Home Insurance, Raleigh, NC

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Make sure your home insurance is enough to take care of your safe haven.

A home is so much more than just a roof and some walls. A home is supposed to be a safe place– a place where you can come at the end of a long day at work and refresh and recharge! If something were to happen to your home, what would you do? Here at Curtis Helms Insurance, we work with people daily to make sure this most valuable asset is protected as much as possible so that if you do happen to have an issue, you can go home again as soon as possible.
Home Insurance in Charlotte, North Carolina
Home insurance isn’t just one blanket policy that covers everything, but instead is usually split up into different levels of coverage. This helps every homeowner find the right level of protection for their own individual needs. For example, there are often different policies that are written for renters of a home (usually just the possessions within are covered) vs. a homeowner who lives in their home where much more coverage would be required. No matter what level of coverage you are looking for in your home insurance policy, we at Curtis Helms Insurance would be happy to find the right coverage and policies for your needs.

Make sure your home insurance is enough to take care of your safe haven.

A home is so much more than just a roof and some walls. A home is supposed to be a safe place– a place where you can come at the end of a long day at work and refresh and recharge! If something were to happen to your home, what would you do? Here at Curtis Helms Insurance, we work with people daily to make sure this most valuable asset is protected as much as possible so that if you do happen to have an issue, you can go home again as soon as possible.

Home Insurance in Raleigh, North Carolina

Home insurance isn’t just one blanket policy that covers everything, but instead is usually split up into different levels of coverage. This helps every homeowner find the right level of protection for their own individual needs. For example, there are often different policies that are written for renters of a home (usually just the possessions within are covered) vs. a homeowner who lives in their home where much more coverage would be required. No matter what level of coverage you are looking for in your home insurance policy, we at Curtis Helms Insurance would be happy to find the right coverage and policies for your needs.

If you are in the Raleigh, North Carolina area, we here at Curtis Helms Insurance want to make sure your home is protected with the right home insurance policy for your needs. Whether you need to make a claim because of a weather issue or you have recently had a robbery or damage to your possessions inside the home, you’ll have knowledgeable experts on your side when your home insurance is with us here at Curtis Helms Insurance. Please contact us today to learn how we can help with your home insurance policies.


At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Winston-Salem, and Wilmington, North Carolina.

The agent who looks out for your best interests.

 
Testimonial

“I am so grateful for having an agent like Chris Helms. He's professional and really cares for my well-being. Most agents don't take the time to give you better options when your insurance cost increases. That's why I recommend Mr. Helms to homeowners because he's the agent who looks out for your best interests. God Bless Him ALWAYS.”

★★★★★ Karen H.

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Services We Offer

Home Insurance

Home Insurance

Whether you own a single-family home, townhome, row home, or even a condo, you need home insurance to protect your investment.
Life Insurance

Life Insurance

Protect your future and your loved ones by securing a life insurance policy specific to your situation.
Commercial Insurance

Commercial Insurance

Mitigate risk and reduce liability by turning to us to update your business’ commercial insurance portfolio.

Contact Us to Get a Quote for Home Insurance

We offer the excellent customer service you deserve.

If you are in the Raleigh, North Carolina area, we here at Curtis Helms Insurance want to make sure your home is protected with the right home insurance policy for your needs. Whether you need to make a claim because of a weather issue or you have recently had a robbery or damage to your possessions inside the home, you’ll have knowledgeable experts on your side when your home insurance is with us here at Curtis Helms Insurance. Please contact us today to learn how we can help with your home insurance policies.


At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Gastonia, Winston-Salem, and Wilmington, North Carolina.

FAQs About Home Insurance

Here at Curtis Helms Insurance, we know that your home is important to you, and we want to help you do what’s best for it. Our team offers high-quality home insurance to help you protect your investment. If you have questions about home insurance, we encourage you to keep reading to find the answers you need below. (If we didn’t get to your question in this article, feel free to reach out to us directly.)

