services for over 2 decades! always quick, effective and thorough! Amazing customer service!
Response from the owner:Candida, thank you for sharing such positive feedback. It's gratifying to know you've found our assistance to be worthy of 5 stars, and we will continue working hard to find you the best coverage for your needs. Reach out anytime.
Always great highly appreciated them
Photo from customer review
Response from the owner:We're glad you are our client, Yolanda! Thanks for giving us five stars.
Kelvin Miller
2 days ago
Chris has a very personalized service, if you are in the market for a great insurance company please visit
Response from the owner:Thanks for your great review, Kelvin!
Jill Jill
2 days ago
Great and helpful staff members
Response from the owner:Thanks for leaving us a review! We're glad you gave us five stars, Jill.
Shalonda Jones
3 days ago
Exceptional customer service for over 35 years
Response from the owner:Thank you for your wonderful review, Shalonda! It has been an absolute pleasure doing business with you for the past 35 years.
Amber Wilson
4 days ago
Great customer service
Response from the owner:We appreciate the kind words! We're so glad we could help.
carrie trammell
1 week ago
Wonderful Agency! I have been with them for 25+ years!
Response from the owner:Thank you for your support, Carrie! We truly appreciate your business ⭐
They are a great team!
Response from the owner:Thank you for the wonderful feedback! I'll be sure to pass your kind words along to the rest of the team.
Sabrina Jacobs
1 week ago
I have used them since forever and would not use anyone else
Response from the owner:Thanks so much for being a long-time customer, Sabrina!
Awesome customer service, very knowledgeable and great group of guys plus women. Excellent company to deal with!!!
Response from the owner:Thanks for giving us 5 stars, Jamorris!
Naesha Moser
2 weeks ago
Great people to speak to on insurance for your car, boat, house, animals, bike, or RVs!
Response from the owner:Thank you for your kind words! We're always happy to help with all your insurance needs.
Jason JKLMNOQ
2 weeks ago
Great helped he was great and super fast
Response from the owner:Thank you for the 5 stars! Providing top-notch service is always our goal.
OOH-WEEE GANG
2 weeks ago
This is a great insurance company I recommend anyone too come too them
Response from the owner:Thank you for the kind words! We strive to provide the best possible experience for our clients, and we're so glad you're happy with our agency.
Byron Steele
2 weeks ago
They are very helpful willing the staff at Curtis Helms is knowledgeable and on point I will refer everyone to choose and give this insurance company your business my policy has reduced bye 30 dollars thanks Curtis Helms
Response from the owner:Byron, we are gratified to know you've been so pleased with our team's support. Thank you for sharing. And please reach back out if you have any insurance questions or needs that we may help you with going forward!
Adrianne Collins
2 weeks ago
I have been with this company since 2020 and I love them they are awesome
Response from the owner:Thank you so much, Adrianne! It has been an honor to serve you since 2020, and we remain committed to providing you with exceptional guidance for all your insurance needs. Please do not hesitate to reach out to us anytime.
Ken Gurley
2 weeks ago
This family business has covered all my insurance needs for many years. They have not only met but exceeded all my expectations. Friendly service with high standards & upmost integrity! Charles Gurley
Response from the owner:Thanks for the great review! We're happy to have you as part of our insurance family. 🙂
John Jenrette
2 weeks ago
We appreciate the great customer service in every aspect of their handling of our insurance needs. They shop for the best price for our individual needs and are always available to answer questions and/or handle a specific need.
Response from the owner:Thanks for the great review, John! We are so glad we've been able to make sure you get the answers and policies you need!
Latonya willams
3 weeks ago
Very good Company Agents are extremly nice
Response from the owner:Thank you for the 5 stars! We're thrilled to know you had a great experience with our team.
Jarrett Brewer
3 weeks ago
Great customer service quick and easy quotes.
Response from the owner:We're glad we could help you get a quote, Jarrett! Thanks for giving us five stars.
Kea Barringer
3 weeks ago
Curtis Helms Insurance has been supportive of members of my family and I am grateful...
Response from the owner:Thank you for the kind review, Kea! We appreciate your feedback.
Phyllis Cooper
3 weeks ago
Great Customer Service
Response from the owner:Thank you, Phyllis! We love having you as part of our insurance family!
Keyonna
3 weeks ago
The best in the Queen City fast an reliable an not overly expensive 10/10 highly recommend especially Mrs Rebecca she is so sweet an professional
Response from the owner:Thank you, Keyonna! We are thrilled that Rebecca and our team have impressed you with their dependable service, and we will continue working hard to find you the best rates and coverage for your needs. Give us a call with questions anytime.
Very good at communicating about my needs.
Response from the owner:Thanks for taking the time to review us, Tim!
Juwan Johnson
3 weeks ago
Exceptional service and great rates
Response from the owner:Thank you, Juwan! We take pride in finding the best rates for our clients, and it's uplifting to know you have felt so pleased with our services. Give us a call anytime if you have questions.
tania pozo
4 weeks ago
Rebecca is amazing!!!! All the way around!
Response from the owner:Thanks, Tania! We're so glad we could help you get a great deal!

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We Can Help You Navigate the Home Insurance Process

We Can Help You Navigate the Home Insurance Process

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