What does home insurance cover?
Most standard insurance policies cover the costs of home repairs or rebuilds, temporary housing arrangements, personal property damage or theft, and liability. In other words, if your home or belongings are damaged, your insurance will pay to replace or repair them. Your policy will also cover the cost of a rental home if your existing home becomes temporarily uninhabitable and will cover any legal or medical expenses you may face as the result of a liability lawsuit.
What does home insurance NOT cover?
Most home insurance policies do not cover flood or earthquake damage, but you can buy separate policies to cover you in those circumstances. In addition, home insurance won’t pay for repairs if the company finds that the damage was caused by a lack of proper maintenance.
Is there a way to lower my home insurance rate?
Most home insurance companies offer a discount for homes that have a security system installed, as the system lowers the risk of the property being robbed or vandalized. If you are looking for additional ways to lower your rate, just give us a call to consult our experts.

At Curtis Helms Insurance, we offer home insurance to those in Charlotte, Monroe, Kannapolis, Mooresville, Hickory, Harrisburg, Raleigh, Greensboro, Winston-Salem, and Wilmington, North Carolina.

Why Choose Curtis Helms Insurance?

As an independent agency, we can provide different quotes offered by the most reasonable insurance companies. We can get rates that meet your personal or business needs, so feel free to contact us today to discuss your options and receive your free quote.
 

See what some of our satisfied clients are saying about our insurance services.

 
Excellent
4.9
I received a better price and easy process. They have a friendly team.
Response from the owner: Thank you for the great feedback! We're so glad the process was smooth.
Katherine is very nice to work with.
Response from the owner: Your review means a lot to us! Thanks for the feedback, Lisa.
Super fast , professional and very nice people! Got us the best quote and made everything super easy ! We will definitely be back and send all of our customers to Curtis Helms insurance!
Response from the owner: Thank you for the awesome review! We’re thrilled you had a smooth experience and can’t wait to help you again.
Been there for years good service
Response from the owner: Thank you for giving us 5 stars, Phyllis!
Good friendly environment and answered all my questions and concerns!
Response from the owner: We're glad we could help, Jeremiah! Thanks for giving us five stars.
Great customer service. Greg help me with getting the best rate possible. He was very honest and helpful. I would recommend them to anyone.
Response from the owner: Thank you for your positive review! We are so glad you're pleased with Greg's service. He's a great asset to our team!
Chris Helms stands on business. I would definitely recommend them to any of my friends and family for business. 💯
Response from the owner: Thanks so much for recommending us! We really appreciate it!
The best.Better then the big guys and believe me I've tryed them.
Response from the owner: Thanks for the great review, Charles! We are so glad you enjoy working with us!
Everyone is nice& has very great customer service & quotes are wonderful....
Never have a problem that they can't fix. Been with them for years. Very nice people 👍
Response from the owner: We love hearing this, Mary! Thank you for being such a loyal client and complimenting our wonderful team. We look forward to assisting you with your insurance needs going forward!
feel good
Response from the owner: Candida, thank you for sharing such positive feedback. It's gratifying to know you've found our assistance to be worthy of 5 stars, and we will continue working hard to find you the best coverage for your needs. Reach out anytime.
Excellent agent. It’s nice having an agent you can contact and deal with directly. I’ve already recommended to a couple friends.
Response from the owner: Thank you for your review and your recommendations! We appreciate your feedback, Chris.
A great insurance company always ready to help customers at any time and they will satisfied your needs and will provide you an excellent service. I really appreciate your help and service.Thank you.
Response from the owner: We believe in providing great service at all times! Thanks for the kind review.
I have been with them for years and love it
Response from the owner: Thanks for sticking with us, Keisha! We appreciate your great review.
Great service they work hard to get u the best rates
Response from the owner: We’re so grateful for your 5-star rating! Thank you, Herbert!
My agent to my personal finances into consideration, she was very compassionate and helpful
Response from the owner: Edris, we couldn't be happier to hear how much our personalized assistance has meant to you. Thank you for brightening our day with your glowing review!
Greate been with them for 8 years
Response from the owner: Thank you for being such a loyal customer and for sharing this incredible review, ShaQuita! We will continue working hard to find you the best coverage to meet your needs. Reach out anytime.
We love this insurance company. Very welcoming people. They are always there to help us when needed. Would highly recommend Greg,Chris, and Ms Betty.
Response from the owner: Thank you for the 5-star review! We’re so glad you had a great experience with us.
Curtis Helms Insurance,The insurance team goes over and beyond to assign the perfect policy for you.
Response from the owner: We're happy to help you find the perfect insurance policy! Thanks for giving us five stars, Martin.
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We Can Help You Navigate the Home Insurance Process

We Can Help You Navigate the Home Insurance Process

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